In short
Payotte covers 50 states and 50 main cities (one per state), divided into 430 sectors (3 to 10 per city). 539 of 539 planned state guides are written; 50 states have all of theirs. Each sector will list one professional per trade (real estate agents, mortgage loan officers, home inspectors, real estate attorneys and appraisers): 2,150 spots. No professional is listed yet, so every spot is open; a professional asks for theirs on the Get listed page, free, with no ads and no commission.
All states
guides Alabama guides Alaska guides Arizona guides Arkansas guides California guides Colorado guides Connecticut guides Delaware guides Florida guides Georgia guides Hawaii guides Idaho guides Illinois guides Indiana guides Iowa guides Kansas guides Kentucky guides Louisiana guides Maine guides Maryland guides Massachusetts guides Michigan guides Minnesota guides Mississippi guides Missouri guides Montana guides Nebraska guides Nevada guides New Hampshire guides New Jersey guides New Mexico guides New York guides North Carolina guides North Dakota guides Ohio guides Oklahoma guides Oregon guides Pennsylvania guides Rhode Island guides South Carolina guides South Dakota guides Tennessee guides Texas guides Utah guides Vermont guides Virginia guides Washington guides West Virginia guides Wisconsin guides Wyoming
Ask for your sector’s spot
Real estate agents, mortgage loan officers, home inspectors, real estate attorneys and appraisers: each sector of each main city has one spot per trade, 2,150 in all, and none is taken. Listing is free and never paid — no ads, no commission, no fee to rank.
What changes from one state to the next
Rules differ sharply from one state to the next: 14 states charge no state transfer tax, 6 require an attorney at closing, 6 have no seller disclosure form, 17 foreclose only through the courts and 9 are community property states.
14 No state transfer tax
Alaska, Arizona, Idaho, Indiana, Kansas, Mississippi, Missouri, Montana, New Mexico, North Dakota, Oregon, Texas, Utah, Wyoming
6 Attorney required at closing
Connecticut, Delaware, Georgia, North Carolina, South Carolina, West Virginia
Source: Payotte’s 50-state tables, extracted from the state guides on October 14, 2026; each state guide cites the official texts it relies on. All 50-state tables.
Full table: state, main city, sectors and professionals
| State | Main city | How the city is divided | Sectors | Open spots | Guides | Professionals |
|---|---|---|---|---|---|---|
| Alabama | Birmingham | 10 most populous ZIP codes (of 15 ZIP code areas mostly inside the city) | 10 | 50 | 11 of 11 | Professionals |
| Alaska | Anchorage | Assembly districts (next level above community councils) | 6 | 30 | 12 of 12 | Professionals |
| Arizona | Phoenix | 10 most populous ZIP codes (of 44 ZIP code areas mostly inside the city) | 10 | 50 | 12 of 12 | Professionals |
| Arkansas | Little Rock | 8 ZIP codes of at least 1,000 residents (of 9 ZIP code areas mostly inside the city) | 8 | 40 | 10 of 10 | Professionals |
| California | Los Angeles | Area Planning Commissions (7) | 7 | 35 | 13 of 13 | Professionals |
| Colorado | Denver | 10 most populous neighborhoods (of 78 statistical neighborhoods) | 10 | 50 | 11 of 11 | Professionals |
| Connecticut | Hartford | Planning districts (5) | 5 | 25 | 10 of 10 | Professionals |
| Delaware | Wilmington | City Council districts | 8 | 40 | 10 of 10 | Professionals |
| Florida | Miami | 10 most populous ZIP codes (of 13 ZIP code areas mostly inside the city) | 10 | 50 | 13 of 13 | Professionals |
| Georgia | Atlanta | 10 most populous neighborhoods (of 248 official neighborhoods) | 10 | 50 | 10 of 10 | Professionals |
| Hawaii | Honolulu | Regional planning areas (Development Plan / Sustainable Communities Plan areas) | 8 | 40 | 11 of 11 | Professionals |
| Idaho | Boise | 10 most populous neighborhoods (of 36 registered neighborhood associations) | 10 | 50 | 11 of 11 | Professionals |
| Illinois | Chicago | Planning regions (7) | 7 | 35 | 10 of 10 | Professionals |
| Indiana | Indianapolis | Marion County townships | 9 | 45 | 10 of 10 | Professionals |
| Iowa | Des Moines | 10 most populous ZIP codes (of 11 ZIP code areas mostly inside the city) | 10 | 50 | 11 of 11 | Professionals |
| Kansas | Overland Park | 8 ZIP codes of at least 1,000 residents (of 9 ZIP code areas mostly inside the city) | 8 | 40 | 10 of 10 | Professionals |
| Kentucky | Louisville | 10 most populous ZIP codes (of 14 ZIP code areas mostly inside the city) | 10 | 50 | 11 of 11 | Professionals |
| Louisiana | New Orleans | 10 most populous ZIP codes (of 20 ZIP code areas mostly inside the city) | 10 | 50 | 12 of 12 | Professionals |
| Maine | Portland | City Council districts | 5 | 25 | 10 of 10 | Professionals |
| Maryland | Baltimore | Planning districts (Department of Planning) | 10 | 50 | 11 of 11 | Professionals |
| Massachusetts | Boston | 10 most populous neighborhoods (of 23 in the Planning Department neighborhood dataset) | 10 | 50 | 10 of 10 | Professionals |
| Michigan | Detroit | 10 most populous ZIP codes (of 29 ZIP code areas mostly inside the city) | 10 | 50 | 10 of 10 | Professionals |
| Minnesota | Minneapolis | 10 most populous ZIP codes (of 20 ZIP code areas mostly inside the city) | 10 | 50 | 11 of 11 | Professionals |
| Mississippi | Jackson | 9 ZIP codes of at least 1,000 residents (of 13 ZIP code areas mostly inside the city) | 9 | 45 | 11 of 11 | Professionals |
| Missouri | St. Louis | 10 most populous neighborhoods (of 79 official neighborhoods) | 10 | 50 | 10 of 10 | Professionals |
| Montana | Billings | Neighborhood task forces | 9 | 45 | 10 of 10 | Professionals |
| Nebraska | Omaha | 10 most populous ZIP codes (of 25 ZIP code areas mostly inside the city) | 10 | 50 | 10 of 10 | Professionals |
| Nevada | Las Vegas | 10 most populous ZIP codes (of 16 ZIP code areas mostly inside the city) | 10 | 50 | 11 of 11 | Professionals |
| New Hampshire | Manchester | 5 ZIP codes of at least 1,000 residents (of 5 ZIP code areas mostly inside the city) | 5 | 25 | 10 of 10 | Professionals |
| New Jersey | Newark | Wards | 5 | 25 | 11 of 11 | Professionals |
| New Mexico | Albuquerque | 10 most populous community planning areas (of 12) | 10 | 50 | 12 of 12 | Professionals |
| New York | New York City | Boroughs (community districts number 59 and council districts 51, both above 30) | 5 | 25 | 11 of 11 | Professionals |
| North Carolina | Charlotte | 10 most populous ZIP codes (of 27 ZIP code areas mostly inside the city) | 10 | 50 | 11 of 11 | Professionals |
| North Dakota | Fargo | 10 most populous neighborhoods (of 38 neighborhoods) | 10 | 50 | 10 of 10 | Professionals |
| Ohio | Columbus | 10 most populous ZIP codes (of 27 ZIP code areas mostly inside the city) | 10 | 50 | 10 of 10 | Professionals |
| Oklahoma | Oklahoma City | 10 most populous ZIP codes (of 45 ZIP code areas mostly inside the city) | 10 | 50 | 10 of 10 | Professionals |
| Oregon | Portland | 10 most populous neighborhoods (of 94 neighborhoods) | 10 | 50 | 12 of 12 | Professionals |
| Pennsylvania | Philadelphia | 10 most populous ZIP codes (of 49 ZIP code areas mostly inside the city) | 10 | 50 | 10 of 10 | Professionals |
| Rhode Island | Providence | 10 most populous neighborhoods (of 25 neighborhoods) | 10 | 50 | 10 of 10 | Professionals |
| South Carolina | Greenville | Single-member council districts | 4 | 20 | 11 of 11 | Professionals |
| South Dakota | Sioux Falls | Council districts | 5 | 25 | 11 of 11 | Professionals |
| Tennessee | Nashville | 10 most populous ZIP codes (of 27 ZIP code areas mostly inside the city) | 10 | 50 | 11 of 11 | Professionals |
| Texas | Dallas | 10 most populous ZIP codes (of 47 ZIP code areas mostly inside the city) | 10 | 50 | 13 of 13 | Professionals |
| Utah | Salt Lake City | 9 ZIP codes of at least 1,000 residents (of 14 ZIP code areas mostly inside the city) | 9 | 45 | 10 of 10 | Professionals |
| Vermont | Burlington | City Council wards | 8 | 40 | 10 of 10 | Professionals |
| Virginia | Arlington | 10 most populous neighborhoods (of 62 civic associations) | 10 | 50 | 10 of 10 | Professionals |
| Washington | Seattle | 10 most populous neighborhoods (of 53 Community Reporting Areas) | 10 | 50 | 13 of 13 | Professionals |
| West Virginia | Charleston | Neighborhoods of the comprehensive plan (7) | 7 | 35 | 10 of 10 | Professionals |
| Wisconsin | Milwaukee | 10 most populous ZIP codes (of 21 ZIP code areas mostly inside the city) | 10 | 50 | 11 of 11 | Professionals |
| Wyoming | Cheyenne | City Council wards | 3 | 15 | 10 of 10 | Professionals |
The source of each city’s division is cited on the state’s Professionals page.