What buying
a home in Italy
really costs.
The same €300,000 home costs €6,100 in purchase taxes as a first home bought from a private owner and €30,600 as a second home bought new from a builder: in Italy, the seller and the prima casa relief set the bill, not the region.
€6,100
purchase taxes on a €300,000 resale home bought as a prima casa
€30,600
on the same price bought new from a builder as a second home
3.91%
average rate on new housing loans fixed 5 to 10 years (ECB, September 2026)
€1,046
monthly payment on €200,000 over 25 years
720,521
homes sold in Italy in 2024 (OMI, outside the land-book areas)
Housing loans fixed 5 to 10 years, September 2026 3.91% ECB, MFI interest rate statistics for Italy (3.8% in August 2026) Your payment →
Where to look
The 20 cities with the most home sales, from the OMI register of the Agenzia delle Entrate. Professionals are coming soon.
12.8 per 1,000
Rome
Lazio
35,127 home sales, 2024
17.6 per 1,000
Milan
Lombardy
24,003 home sales, 2024
17.7 per 1,000
Turin
Piedmont
15,120 home sales, 2024
15.5 per 1,000
Genoa
Liguria
8,791 home sales, 2024
8.6 per 1,000
Naples
Campania
7,795 home sales, 2024
10.4 per 1,000
Palermo
Sicily
6,530 home sales, 2024
14.8 per 1,000
Bologna
Emilia-Romagna
5,788 home sales, 2024
17.3 per 1,000
Bari
Apulia
5,463 home sales, 2024
13.3 per 1,000
Florence
Tuscany
4,825 home sales, 2024
13 per 1,000
Catania
Sicily
3,863 home sales, 2024
15.5 per 1,000
Venice
Veneto
3,860 home sales, 2024
17.3 per 1,000
Padua
Veneto
3,603 home sales, 2024
More cities: Bergamo · Brescia · Messina · Modena · Parma · Ravenna · Reggio Emilia · Verona
Regions: Abruzzo · Aosta Valley · Apulia · Basilicata · Calabria · Campania · Emilia-Romagna · Friuli-Venezia Giulia · Lazio · Liguria · Lombardy · Marche · Molise · Piedmont · Sardinia · Sicily · Trentino-South Tyrol · Tuscany · Umbria · Veneto
Five trades
For each, the register or permit you can check yourself with the official body. Notaries are not listed: they hold a public office, and the page explains their role.
Calculators and guides
Official rates recomputed by an automatic check; 66 guides checked against the sources they cite, sorted by step.
Calculators and tables
Foreign buyers
Purchase taxes
Buying
Financing
Selling
Renting
How the list will be made
The same rules as in Canada, France, Belgium, Spain and the other Payotte countries. The method in detail →
01
A business, never a person
Each profile presents a firm (its name, legal form and Registro Imprese entry). No person's name is published, and no notary is listed.
02
A registration you check yourself
The Registro Imprese for agents, the OAM lists for credit brokers, the national registers of geometri and architects: the profile says where to check.
03
One firm per area and trade
Chosen on public data under a published scale. Never chosen on its ability to pay: Payotte is free, with no ads or commission.
How much will your purchase cost?
Resale or new build, prima casa or not, a loan or not: the registration tax or VAT and the other taxes in a few seconds, from the official rates.
Calculate my purchase costs