What buying
a home in Mexico
really costs.

The same MX$3 million home pays MX$24,144 in property acquisition tax in Guanajuato and MX$170,306 in Querétaro: in Mexico, each municipality sets the tax, and Payotte computes it from the 2026 laws of 54 of them.

acquisition tax and recording fee on a MX$3 million home in Cancún

average fixed-rate mortgage offer (Banco de México, August 2026)

a month for MX$2,400,000 over 20 years at that rate

federal fee for the SRE permit of a fideicomiso in 2026

appraisal values over a year (SHF index, Q2 2026)

Banco de México target rate, since 24 September 2026 6.5% Average fixed-rate mortgage offer: 11.31%, total annual cost (CAT) 13.78% (August 2026) Your payment →

Where to look

The municipalities foreign buyers name first, with the acquisition tax on a MX$3 million home. Professionals are coming soon.

Playa del Carmen

Puerto Vallarta

Puerto Vallarta

Bahía de Banderas

Nuevo Vallarta, Bucerías, Sayulita

Baja California Sur

Cabo San Lucas, San José del Cabo

Baja California Sur

La Paz, Todos Santos

San Miguel de Allende

San Miguel de Allende

Ajijic, Chapala

Oaxaca de Juárez

Oaxaca de Juárez

More municipalities: Acapulco · Aguascalientes · Bacalar · Campeche · Chetumal · Chihuahua · Ciudad Juárez · Colima · Cozumel · Cuernavaca · Culiacán · Durango · Ensenada · Guadalajara · Guanajuato · Guaymas · Hermosillo · Huatulco · Isla Mujeres · León · Loreto · Manzanillo · Mexicali · Monterrey · Morelia · Pachuca · Playas de Rosarito · Progreso · Puebla · Puerto Escondido · Puerto Peñasco · Querétaro · Saltillo · San Cristóbal de las Casas · San Luis Potosí · Tampico · Tepic · Tijuana · Tlaxcala · Toluca · Torreón · Tuxtla Gutiérrez · Valladolid · Veracruz · Villahermosa · Zacatecas · Zapopan · Zihuatanejo

The 32 federal entities: Aguascalientes · Baja California · Baja California Sur · Campeche · Chiapas · Chihuahua · Coahuila · Colima · Durango · Guanajuato · Guerrero · Hidalgo · Jalisco · Mexico City · Michoacán · Morelos · Nayarit · Nuevo León · Oaxaca · Puebla · Querétaro · Quintana Roo · San Luis Potosí · Sinaloa · Sonora · State of Mexico · Tabasco · Tamaulipas · Tlaxcala · Veracruz · Yucatán · Zacatecas

All municipalities and states on a map →

Five trades

For each, the register you can check yourself. Notaries and lawyers are not listed: their advertising is restricted.

Real estate agent

State licence where the state requires one

Appraiser (perito valuador)

SHF register for mortgage appraisals

Mortgage lender

CNBV and CONDUSEF registers

Notary (notario público)

Appointed by the state (not listed)

Real estate lawyer

Cédula profesional (not listed)

Calculators and guides

2026 municipal laws recomputed by an automatic check (54 municipalities); 69 guides checked against the sources they cite, sorted by step.

Calculators and tables

Foreign buyers

Acquisition tax by state

Buying

Financing

Selling and taxes

Renting

Owning and inheriting

How the list will be made

The same rules as in Canada, France and Payotte's other countries. The method in detail →

01

A business, never a person

Each profile will present a firm (its name, RFC and address). No person's name is published, and no notary or lawyer is listed.

02

A registration you check yourself

State licence of the agent where one exists, SHF register of appraisers, CNBV and CONDUSEF registers of lenders: the profile says where to check.

03

One firm per area and trade

Chosen on public data under a published scale. Never chosen on its ability to pay: Payotte is free, with no ads or commission.

How much will your purchase cost in tax?

Your municipality, the price and the appraisal: the acquisition tax and the recording fee in a few seconds.

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