What buying
a home in Australia
really costs.
The same $800,000 home costs $25,150 in stamp duty in the ACT and $43,070 in Victoria, at general rates: in Australia, the bill depends on the state, and Payotte computes it from each revenue office's official rates.
$1,100,400
mean value of a dwelling in Australia (ABS, June quarter 2026)
$63,105
general duty on the median Sydney house ($1,487,600)
$800,000
duty-free for first home buyers in NSW
3 points
APRA serviceability buffer on a home loan
$1,487,600
Sydney, the dearest capital (median house)
General duty on the median Sydney house ($1,487,600) $63,105 Revenue NSW rates in force (14/10/2026) The calculation →
Where to look
The eight capital cities, A to Z: median price of an established house sold in the June quarter 2026 and its change over a year (ABS, preliminary). Professionals are coming soon.
SA
Adelaide
South Australia
$975,000 · +13.2%
QLD
Brisbane
Queensland
$1,155,000 · +18.8%
ACT
Canberra
Australian Capital Territory
$1,030,000 · +3%
NT
Darwin
Northern Territory
$752,500 · +21.4%
TAS
Hobart
Tasmania
$750,000 · +4.9%
VIC
Melbourne
Victoria
$850,000 · +1.2%
WA
Perth
Western Australia
$1,010,000 · +18.8%
NSW
Sydney
New South Wales
$1,487,600 · -2.1%
Outside the capitals: Rest of Northern Territory · Rest of NSW · Rest of Queensland · Rest of South Australia · Rest of Tasmania · Rest of Victoria · Rest of Western Australia
States and territories: New South Wales · Victoria · Queensland · Western Australia · South Australia · Tasmania · Australian Capital Territory · Northern Territory
Five trades
For each, the register you can check yourself with the official body.
Calculator and guides
Each state's official rates, recomputed by an automatic check; 37 guides checked against the sources they cite, sorted by step.
Calculators and tables
Buying
Financing
Selling
Renting
How the list will be made
The same rules as in Canada, France, Belgium and the United Kingdom. The method in detail →
01
A business, never a person
Each profile presents a firm (its name, ABN and address). No person's name is published.
02
A licence you check yourself
State or territory licence, ASIC credit licence: the profile says where to check, with the official body.
03
One firm per area and trade
Chosen on public data under a published scale. Never chosen on its ability to pay: Payotte is free, with no ads or commission.
How much stamp duty will your purchase cost?
Your state, first home buyer or not, owner-occupier or investor: the calculation in a few seconds.
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