What buying
a home in the UK
really costs.
The same £300,000 home costs a home mover £5,000 of Stamp Duty in England, £4,600 of LBTT in Scotland and £4,500 of Land Transaction Tax in Wales: three nations, three taxes, each computed by Payotte from the official rates.
£272,611
average UK home (UK HPI, July 2026)
£5,000
SDLT on a £300,000 home in England
£300,000
tax-free for first-time buyers in England
8%
ADS on a second home in Scotland
£479,736
Buckinghamshire, the dearest area covered
Stamp Duty on a £300,000 home in England, home mover £5,000 HMRC rates in force (14/10/2026) The calculation →
Where to look
The 10 areas with the most registered sales over twelve months (UK House Price Index), A to Z, then the 10 others. Average price July 2026; professionals are coming soon.
ENG
Birmingham
West Midlands
£234,257 · +2.5%
ENG
Buckinghamshire
South East
£479,736 · +1.1%
SCO
City of Edinburgh
Scotland
£303,965 · +4%
SCO
City of Glasgow
Scotland
£193,675 · +2.6%
ENG
Cornwall
South West
£275,642 · -0.7%
ENG
County Durham
North East
£140,447 · +4.7%
ENG
Leeds
Yorkshire and The Humber
£247,695 · +3.8%
ENG
North Yorkshire
Yorkshire and The Humber
£270,463 · +2.5%
ENG
Somerset
South West
£282,062 · +3.1%
ENG
Wiltshire
South West
£328,746 · +2.6%
Other areas: Belfast · Bradford · Cardiff · Cheshire East · Dorset · Fife · North Lanarkshire · Sheffield · South Lanarkshire · West Northamptonshire
Nations: England · Scotland · Wales · Northern Ireland
Five trades
For each, the register you can check yourself with the official body.
Calculator and guides
Each nation's official rates, recomputed by an automatic check; 34 guides checked against the sources they cite, sorted by step.
Calculators and tables
Buying
Financing
Selling
Renting
How the list will be made
The same rules as in Canada, France and Belgium. The method in detail →
01
A company, never a person
Each profile presents a firm (its name, Companies House number and address). No person's name is published.
02
A title you check yourself
FCA Register, SRA, CLC, Law Society, RICS, redress scheme: the profile says where to check, with the official body.
03
One firm per area and trade
Chosen on public data under a published scale. Never chosen on its ability to pay: Payotte is free, with no ads or commission.
How much tax will your purchase cost?
Stamp Duty, LBTT or LTT, first-time buyer or second home: the calculation in a few seconds.
Calculate my purchase tax