South West · England

House prices in Cornwall: July 2026 and purchase tax

Average prices of the UK House Price Index (HM Land Registry, Registers of Scotland, Land & Property Services and ONS), July 2026, all property types. 7,831 sales over the latest twelve months with complete volumes.

In short

In July 2026, the average price of a home in Cornwall was £275,642, -0.7% over twelve months (9% below the South West average). At that price, a home mover pays £3,782 in Stamp Duty Land Tax, plus £150 of HM Land Registry fee.

The questions, answered

What is the average house price in Cornwall?

The average price of a home in Cornwall was £275,642 in July 2026, -0.7% over twelve months (UK House Price Index).

How much does a flat or a house cost in Cornwall?

In July 2026, the average price in Cornwall was £421,751 for a detached house, £276,890 for a semi-detached house, £228,014 for a terraced house, £144,632 for a flat (UK House Price Index).

What do first-time buyers pay in Cornwall?

First-time buyers paid £227,324 on average in Cornwall in July 2026, against £275,642 for all buyers (UK House Price Index).

Have house prices gone up in Cornwall?

The average price in Cornwall went from £200,365 in July 2016 to £275,642 in July 2026, a change of +37.6%; -0.7% over the last twelve months (UK House Price Index).

How much Stamp Duty Land Tax on an average-priced home in Cornwall?

On £275,642, Stamp Duty Land Tax (SDLT) comes to £3,782 for a home mover, £0 for a first-time buyer and £17,564 for an additional property, at the rates in force in England.

How many homes sell in Cornwall?

7,831 sales in Cornwall were registered from May 2025 to April 2026, the latest twelve months with complete volumes (UK House Price Index).

Is Cornwall expensive?

Cornwall ranks 8th of the 20 areas Payotte covers for the average price in July 2026, from £479,736 in Buckinghamshire to £140,447 in County Durham.

Prices by property type, July 2026

TypeAverage priceSouth West
Detached£421,751£495,113
Semi-detached£276,890£323,872
Terraced£228,014£264,734
Flat or maisonette£144,632£171,240
All types£275,642£302,298
First-time buyers£227,324£249,123

The UK HPI is a mix-adjusted average (a hedonic model), not the price of the homes sold in the month. Northern Ireland figures are quarterly.

The trend, July of each year

YearAverage priceChange on the year before
2016£200,365—
2017£210,216+4.9%
2018£220,578+4.9%
2019£225,496+2.2%
2020£231,062+2.5%
2021£255,396+10.5%
2022£290,942+13.9%
2023£291,224+0.1%
2024£282,761-2.9%
2025£277,714-1.8%
2026£275,642-0.7%

Sources