What buying
a home in Brazil
really costs.

The same R$ 500 thousand home costs R$ 13,690 in transfer tax, deed and registration in Brasília and R$ 30,162 in Rio Branco: in Brazil, each city sets its ITBI and each state its notary fees, and Payotte computes both from the official texts.

R$ 16,472
more on the same R$ 500 thousand home in Rio Branco than in Brasília
4%
ITBI in Fortaleza, the highest rate read
11.28%
average rate on new housing loans (Banco Central, August 2026)
R$ 3,730
monthly Price payment on R$ 400 thousand over 30 years
80%
most a lender may finance of the appraised value (CMN)
Selic target, since 17 September 2026 13.75% Average new housing loan: 11.28% (August 2026, Banco Central) Your payment →

Where to look

The cities where foreigners buy most often and the largest capitals, with the ITBI rate where Payotte read the city's law. Professionals are coming soon.
RJ
Rio de Janeiro
Rio de Janeiro
ITBI not read
SP
São Paulo
São Paulo
ITBI 3%
SC
Florianópolis
Santa Catarina
ITBI 2%
BA
Salvador
Bahia
ITBI 3%
CE
Fortaleza
Ceará
ITBI 4%
RN
Natal
Rio Grande do Norte
ITBI 3%
PE
Recife
Pernambuco
ITBI 3%
SC
Balneário Camboriú
Santa Catarina
ITBI not read
RJ
Armação dos Búzios
Rio de Janeiro
ITBI 2.5%
RJ
Paraty
Rio de Janeiro
ITBI 2%
DF
Brasília
Distrito Federal
ITBI 2%
MG
Belo Horizonte
Minas Gerais
ITBI 3%

More cities: Angra dos Reis · Aracaju · Belém · Boa Vista · Bombinhas · Cabo Frio · Campinas · Campo Grande · Cuiabá · Curitiba · Foz do Iguaçu · Goiânia · Gramado · Guarulhos · Ilhabela · Ipojuca · Itajaí · Jijoca de Jericoacoara · João Pessoa · Joinville · Londrina · Macapá · Maceió · Manaus · Mata de São João · Niterói · Osasco · Palmas · Porto Alegre · Porto Seguro · Porto Velho · Ribeirão Preto · Rio Branco · Santo André · Santos · São Bernardo do Campo · São José dos Campos · São Luís · Teresina · Tibau do Sul · Ubatuba · Uberlândia · Vitória

States: Acre · Alagoas · Amapá · Amazonas · Bahia · Ceará · Distrito Federal · Espírito Santo · Goiás · Maranhão · Mato Grosso · Mato Grosso do Sul · Minas Gerais · Pará · Paraíba · Paraná · Pernambuco · Piauí · Rio de Janeiro · Rio Grande do Norte · Rio Grande do Sul · Rondônia · Roraima · Santa Catarina · São Paulo · Sergipe · Tocantins

All cities and states on a map →

Five trades

For each, the register you can check yourself with the official body. Lawyers and lenders are not listed in Brazil.
Real estate broker
CRECI registration (corretor de imóveis)
Property appraiser
CNAI (COFECI) or CREA / CAU
Architect and engineer
CAU or CREA registration
Mortgage lender
Authorised by the Banco Central (not listed)
Property lawyer
OAB registration (not listed)

Calculators and guides

Official rates and fee tables recomputed by an automatic check; 76 guides checked against the sources they cite, sorted by step.
Calculators and tables
Foreign buyers
Buying
New builds and condominiums
Financing
Selling
Renting
Owning
Cities of foreign buyers

How the list will be made

The same rules as in Canada, France, Belgium, the United Kingdom, Australia and India. The method in detail →
01
A business, never a person
Each profile presents a firm (its name, CNPJ and address). No person's name is published, and no lawyer is listed.
02
A registration you check yourself
CRECI, CNAI, CAU or CREA: the profile says where to check, with the official council.
03
One firm per area and trade
Chosen on public data under a published scale. Never chosen on its ability to pay: Payotte is free, with no ads or commission.

How much will your purchase cost?

Your city and the price: ITBI, notary deed and registration in a few seconds.

Calculate my purchase costs