Buying in Salvador, in detail
Bahia's capital, Salvador, is the 5th largest of Payotte's 55 cities and 5th among Brazil's 100 largest as well. The 2022 census counted 2,417,678 people, and the 2026 projection is 2,559,945. That growth of 5.9% ranks 30th among 55, just above the national 5.5%. The city holds 17.1% of the Bahia population.
Home ownership is the rule: 74.2% of households own and 21.4% rent, 48th of 55 for rental share and under the national 22.2%. The 958,731 occupied households average 2.52 people, 49th of 55. Belo Horizonte and Fortaleza are close in size and show 25.5% and 30.3% renting. Across Bahia as a whole the rental share is 15.9%. Mata de São João, also in Bahia, applies the same ITBI rate as Salvador, while Porto Seguro is unread. Across the 55 cities, 41 had a readable ITBI law and the median rate among them is 2%.
Purchase costs are fully readable here. ITBI is 3%, from Lei 7.186/2006, arts. 116-118 and 122: 1 city charges more and 30 charge less. Priced at R$ 500 thousand, the tax is R$ 15,000; at R$ 1 million it is R$ 30,000. A rate of 1% applies to a residential property with up to 39.56 m² built and an updated venal value up to R$ 44,996.73. The Bahia fee table gives a single amount per bracket: R$ 4,249 each for escritura and registro at the lower price, and R$ 9,556 each at the higher. Totals are R$ 23,497, or 4.7%, and R$ 49,111, or 4.91%.
The state median valuation is R$ 242,000 (June 2026). That ranks 16th among 27 and lies under the national R$ 291 thousand. Over 30 years the Price table turns it into R$ 1,805 monthly. The 2022 population of Bahia was 14,141,626, and Salvador is its largest city on Payotte. Banco Central data include only financed homes. SINAPI is R$ 1,878 per square meter, 20th among 27. Salvador pays IPTU of R$ 1,294 for each home, 42nd in the top 100 cities.
In short
On a R$ 500 thousand home in Salvador (Bahia), the ITBI transfer tax, the notary deed and the registration come to R$ 23,497. The city's ITBI rate is 3%. 21.4% of occupied homes were rented in the 2022 Census.
Calculate for Salvador
The questions, answered
How much are the purchase costs on a R$ 500 thousand home in Salvador?
On a R$ 500 thousand home in Salvador (Bahia), ITBI transfer tax (3%) R$ 15,000, notary deed (escritura) R$ 4,249, registration at the property registry R$ 4,249: R$ 23,497 in all, from the rates and fee tables read on 15 October 2026.
How much are the purchase costs on a R$ 1 million home in Salvador?
On a R$ 1 million home in Salvador (Bahia): ITBI transfer tax (3%) R$ 30,000, notary deed (escritura) R$ 9,556, registration at the property registry R$ 9,556, R$ 49,111 in all.
What is the ITBI rate in Salvador?
Salvador charges ITBI at 3% of the value of the transfer (Lei nº 7.186/2006 (Código Tributário e de Rendas) arts. 116-118, 122; Decreto nº 24.058/2013 art. 8); the same law sets a reduced rate of 1% for some purchases it defines (see the purchase costs calculator).
What monthly payment on a R$ 500 thousand home in Salvador?
R$ 400,000 borrowed on a R$ 500 thousand home (CMN cap 80%) costs R$ 3,738 a month with Price over 30 years at 11.31% (September 2026), or R$ 4,699 the first month with SAC.
Do more people rent in Salvador than in Brazil as a whole?
In the 2022 Census, 21.4% of the 958,731 occupied homes in Salvador were rented and 74.2% owned by a resident, against 22.2% rented across Brazil (IBGE).
How many people live in Salvador?
Salvador had 2,417,678 residents in the 2022 Census, and 2,559,945 in the IBGE estimate for 2026.
How Salvador compares
Salvador is the 5th most populous of the 55 cities on Payotte, with 2,417,678 residents in the 2022 Census, 17.1% of Bahia's 14,141,626. The IBGE estimate for 2026, 2,559,945, is 5.9% above the census: faster than Bahia as a whole (5.3%), 31st of 55 cities, against 5.5% for Brazil. The census counts 2.52 residents per occupied home, fewer than the 2.78 of Bahia.
21.4% of the 958,731 occupied homes of Salvador were rented in 2022, close to the 22.2% national share, and 5.5 points above Bahia (15.9%); 74.2% were owned by a resident. That is the 48th highest rental share of 55 cities.
Salvador charges ITBI at 3%, above the 2% median of the 41 city rates read (1 city charges more). That is R$ 15,000 on R$ 500 thousand and R$ 30,000 on R$ 1 million; the law also lists 1% for some purchases it defines, which the calculator does not apply.
By population the closest cities on Payotte are Belo Horizonte (2,315,560 residents, 25.5% of homes rented, ITBI 3%) and Fortaleza (2,428,708 residents, 30.3% of homes rented, ITBI 4%). In the Nordeste region, which has 14 of the 55 cities, Salvador has the 12th highest share of rented homes. Its 2.52 residents per occupied home rank 49th of 55, among the least crowded.
| Measure | Value | Reference | Rank |
|---|---|---|---|
| Salvador: residents, 2022 Census | 2,417,678 | median city 616,317 | 5th of 55 |
| Salvador: share of Bahia's residents | 17.1% | 14,141,626 in the state | 1st of 3 in the state |
| Salvador: estimate for 2026 against the census | +5.9% | Bahia +5.3% | 31st of 55 |
| Salvador: occupied homes, 2022 | 958,731 | Bahia 5,088,395 | 4th of 55 |
| Salvador: residents per occupied home | 2.52 | Bahia 2.78 | 49th of 55 |
| Salvador: homes rented | 21.4% | Brazil 22.2%, Bahia 15.9% | 48th of 55 |
| Salvador: homes owned by a resident | 74.2% | Bahia 78.3% | 5th of 55 |
| Salvador: ITBI rate | 3% | median of 41 cities 2% | 2nd of 41 |
| Salvador: ITBI on R$ 500 thousand | R$ 15,000 | at the median rate R$ 10,000 | +R$ 5,000 |
| Salvador: ITBI on R$ 1 million | R$ 30,000 | at the median rate R$ 20,000 | +R$ 10,000 |
| Salvador: all computed lines on R$ 500 thousand | R$ 23,497 | 4.7% of the price | R$ 49,111 on R$ 1 million |
Notary and registry fees, the median financed home and the construction cost of Bahia are on its state page.
The figures
| Measure | Value | Source |
|---|---|---|
| ITBI transfer tax (3%), Salvador, on R$ 500 thousand | R$ 15,000 | Lei nº 7.186/2006 (Código Tributário e de Rendas) arts. 116-118, 122; Decreto nº 24.058/2013 art. 8 |
| Notary deed (escritura), Salvador, on R$ 500 thousand | R$ 4,249 | Bahia 2026 fee table |
| Registration at the property registry, Salvador, on R$ 500 thousand | R$ 4,249 | Bahia 2026 fee table |
| Population, 2022 Census | 2,417,678 | IBGE |
| Population estimate, 2026 | 2,559,945 | IBGE |
| Occupied homes rented, 2022 Census | 21.4% | IBGE |
| Average rate, new housing loans to individuals (2026-09) | 11.31% | Banco Central do Brasil, SGS 20774 |
| Selic target, since 2026-09-17 | 13.75% | Banco Central do Brasil, Copom |
No open official series gives home prices by city in Brazil; the Banco Central median is by state.
Elsewhere in Bahia
Sources
- ITBI, Salvador: Lei nº 7.186/2006 (Código Tributário e de Rendas) arts. 116-118, 122; Decreto nº 24.058/2013 art. 8 (consulted 2026-10-15).
- Notary and registry fees, Bahia: Decreto Judiciario TJBA n. 1075 of 16/12/2025 (DJE n. 3.951, 17/12/2025), adjusting the Anexo Unico of Lei estadual 12.373/2011 as amended by Lei 14.806/2024; Tabelas II and III - 2026, in force 01/01/2026; the calculator.
- Census and construction cost: IBGE, SIDRA (4714, 6579, 9930, 2296).
- Loans and values: Banco Central do Brasil open data (ODbL 1.0); Copom decisions.