City · Mato Grosso

Buying a home in Cuiabá: ITBI, fees, loan

ITBI read in the city's own law · notary and registry fees from the state's 2026 table · loan at the Banco Central average rate · census figures

In short

On a R$ 500 thousand home in Cuiabá (Mato Grosso), the ITBI transfer tax, the notary deed and the registration come to at least R$ 10,000. The city's ITBI rate is 2%. 26.9% of occupied homes were rented in the 2022 Census.

Calculate for Cuiabá

If you buy

ITBI, deed, registration and loan in Cuiabá

ITBI from the law of Cuiabá where Payotte read it, notary and registry fees from the Mato Grosso 2026 table. Change any field: the amounts are recalculated instantly.

Value chargedR$ 500,000
ITBI rate (general)2%
ITBI transfer taxR$ 10,000
Notary deed (escritura)not computed
Registration at the property registrynot computed
Total of the lines aboveat least R$ 10,000
Largest loan (CMN cap, 80%)R$ 400,000 (80%)
Price payment, 30 years at 11.28%R$ 3,730
SAC first payment, 30 yearsR$ 4,690

Partial: the state's table prints no amount for this price; the state's table gives the fees before state taxes and funds.

General ITBI rate on the higher of price and reference value; certificates, broker and lawyer fees excluded. Loan at the Banco Central average rate, not an offer. All the rates and sources.

If you sell

Capital gain and the income tax on it

Same federal rules in every city: the seller's tax residence decides.

Capital gainR$ 400,000
Income tax on the gainR$ 60,000
Average rate on the gain15%
Sale price after the taxR$ 1,140,000

Non-resident: withheld by the buyer (or the attorney of a non-resident buyer) on the date of the sale (Law 10,833, art. 26).

Gain = sale price − documented cost in reais; the exclusions are listed on the calculator page. The capital gains calculator and its sources.

The questions, answered

How much are the purchase costs on a R$ 500 thousand home in Cuiabá?

On a R$ 500 thousand home in Cuiabá (Mato Grosso), ITBI transfer tax (2%) R$ 10,000: at least R$ 10,000 in all, from the rates and fee tables read on 15 October 2026 (the state's table prints no amount for this price; the state's table gives the fees before state taxes and funds).

How much are the purchase costs on a R$ 1 million home in Cuiabá?

On a R$ 1 million home in Cuiabá (Mato Grosso): ITBI transfer tax (2%) R$ 20,000, at least R$ 20,000 in all.

What is the ITBI rate in Cuiabá?

Cuiabá charges ITBI at 2% of the value of the transfer (Lei Complementar nº 43/1997 (Código Tributário) art. 228 (alíquotas), art. 226 (base), art. 229 (pagamento)); the same law sets a reduced rate of 0.5% or 0% for some purchases it defines (see the purchase costs calculator).

What monthly payment on a R$ 500 thousand home in Cuiabá?

R$ 400,000 borrowed on a R$ 500 thousand home (CMN cap 80%) costs R$ 3,730 a month with Price over 30 years at 11.28% (August 2026), or R$ 4,690 the first month with SAC.

Do more people rent in Cuiabá than in Brazil as a whole?

In the 2022 Census, 26.9% of the 232,270 occupied homes in Cuiabá were rented and 68% owned by a resident, against 22.2% rented across Brazil (IBGE).

How many people live in Cuiabá?

Cuiabá had 650,877 residents in the 2022 Census, and 698,917 in the IBGE estimate for 2026.

How Cuiabá compares

Cuiabá ranks 27th by population among the 55 cities on Payotte, with 650,877 residents in the 2022 Census, 17.8% of Mato Grosso's 3,658,649. The IBGE estimate for 2026, 698,917, is 7.4% above the census: slower than Mato Grosso as a whole (8%), 20th of 55 cities, against 5.5% for Brazil. The census counts 2.8 residents per occupied home, fewer than the 2.86 of Mato Grosso.

26.9% of the 232,270 occupied homes of Cuiabá were rented in 2022, well above the 22.2% national share, and 0.9 points below Mato Grosso (27.8%); 68% were owned by a resident. That is the 32nd highest rental share of 55 cities.

Cuiabá charges ITBI at 2%, exactly the median of the 41 city rates read. That is R$ 10,000 on R$ 500 thousand and R$ 20,000 on R$ 1 million; the law also lists 0.5% and 0% for some purchases it defines, which the calculator does not apply.

By population the closest cities on Payotte are Joinville (616,317 residents, 28.5% of homes rented, ITBI 2%) and São José dos Campos (697,054 residents, 27.8% of homes rented, ITBI 2%). In the Centro-Oeste region, which has 4 of the 55 cities, Cuiabá has the 3rd highest share of rented homes. Its 2.8 residents per occupied home rank 22nd of 55, in the middle of the field.

MeasureValueReferenceRank
Cuiabá: residents, 2022 Census650,877median city 616,31727th of 55
Cuiabá: share of Mato Grosso's residents17.8%3,658,649 in the state1st of 1 in the state
Cuiabá: estimate for 2026 against the census+7.4%Mato Grosso +8%20th of 55
Cuiabá: occupied homes, 2022232,270Mato Grosso 1,278,11127th of 55
Cuiabá: residents per occupied home2.8Mato Grosso 2.8622nd of 55
Cuiabá: homes rented26.9%Brazil 22.2%, Mato Grosso 27.8%32nd of 55
Cuiabá: homes owned by a resident68%Mato Grosso 64%21st of 55
Cuiabá: ITBI rate2%median of 41 cities 2%14th of 41
Cuiabá: ITBI on R$ 500 thousandR$ 10,000at the median rate R$ 10,000+R$ 0
Cuiabá: ITBI on R$ 1 millionR$ 20,000at the median rate R$ 20,000+R$ 0
Cuiabá: all computed lines on R$ 500 thousandat least R$ 10,0002% of the priceR$ 20,000 on R$ 1 million

Notary and registry fees, the median financed home and the construction cost of Mato Grosso are on its state page.

The figures

MeasureValueSource
ITBI transfer tax (2%), Cuiabá, on R$ 500 thousandR$ 10,000Lei Complementar nº 43/1997 (Código Tributário) art. 228 (alíquotas), art. 226 (base), art. 229 (pagamento)
Population, 2022 Census650,877IBGE
Population estimate, 2026698,917IBGE
Occupied homes rented, 2022 Census26.9%IBGE
Average rate, new housing loans to individuals (2026-08)11.28%Banco Central do Brasil, SGS 20774
Selic target, since 2026-09-1713.75%Banco Central do Brasil, Copom

No open official series gives home prices by city in Brazil; the Banco Central median is by state.

Elsewhere in Mato Grosso

Sources