Buying a home in Bombinhas: ITBI, fees, loan

Buying in Bombinhas, in detail

Bombinhas is a small municipality that moves fast. The 2022 census counted 25,058 people, and the 2026 projection is 29,722. That growth of 18.6% ranks 2nd out of 55 Payotte cities, well above the national 5.5%. By size it is 54th of 55, and it holds only 0.3% of the population of Santa Catarina.

Its housing mix stands out. 38.6% of households rent, 2nd of 55, against 22.2% across Brazil, and 54.8% own. There are 9,072 occupied households averaging 2.76 people, 27th of 55. Among cities of similar size on Payotte, Tibau do Sul has 32.1% renting and Jijoca de Jericoacoara 28.3%, both lower than Bombinhas.

On purchase costs, Payotte has nothing to print for this city. Payotte could not open the ITBI law, so neither a rate nor an ITBI amount is shown. The 2026 fee table of Santa Catarina was not readable either, so there is no figure for the escritura or the registro. Call the Secretaria de Finanças, or the city hall, for the current ITBI rate, and the cartório for its quote. Other Santa Catarina cities serve as a guide only: Florianópolis, Itajaí and Joinville all charge ITBI of 2%, while Balneário Camboriú is also unread. Florianópolis, the capital, has 537,211 residents and 36.5% renting.

The state data apply here. Santa Catarina has a median financed property of R$ 390,000 (June 2026). That ranks 4th among 27 and beats the national R$ 291 thousand. That means R$ 2,909 a month on a 30-year Price table. The median counts only homes financed, as published by the Banco Central. SINAPI cost is R$ 2,252 per square meter, 2nd among 27, while the state share of renters is 26.3%. A buyer here should treat Santa Catarina figures as context for the market, not as a price for Bombinhas. The nearby Florianópolis rate of 2% is not a rule for this municipality, since each city sets its own ITBI.

Calculate for Bombinhas

The questions, answered

How much are the purchase costs on a R$ 500 thousand home in Bombinhas?

Payotte does not compute the purchase costs of a R$ 500 thousand home in Bombinhas: the city's ITBI rate could not be read at an official source; the state's 2026 fee table could not be read. Payotte publishes no amount it has not read at the source; ask the city's finance department and the notary.

What is the ITBI rate in Bombinhas?

Payotte could not read Bombinhas's ITBI law or the city's finance department page (the official site refused the connection or the text could not be found), so it publishes no rate: ask the city before signing.

What monthly payment on a R$ 500 thousand home in Bombinhas?

R$ 400,000 borrowed on a R$ 500 thousand home (CMN cap 80%) costs R$ 3,738 a month with Price over 30 years at 11.31% (September 2026), or R$ 4,699 the first month with SAC.

Do more people rent in Bombinhas than in Brazil as a whole?

In the 2022 Census, 38.6% of the 9,072 occupied homes in Bombinhas were rented and 54.8% owned by a resident, against 22.2% rented across Brazil (IBGE).

How many people live in Bombinhas?

Bombinhas had 25,058 residents in the 2022 Census, and 29,722 in the IBGE estimate for 2026.

How Bombinhas compares

With 25,058 residents in 2022, Bombinhas is among the five smallest of the 55 cities on Payotte, with 25,058 residents in the 2022 Census, 0.3% of Santa Catarina's 7,610,361. The IBGE estimate for 2026, 29,722, is 18.6% above the census: faster than Santa Catarina as a whole (9.2%), 2nd of 55 cities, against 5.5% for Brazil. The census counts 2.76 residents per occupied home, more than the 2.71 of Santa Catarina.

38.6% of the 9,072 occupied homes of Bombinhas were rented in 2022, well above the 22.2% national share, and 12.3 points above Santa Catarina (26.3%); 54.8% were owned by a resident. That is the 2nd highest rental share of 55 cities.

Payotte could not read the ITBI rate of Bombinhas, so it adds no tax line to the purchase costs. In Santa Catarina it did read Florianópolis (2%), Itajaí (2%) and Joinville (2%), but ITBI is set city by city. Across the 41 cities with a rate read, the median is 2%.

By population the closest cities on Payotte are Tibau do Sul (16,929 residents, 32.1% of homes rented, ITBI 3%) and Jijoca de Jericoacoara (25,555 residents, 28.3% of homes rented). In the Sul region, which has 10 of the 55 cities, Bombinhas has the 2nd highest share of rented homes. Its 2.76 residents per occupied home rank 27th of 55, in the middle of the field. The capital of Santa Catarina, Florianópolis, has 21.4 times as many residents.

Notary and registry fees, the median financed home and the construction cost of Santa Catarina are on its state page.

The figures

No open official series gives home prices by city in Brazil; the Banco Central median is by state.

Elsewhere in Santa Catarina

• Santa Catarinastate
• Balneário Camboriúcity
• FlorianópolisITBI 2%
• ItajaíITBI 2%
• JoinvilleITBI 2%