Buying in Balneário Camboriú, in detail
No other city on Payotte rents as much as Balneário Camboriú. Tenants are in 46.1% of its 57,954 occupied homes, 1st of 55, with Brazil at 22.2%. Owners hold 49.7%. Households are also small, at 2.4 residents each, 54th of 55, below the Brazilian 2.8.
The city counted 139,155 people in 2022 and is estimated at 154,525 for 2026. Its growth of 11% ranks 9th of 55, while Brazil grew 5.5%. In population it is 45th of 55 and holds 1.8% of Santa Catarina. It is not the state capital.
The state around it is demanding to finance. Santa Catarina's financed homes have a median of R$ 390,000 on 30 June 2026, 4th of 27, and Brazil stands at R$ 290,545. That is a Central Bank appraisal of financed homes only, not of every sale. A Tabela Price instalment on the state median is R$ 2,909. In construction cost, SINAPI shows R$ 2,252 a square metre for the state, 2nd of 27.
Payotte did not manage to read the ITBI law of Balneário Camboriú, nor the 2026 fee table of Santa Catarina. So there is no ITBI rate and no escritura or registro amount here, and no total for a purchase. Ask the prefeitura for the rate, and ask the cartório for a quote on the deed and the registration. For comparison, Florianópolis, the capital, charges 2%, while Joinville and Itajaí also charge 2%. Bombinhas is the other city of the state whose ITBI Payotte could not read.
The loan frame is national. Banks averaged 11.28% a year in August 2026 while the Selic sat at 13.75%. Lenders finance up to 80% of the price, repaid over as long as 30 years. On a R$ 500 thousand price the loan is R$ 400,000: R$ 3,730 a month in Price instalments, or R$ 4,690 for the opening SAC instalment. SAC starts higher and falls with each month.
In short
Payotte does not compute the full purchase costs in Balneário Camboriú (Santa Catarina): a rate or a fee table could not be read at an official source. 46.1% of occupied homes were rented in the 2022 Census.
Calculate for Balneário Camboriú
The questions, answered
How much are the purchase costs on a R$ 500 thousand home in Balneário Camboriú?
Payotte does not compute the purchase costs of a R$ 500 thousand home in Balneário Camboriú: the city's ITBI rate could not be read at an official source; the state's 2026 fee table could not be read. Payotte publishes no amount it has not read at the source; ask the city's finance department and the notary.
What is the ITBI rate in Balneário Camboriú?
Payotte could not read Balneário Camboriú's ITBI law or the city's finance department page (the official site refused the connection or the text could not be found), so it publishes no rate: ask the city before signing.
What monthly payment on a R$ 500 thousand home in Balneário Camboriú?
R$ 400,000 borrowed on a R$ 500 thousand home (CMN cap 80%) costs R$ 3,738 a month with Price over 30 years at 11.31% (September 2026), or R$ 4,699 the first month with SAC.
Do more people rent in Balneário Camboriú than in Brazil as a whole?
In the 2022 Census, 46.1% of the 57,954 occupied homes in Balneário Camboriú were rented and 49.7% owned by a resident, against 22.2% rented across Brazil (IBGE).
How many people live in Balneário Camboriú?
Balneário Camboriú had 139,155 residents in the 2022 Census, and 154,525 in the IBGE estimate for 2026.
How Balneário Camboriú compares
Balneário Camboriú ranks 45th by population among the 55 cities on Payotte, with 139,155 residents in the 2022 Census, 1.8% of Santa Catarina's 7,610,361. The IBGE estimate for 2026, 154,525, is 11% above the census: faster than Santa Catarina as a whole (9.2%), 9th of 55 cities, against 5.5% for Brazil. The census counts 2.4 residents per occupied home, fewer than the 2.71 of Santa Catarina.
46.1% of the 57,954 occupied homes of Balneário Camboriú were rented in 2022, well above the 22.2% national share, and 19.8 points above Santa Catarina (26.3%); 49.7% were owned by a resident. That is the 1st highest rental share of 55 cities.
Payotte could not read the ITBI rate of Balneário Camboriú, so it adds no tax line to the purchase costs. In Santa Catarina it did read Florianópolis (2%), Itajaí (2%) and Joinville (2%), but ITBI is set city by city. Across the 41 cities with a rate read, the median is 2%.
By population the closest cities on Payotte are Ipojuca (98,932 residents, 24.1% of homes rented, ITBI 2%) and Angra dos Reis (167,434 residents, 27.2% of homes rented, ITBI 2%). In the Sul region, which has 10 of the 55 cities, Balneário Camboriú has the 1st highest share of rented homes. Its 2.4 residents per occupied home rank 54th of 55, among the least crowded. The capital of Santa Catarina, Florianópolis, has 3.9 times as many residents.
| Measure | Value | Reference | Rank |
|---|---|---|---|
| Balneário Camboriú: residents, 2022 Census | 139,155 | median city 616,317 | 45th of 55 |
| Balneário Camboriú: share of Santa Catarina's residents | 1.8% | 7,610,361 in the state | 4th of 5 in the state |
| Balneário Camboriú: estimate for 2026 against the census | +11% | Santa Catarina +9.2% | 9th of 55 |
| Balneário Camboriú: occupied homes, 2022 | 57,954 | Santa Catarina 2,808,485 | 45th of 55 |
| Balneário Camboriú: residents per occupied home | 2.4 | Santa Catarina 2.71 | 54th of 55 |
| Balneário Camboriú: homes rented | 46.1% | Brazil 22.2%, Santa Catarina 26.3% | 1st of 55 |
| Balneário Camboriú: homes owned by a resident | 49.7% | Santa Catarina 69.4% | 55th of 55 |
| Balneário Camboriú: ITBI rate | not read | 41 of 55 cities read, median 2% | 3 read in Santa Catarina |
Notary and registry fees, the median financed home and the construction cost of Santa Catarina are on its state page.
The figures
| Measure | Value | Source |
|---|---|---|
| Population, 2022 Census | 139,155 | IBGE |
| Population estimate, 2026 | 154,525 | IBGE |
| Occupied homes rented, 2022 Census | 46.1% | IBGE |
| Average rate, new housing loans to individuals (2026-09) | 11.31% | Banco Central do Brasil, SGS 20774 |
| Selic target, since 2026-11-05 | 13.75% | Banco Central do Brasil, Copom |
No open official series gives home prices by city in Brazil; the Banco Central median is by state.
Elsewhere in Santa Catarina
Sources
- Census and construction cost: IBGE, SIDRA (4714, 6579, 9930, 2296).
- Loans and values: Banco Central do Brasil open data (ODbL 1.0); Copom decisions.