City · Amapá

Buying a home in Macapá: ITBI, fees, loan

ITBI read in the city's own law · notary and registry fees from the state's 2026 table · loan at the Banco Central average rate · census figures

In short

On a R$ 500 thousand home in Macapá (Amapá), the ITBI transfer tax, the notary deed and the registration come to at least R$ 10,000. The city's ITBI rate is 2%. 17% of occupied homes were rented in the 2022 Census.

Calculate for Macapá

If you buy

ITBI, deed, registration and loan in Macapá

ITBI from the law of Macapá where Payotte read it, notary and registry fees from the Amapá 2026 table. Change any field: the amounts are recalculated instantly.

Value chargedR$ 500,000
ITBI rate (general)2%
ITBI transfer taxR$ 10,000
Notary deed (escritura)not computed
Registration at the property registrynot computed
Total of the lines aboveat least R$ 10,000
Largest loan (CMN cap, 80%)R$ 400,000 (80%)
Price payment, 30 years at 11.28%R$ 3,730
SAC first payment, 30 yearsR$ 4,690

Partial: the state's 2026 fee table could not be read.

General ITBI rate on the higher of price and reference value; certificates, broker and lawyer fees excluded. Loan at the Banco Central average rate, not an offer. All the rates and sources.

If you sell

Capital gain and the income tax on it

Same federal rules in every city: the seller's tax residence decides.

Capital gainR$ 400,000
Income tax on the gainR$ 60,000
Average rate on the gain15%
Sale price after the taxR$ 1,140,000

Non-resident: withheld by the buyer (or the attorney of a non-resident buyer) on the date of the sale (Law 10,833, art. 26).

Gain = sale price − documented cost in reais; the exclusions are listed on the calculator page. The capital gains calculator and its sources.

The questions, answered

How much are the purchase costs on a R$ 500 thousand home in Macapá?

On a R$ 500 thousand home in Macapá (Amapá), ITBI transfer tax (2%) R$ 10,000: at least R$ 10,000 in all, from the rates and fee tables read on 15 October 2026 (the state's 2026 fee table could not be read).

How much are the purchase costs on a R$ 1 million home in Macapá?

On a R$ 1 million home in Macapá (Amapá): ITBI transfer tax (2%) R$ 20,000, at least R$ 20,000 in all.

What is the ITBI rate in Macapá?

Macapá charges ITBI at 2% of the value of the transfer (Lei Complementar nº 144/2021-PMM (30/12/2021) art. 208 (alíquotas), art. 207 (base), art. 209 (pagamento)); the same law sets a reduced rate of 1% for some purchases it defines (see the purchase costs calculator).

What monthly payment on a R$ 500 thousand home in Macapá?

R$ 400,000 borrowed on a R$ 500 thousand home (CMN cap 80%) costs R$ 3,730 a month with Price over 30 years at 11.28% (August 2026), or R$ 4,690 the first month with SAC.

Do more people rent in Macapá than in Brazil as a whole?

In the 2022 Census, 17% of the 123,412 occupied homes in Macapá were rented and 74.9% owned by a resident, against 22.2% rented across Brazil (IBGE).

How many people live in Macapá?

Macapá had 442,933 residents in the 2022 Census, and 491,987 in the IBGE estimate for 2026.

How Macapá compares

Macapá ranks 34th by population among the 55 cities on Payotte, with 442,933 residents in the 2022 Census, 60.4%, more than half, of Amapá's. The IBGE estimate for 2026, 491,987, is 11.1% above the census: faster than Amapá as a whole (10.4%), 8th of 55 cities, against 5.5% for Brazil. The census counts 3.59 residents per occupied home, fewer than the 3.65 of Amapá.

17% of the 123,412 occupied homes of Macapá were rented in 2022, well below the 22.2% national share, and 1.8 points above Amapá (15.2%); 74.9% were owned by a resident. That is the 53rd highest rental share of 55 cities.

Macapá charges ITBI at 2%, exactly the median of the 41 city rates read. That is R$ 10,000 on R$ 500 thousand and R$ 20,000 on R$ 1 million; the law also lists 1% for some purchases it defines, which the calculator does not apply.

By population the closest cities on Payotte are Santos (418,608 residents, 27.7% of homes rented, ITBI 2%) and Porto Velho (460,434 residents, 20.5% of homes rented, ITBI 2%). In the Norte region, which has 7 of the 55 cities, Macapá has the 7th highest share of rented homes. Its 3.59 residents per occupied home rank 1st of 55, among the most crowded.

MeasureValueReferenceRank
Macapá: residents, 2022 Census442,933median city 616,31734th of 55
Macapá: share of Amapá's residents60.4%733,759 in the state1st of 1 in the state
Macapá: estimate for 2026 against the census+11.1%Amapá +10.4%8th of 55
Macapá: occupied homes, 2022123,412Amapá 200,89937th of 55
Macapá: residents per occupied home3.59Amapá 3.651st of 55
Macapá: homes rented17%Brazil 22.2%, Amapá 15.2%53rd of 55
Macapá: homes owned by a resident74.9%Amapá 76.5%3rd of 55
Macapá: ITBI rate2%median of 41 cities 2%14th of 41
Macapá: ITBI on R$ 500 thousandR$ 10,000at the median rate R$ 10,000+R$ 0
Macapá: ITBI on R$ 1 millionR$ 20,000at the median rate R$ 20,000+R$ 0
Macapá: all computed lines on R$ 500 thousandat least R$ 10,0002% of the priceR$ 20,000 on R$ 1 million

Notary and registry fees, the median financed home and the construction cost of Amapá are on its state page.

The figures

MeasureValueSource
ITBI transfer tax (2%), Macapá, on R$ 500 thousandR$ 10,000Lei Complementar nº 144/2021-PMM (30/12/2021) art. 208 (alíquotas), art. 207 (base), art. 209 (pagamento)
Population, 2022 Census442,933IBGE
Population estimate, 2026491,987IBGE
Occupied homes rented, 2022 Census17%IBGE
Average rate, new housing loans to individuals (2026-08)11.28%Banco Central do Brasil, SGS 20774
Selic target, since 2026-09-1713.75%Banco Central do Brasil, Copom

No open official series gives home prices by city in Brazil; the Banco Central median is by state.

Elsewhere in Amapá

Sources