Buying a home in Goiás: costs and figures

Buying in Goiás, in detail

Goiás stands out for its rental market. In 2022 tenants lived in 27.7% among 2,573,360 occupied homes, the 3rd largest share of the 27 units, while the Brazilian figure is 22.2%. Owners held 64.4%. A home sheltered 2.74 people on average, 20th of 27 and a little under the national 2.8.

Population tells a similar story of movement. The state had 7,056,495 residents in 2022, 11th of 27, and Payotte shows 7,495,033 for 2026. That gain of 6.2% ranks 13th and runs ahead of the 5.5% for the whole country.

On prices, the Banco Central publishes the median appraisal of homes that banks financed. For Goiás it is R$ 250,000, 14th of 27 and under the R$ 291 thousand national figure. Cash purchases are absent from that series. Repaying a Price loan on the median takes R$ 1,865 a month. SINAPI, the national construction cost survey, values a square metre at R$ 2,024, 12th of 27, above the national R$ 2,000.

Now take a R$ 500 thousand purchase. Banks lend at most 80%, here R$ 400,000 over 30 years. In August 2026 the average rate was 11.28% a year, with the Selic at 13.75%. The Price instalment is R$ 3,730 and stays level. With SAC, which amortises a fixed slice each month, the first payment is R$ 4,690, then the next ones fall.

Only one Goiás city is on Payotte: Goiânia, with 20.4% of the state's residents. Its ITBI, the municipal tax on property transfers, is 2%. Of the cities whose law Payotte read, 13 charge more and 1 less. Aparecida de Goiânia applies 2.5% and Anápolis 1.5%. In Goiânia, ITBI reaches R$ 10,000, the escritura (notarised deed) R$ 5,680 and the registro (title registration) R$ 4,055, for R$ 19,735 or 3.95% of the price. At R$ 1 million the sum is R$ 31,894. The state table leaves out state taxes and funds, so both sums are minimums. Goiânia's 2024 IPTU, the annual property tax, was R$ 2,075 a home, which is 14th among the nation's 100 largest cities.

A note on the terms. The escritura is the public deed signed before a notary, and the registro enters the buyer's title in the property registry. Both are priced by a state table, so the amount differs from one state to another. ITBI, by contrast, is set by each municipality, which is why Aparecida de Goiânia and Anápolis differ from the capital even though they share the state.

Calculate for Goiás

The questions, answered

How much are the purchase costs on a R$ 500 thousand home in Goiânia?

On a R$ 500 thousand home in Goiânia, the capital of Goiás, ITBI transfer tax (2%) R$ 10,000, notary deed (escritura) R$ 5,680, registration at the property registry R$ 4,055: at least R$ 19,735 in all, from the rates and fee tables read on 15 October 2026 (the state's table gives the fees before state taxes and funds).

How much are the purchase costs on a R$ 1 million home in Goiânia?

On a R$ 1 million home in Goiânia, the capital of Goiás: ITBI transfer tax (2%) R$ 20,000, notary deed (escritura) R$ 6,063, registration at the property registry R$ 5,832, at least R$ 31,894 in all.

What is the ITBI rate in Goiânia?

Goiânia charges ITBI at 2% of the value of the transfer (Lei Complementar nº 344/2021 (Código Tributário Municipal), art. 203).

What monthly payment on a R$ 500 thousand home in Goiás?

R$ 400,000 borrowed on a R$ 500 thousand home (CMN cap 80%) costs R$ 3,738 a month with Price over 30 years at 11.31% (September 2026), or R$ 4,699 the first month with SAC.

Do more people rent in Goiás than in Brazil as a whole?

In the 2022 Census, 27.7% of the 2,573,360 occupied homes in Goiás were rented and 64.4% owned by a resident, against 22.2% rented across Brazil (IBGE).

What is the typical value of a financed home in Goiás?

The median appraisal value of homes financed in Goiás was R$ 250,000 in June 2026, against R$ 290,545 for Brazil (Banco Central do Brasil, homes bought with a loan only, not all sales).

What is the average construction cost per square metre in Goiás?

The SINAPI average construction cost published by the IBGE for Goiás was R$ 2,024 per square metre in September 2026, against R$ 2,000 for Brazil.

How much tax when you sell a home in Goiás?

Federal rules apply in Goiás as everywhere in Brazil. A non-resident pays 15% on a gain up to R$ 5 million, rising by bands to 22.5% (Law 8,981, art. 21), withheld by the buyer: bought R$ 800 thousand, sold R$ 1.2 million, a gain of R$ 400,000 costs R$ 60,000 (R$ 100,000 in a low-tax jurisdiction, 25%). A resident selling an only property for R$ 440,000 or less is exempt, as is one reinvesting within 180 days.

How many people live in Goiás?

Goiás had 7,056,495 residents in the 2022 Census, and 7,495,033 in the IBGE estimate for 2026.

How Goiás compares

Goiás counted 7,056,495 residents in 2022, 3.5% of Brazil's 203,080,756 across the 27 federative units and the 11th largest. The IBGE estimate for 2026, 7,495,033, is 6.2% higher (Brazil: 5.5%), the 13th fastest of the 27. Goiânia is the city of the state on Payotte, holding 20.4% of its residents. Region: Centro-Oeste; 2.74 residents per occupied home against 2.8 nationally.

27.7% of the 2,573,360 occupied homes of Goiás were rented in 2022, well above the 22.2% national share; 64.4% were owned by a resident. That is the 3rd highest rental share of 27 units.

Goiânia, the capital, charges ITBI at 2%, exactly the median of the 41 city rates read. That is R$ 10,000 on R$ 500 thousand and R$ 20,000 on R$ 1 million.

On R$ 500 thousand, the Goiás fee table gives the notary deed R$ 5,680 (R$ 6,063 on R$ 1 million) and registration R$ 4,055 (R$ 5,832 on R$ 1 million). All the lines Payotte computes add up to at least R$ 19,735, 3.95% of the price, and 3.19% on R$ 1 million: fees weigh less as the price doubles. The table gives fees before state taxes and funds, so the totals are lower limits.

In Goiás the median appraisal of a financed home is R$ 250,000, 14% below the national R$ 290,545 and 14th of 27 units; a R$ 500 thousand purchase is 2 times that median. A loan of 80% on the median home would cost R$ 1,869 a month over 30 years with the Price system at 11.31%, against R$ 3,738 for R$ 500 thousand. The SINAPI construction cost, R$ 2,024 per square metre, is 1.2% above the national R$ 2,000 (12th of 27).

The figures

No open official series gives home prices by city in Brazil; the Banco Central median is by state.

Cities of Goiás on Payotte

• GoiâniaITBI 2%