In short
On a R$ 500 thousand home in Gramado (Rio Grande do Sul), the ITBI transfer tax, the notary deed and the registration come to at least R$ 4,935. 31.9% of occupied homes were rented in the 2022 Census.
Calculate for Gramado
The questions, answered
How much are the purchase costs on a R$ 500 thousand home in Gramado?
On a R$ 500 thousand home in Gramado (Rio Grande do Sul), notary deed (escritura) R$ 2,474, registration at the property registry R$ 2,461: at least R$ 4,935 in all, from the rates and fee tables read on 15 October 2026 (the city's ITBI rate could not be read at an official source; the state's table gives the fees before state taxes and funds).
How much are the purchase costs on a R$ 1 million home in Gramado?
On a R$ 1 million home in Gramado (Rio Grande do Sul): notary deed (escritura) R$ 4,868, registration at the property registry R$ 4,455, at least R$ 9,322 in all.
What is the ITBI rate in Gramado?
Payotte could not read Gramado's ITBI law or the city's finance department page (the official site refused the connection or the text could not be found), so it publishes no rate: ask the city before signing.
What monthly payment on a R$ 500 thousand home in Gramado?
R$ 400,000 borrowed on a R$ 500 thousand home (CMN cap 80%) costs R$ 3,730 a month with Price over 30 years at 11.28% (August 2026), or R$ 4,690 the first month with SAC.
Do more people rent in Gramado than in Brazil as a whole?
In the 2022 Census, 31.9% of the 15,378 occupied homes in Gramado were rented and 63.2% owned by a resident, against 22.2% rented across Brazil (IBGE).
How many people live in Gramado?
Gramado had 40,134 residents in the 2022 Census, and 41,706 in the IBGE estimate for 2026.
How Gramado compares
Gramado ranks 50th by population among the 55 cities on Payotte, with 40,134 residents in the 2022 Census, 0.4% of Rio Grande do Sul's 10,882,965. The IBGE estimate for 2026, 41,706, is 3.9% above the census: faster than Rio Grande do Sul as a whole (3.2%), 51st of 55 cities, against 5.5% for Brazil. The census counts 2.61 residents per occupied home, more than the 2.56 of Rio Grande do Sul.
31.9% of the 15,378 occupied homes of Gramado were rented in 2022, well above the 22.2% national share, and 14 points above Rio Grande do Sul (17.9%); 63.2% were owned by a resident. That is the 10th highest rental share of 55 cities.
Payotte could not read the ITBI rate of Gramado, so it adds no tax line to the purchase costs. In Rio Grande do Sul it did read Porto Alegre (3%), but ITBI is set city by city. Across the 41 cities with a rate read, the median is 2%.
By population the closest cities on Payotte are Armação dos Búzios (40,006 residents, 29.4% of homes rented, ITBI 2.5%) and Mata de São João (42,566 residents, 14% of homes rented, ITBI 3%). In the Sul region, which has 10 of the 55 cities, Gramado has the 5th highest share of rented homes. Its 2.61 residents per occupied home rank 45th of 55, in the middle of the field. The capital of Rio Grande do Sul, Porto Alegre, has 33.2 times as many residents.
| Measure | Value | Reference | Rank |
|---|---|---|---|
| Gramado: residents, 2022 Census | 40,134 | median city 616,317 | 50th of 55 |
| Gramado: share of Rio Grande do Sul's residents | 0.4% | 10,882,965 in the state | 2nd of 2 in the state |
| Gramado: estimate for 2026 against the census | +3.9% | Rio Grande do Sul +3.2% | 51st of 55 |
| Gramado: occupied homes, 2022 | 15,378 | Rio Grande do Sul 4,257,001 | 49th of 55 |
| Gramado: residents per occupied home | 2.61 | Rio Grande do Sul 2.56 | 45th of 55 |
| Gramado: homes rented | 31.9% | Brazil 22.2%, Rio Grande do Sul 17.9% | 10th of 55 |
| Gramado: homes owned by a resident | 63.2% | Rio Grande do Sul 76.3% | 44th of 55 |
| Gramado: ITBI rate | not read | 41 of 55 cities read, median 2% | 1 read in Rio Grande do Sul |
Notary and registry fees, the median financed home and the construction cost of Rio Grande do Sul are on its state page.
The figures
| Measure | Value | Source |
|---|---|---|
| Notary deed (escritura), Gramado, on R$ 500 thousand | R$ 2,474 | Rio Grande do Sul 2026 fee table |
| Registration at the property registry, Gramado, on R$ 500 thousand | R$ 2,461 | Rio Grande do Sul 2026 fee table |
| Population, 2022 Census | 40,134 | IBGE |
| Population estimate, 2026 | 41,706 | IBGE |
| Occupied homes rented, 2022 Census | 31.9% | IBGE |
| Average rate, new housing loans to individuals (2026-08) | 11.28% | Banco Central do Brasil, SGS 20774 |
| Selic target, since 2026-09-17 | 13.75% | Banco Central do Brasil, Copom |
No open official series gives home prices by city in Brazil; the Banco Central median is by state.
Elsewhere in Rio Grande do Sul
Sources
- Notary and registry fees, Rio Grande do Sul: Tabela de Emolumentos (Anexo, Lei estadual 12.692/2006) published by Corregedoria-Geral da Justica TJRS in DJE-RS Caderno Extra n. 8.048 of 15/12/2025; 5.86% adjustment (IPC/IEPE/UFRGS); in force 01/01/2026; the calculator.
- Census and construction cost: IBGE, SIDRA (4714, 6579, 9930, 2296).
- Loans and values: Banco Central do Brasil open data (ODbL 1.0); Copom decisions.