City · Alagoas

Buying a home in Maceió: ITBI, fees, loan

ITBI read in the city's own law · notary and registry fees from the state's 2026 table · loan at the Banco Central average rate · census figures

In short

On a R$ 500 thousand home in Maceió (Alagoas), the ITBI transfer tax, the notary deed and the registration come to at least R$ 22,236. The city's ITBI rate is 2%. 30.6% of occupied homes were rented in the 2022 Census.

Calculate for Maceió

If you buy

ITBI, deed, registration and loan in Maceió

ITBI from the law of Maceió where Payotte read it, notary and registry fees from the Alagoas 2026 table. Change any field: the amounts are recalculated instantly.

Value chargedR$ 500,000
ITBI rate (general)2%
ITBI transfer taxR$ 10,000
Notary deed (escritura)R$ 6,118
Registration at the property registryR$ 6,118
Total of the lines aboveat least R$ 22,236
Largest loan (CMN cap, 80%)R$ 400,000 (80%)
Price payment, 30 years at 11.28%R$ 3,730
SAC first payment, 30 yearsR$ 4,690

Partial: the state's table gives the fees before state taxes and funds.

General ITBI rate on the higher of price and reference value; certificates, broker and lawyer fees excluded. Loan at the Banco Central average rate, not an offer. All the rates and sources.

If you sell

Capital gain and the income tax on it

Same federal rules in every city: the seller's tax residence decides.

Capital gainR$ 400,000
Income tax on the gainR$ 60,000
Average rate on the gain15%
Sale price after the taxR$ 1,140,000

Non-resident: withheld by the buyer (or the attorney of a non-resident buyer) on the date of the sale (Law 10,833, art. 26).

Gain = sale price − documented cost in reais; the exclusions are listed on the calculator page. The capital gains calculator and its sources.

The questions, answered

How much are the purchase costs on a R$ 500 thousand home in Maceió?

On a R$ 500 thousand home in Maceió (Alagoas), ITBI transfer tax (2%) R$ 10,000, notary deed (escritura) R$ 6,118, registration at the property registry R$ 6,118: at least R$ 22,236 in all, from the rates and fee tables read on 15 October 2026 (the state's table gives the fees before state taxes and funds).

How much are the purchase costs on a R$ 1 million home in Maceió?

On a R$ 1 million home in Maceió (Alagoas): ITBI transfer tax (2%) R$ 20,000, notary deed (escritura) R$ 6,930, registration at the property registry R$ 6,930, at least R$ 33,860 in all.

What is the ITBI rate in Maceió?

Maceió charges ITBI at 2% of the value of the transfer (Lei nº 4.486/1996 (Código Tributário), arts. 33 and 34, as amended by Leis 5.677/2008, 5.837/2009 and 5.869/2009); the same law sets a reduced rate of 0.5% for some purchases it defines (see the purchase costs calculator).

What monthly payment on a R$ 500 thousand home in Maceió?

R$ 400,000 borrowed on a R$ 500 thousand home (CMN cap 80%) costs R$ 3,730 a month with Price over 30 years at 11.28% (August 2026), or R$ 4,690 the first month with SAC.

Do more people rent in Maceió than in Brazil as a whole?

In the 2022 Census, 30.6% of the 335,482 occupied homes in Maceió were rented and 65% owned by a resident, against 22.2% rented across Brazil (IBGE).

How many people live in Maceió?

Maceió had 957,916 residents in the 2022 Census, and 995,134 in the IBGE estimate for 2026.

How Maceió compares

Maceió ranks 16th by population among the 55 cities on Payotte, with 957,916 residents in the 2022 Census, 30.6% of Alagoas's 3,127,683. The IBGE estimate for 2026, 995,134, is 3.9% above the census: faster than Alagoas as a whole (3%), 52nd of 55 cities, against 5.5% for Brazil. The census counts 2.86 residents per occupied home, fewer than the 3 of Alagoas.

30.6% of the 335,482 occupied homes of Maceió were rented in 2022, well above the 22.2% national share, and 10.5 points above Alagoas (20.1%); 65% were owned by a resident. That is the 14th highest rental share of 55 cities.

Maceió charges ITBI at 2%, exactly the median of the 41 city rates read. That is R$ 10,000 on R$ 500 thousand and R$ 20,000 on R$ 1 million; the law also lists 0.5% for some purchases it defines, which the calculator does not apply.

By population the closest cities on Payotte are Campo Grande (898,100 residents, 24.7% of homes rented, ITBI 2%) and São Luís (1,037,775 residents, 22% of homes rented). In the Nordeste region, which has 14 of the 55 cities, Maceió has the 3rd highest share of rented homes. Its 2.86 residents per occupied home rank 12th of 55, in the middle of the field.

MeasureValueReferenceRank
Maceió: residents, 2022 Census957,916median city 616,31716th of 55
Maceió: share of Alagoas's residents30.6%3,127,683 in the state1st of 1 in the state
Maceió: estimate for 2026 against the census+3.9%Alagoas +3%52nd of 55
Maceió: occupied homes, 2022335,482Alagoas 1,041,11816th of 55
Maceió: residents per occupied home2.86Alagoas 312th of 55
Maceió: homes rented30.6%Brazil 22.2%, Alagoas 20.1%14th of 55
Maceió: homes owned by a resident65%Alagoas 73.4%37th of 55
Maceió: ITBI rate2%median of 41 cities 2%14th of 41
Maceió: ITBI on R$ 500 thousandR$ 10,000at the median rate R$ 10,000+R$ 0
Maceió: ITBI on R$ 1 millionR$ 20,000at the median rate R$ 20,000+R$ 0
Maceió: all computed lines on R$ 500 thousandat least R$ 22,2364.45% of the priceR$ 33,860 on R$ 1 million

Notary and registry fees, the median financed home and the construction cost of Alagoas are on its state page.

The figures

MeasureValueSource
ITBI transfer tax (2%), Maceió, on R$ 500 thousandR$ 10,000Lei nº 4.486/1996 (Código Tributário), arts. 33 and 34, as amended by Leis 5.677/2008, 5.837/2009 and 5.869/2009
Notary deed (escritura), Maceió, on R$ 500 thousandR$ 6,118Alagoas 2026 fee table
Registration at the property registry, Maceió, on R$ 500 thousandR$ 6,118Alagoas 2026 fee table
Population, 2022 Census957,916IBGE
Population estimate, 2026995,134IBGE
Occupied homes rented, 2022 Census30.6%IBGE
Average rate, new housing loans to individuals (2026-08)11.28%Banco Central do Brasil, SGS 20774
Selic target, since 2026-09-1713.75%Banco Central do Brasil, Copom

No open official series gives home prices by city in Brazil; the Banco Central median is by state.

Elsewhere in Alagoas

Sources