Buying in Natal, in detail
Natal's ITBI is 3%, the second-highest rate among the cities read. Just 1 city sits above it and 30 below. The rate comes from Decreto 11.089/2016, art. 7. A R$ 500 thousand purchase pays R$ 15,000, and a R$ 1 million purchase pays R$ 30,000. A reduction to 0% exists for the first transfer of a single-family home of up to 50 m² built on up to 250 m² of land, bought by someone with family income up to 2 minimum wages and no other property.
The state fee table for Rio Grande do Norte was not readable, so no escritura or registro amount appears. The totals of R$ 15,000 and R$ 30,000 hold the ITBI alone, which makes them minimums. Ask the cartório for the rest, and ask the Secretaria de Finanças whether the exemption fits your case. Tibau do Sul, the other Rio Grande do Norte city on Payotte, also applies 3%.
Natal is the state capital and holds 22.7% of its population: 751,300 in the 2022 census and 783,196 in the 2026 projection. That growth of 4.2% ranks 47th among 55 and falls below the national 5.5%. By size Natal ranks 21st among 55 and 25th in the national top 100. 31.4% of households rent, which ranks 11th among 55 and stands above the state share of 21.7% and the national 22.2%, and 63.5% own. Households average 2.78 people. Santo André and São Bernardo do Campo are close in size, with 23.2% and 23.5% renting.
For financing, the state median valuation is R$ 176,000 (June 2026). That ranks 26th among 27 and lies far below the national R$ 291 thousand. Over 30 years on the Price table, that median costs R$ 1,313 monthly. SINAPI gives R$ 1,870 per square meter, 22nd among 27. IPTU is R$ 1,338 for each home, 39th in the top 100 cities, or R$ 461 for each inhabitant. Only the ITBI is certain for a purchase in Natal, so any budget needs the cartório quote added to it.
In short
On a R$ 500 thousand home in Natal (Rio Grande do Norte), the ITBI transfer tax, the notary deed and the registration come to at least R$ 15,000. The city's ITBI rate is 3%. 31.4% of occupied homes were rented in the 2022 Census.
Calculate for Natal
The questions, answered
How much are the purchase costs on a R$ 500 thousand home in Natal?
On a R$ 500 thousand home in Natal (Rio Grande do Norte), ITBI transfer tax (3%) R$ 15,000: at least R$ 15,000 in all, from the rates and fee tables read on 15 October 2026 (the state's 2026 fee table could not be read).
How much are the purchase costs on a R$ 1 million home in Natal?
On a R$ 1 million home in Natal (Rio Grande do Norte): ITBI transfer tax (3%) R$ 30,000, at least R$ 30,000 in all.
What is the ITBI rate in Natal?
Natal charges ITBI at 3% of the value of the transfer (Decreto 11.089/2016 (ITIV regulation under Lei 3.882/1989, the Tax Code), art. 7); the same law sets a reduced rate of 0% for some purchases it defines (see the purchase costs calculator).
What monthly payment on a R$ 500 thousand home in Natal?
R$ 400,000 borrowed on a R$ 500 thousand home (CMN cap 80%) costs R$ 3,738 a month with Price over 30 years at 11.31% (September 2026), or R$ 4,699 the first month with SAC.
Do more people rent in Natal than in Brazil as a whole?
In the 2022 Census, 31.4% of the 270,057 occupied homes in Natal were rented and 63.5% owned by a resident, against 22.2% rented across Brazil (IBGE).
How many people live in Natal?
Natal had 751,300 residents in the 2022 Census, and 783,196 in the IBGE estimate for 2026.
How Natal compares
Natal ranks 21st by population among the 55 cities on Payotte, with 751,300 residents in the 2022 Census, 22.7% of Rio Grande do Norte's 3,302,729. The IBGE estimate for 2026, 783,196, is 4.2% above the census: slower than Rio Grande do Norte as a whole (4.9%), 47th of 55 cities, against 5.5% for Brazil. The census counts 2.78 residents per occupied home, fewer than the 2.89 of Rio Grande do Norte.
31.4% of the 270,057 occupied homes of Natal were rented in 2022, well above the 22.2% national share, and 9.7 points above Rio Grande do Norte (21.7%); 63.5% were owned by a resident. That is the 11th highest rental share of 55 cities.
Natal charges ITBI at 3%, above the 2% median of the 41 city rates read (1 city charges more). That is R$ 15,000 on R$ 500 thousand and R$ 30,000 on R$ 1 million; the law also lists 0% for some purchases it defines, which the calculator does not apply.
By population the closest cities on Payotte are Santo André (748,919 residents, 23.2% of homes rented, ITBI 2%) and São Bernardo do Campo (810,729 residents, 23.5% of homes rented). In the Nordeste region, which has 14 of the 55 cities, Natal has the 2nd highest share of rented homes. Its 2.78 residents per occupied home rank 25th of 55, in the middle of the field.
| Measure | Value | Reference | Rank |
|---|---|---|---|
| Natal: residents, 2022 Census | 751,300 | median city 616,317 | 21st of 55 |
| Natal: share of Rio Grande do Norte's residents | 22.7% | 3,302,729 in the state | 1st of 2 in the state |
| Natal: estimate for 2026 against the census | +4.2% | Rio Grande do Norte +4.9% | 47th of 55 |
| Natal: occupied homes, 2022 | 270,057 | Rio Grande do Norte 1,142,071 | 22nd of 55 |
| Natal: residents per occupied home | 2.78 | Rio Grande do Norte 2.89 | 25th of 55 |
| Natal: homes rented | 31.4% | Brazil 22.2%, Rio Grande do Norte 21.7% | 11th of 55 |
| Natal: homes owned by a resident | 63.5% | Rio Grande do Norte 72% | 43rd of 55 |
| Natal: ITBI rate | 3% | median of 41 cities 2% | 2nd of 41 |
| Natal: ITBI on R$ 500 thousand | R$ 15,000 | at the median rate R$ 10,000 | +R$ 5,000 |
| Natal: ITBI on R$ 1 million | R$ 30,000 | at the median rate R$ 20,000 | +R$ 10,000 |
| Natal: all computed lines on R$ 500 thousand | at least R$ 15,000 | 3% of the price | R$ 30,000 on R$ 1 million |
Notary and registry fees, the median financed home and the construction cost of Rio Grande do Norte are on its state page.
The figures
| Measure | Value | Source |
|---|---|---|
| ITBI transfer tax (3%), Natal, on R$ 500 thousand | R$ 15,000 | Decreto 11.089/2016 (ITIV regulation under Lei 3.882/1989, the Tax Code), art. 7 |
| Population, 2022 Census | 751,300 | IBGE |
| Population estimate, 2026 | 783,196 | IBGE |
| Occupied homes rented, 2022 Census | 31.4% | IBGE |
| Average rate, new housing loans to individuals (2026-09) | 11.31% | Banco Central do Brasil, SGS 20774 |
| Selic target, since 2026-09-17 | 13.75% | Banco Central do Brasil, Copom |
No open official series gives home prices by city in Brazil; the Banco Central median is by state.
Elsewhere in Rio Grande do Norte
Sources
- ITBI, Natal: Decreto 11.089/2016 (ITIV regulation under Lei 3.882/1989, the Tax Code), art. 7 (consulted 2026-10-15).
- Census and construction cost: IBGE, SIDRA (4714, 6579, 9930, 2296).
- Loans and values: Banco Central do Brasil open data (ODbL 1.0); Copom decisions.