City · Rio Grande do Norte

Buying a home in Tibau do Sul: ITBI, fees, loan

On a R$ 500 thousand home in Tibau do Sul, ITBI at 3%, notary deed and registration come to at least R$ 15,000, and an 80% loan costs R$ 3,738 a month over 30 years at 11.31%.

Data as of 15 October 2026: ITBI laws and 2026 state fee tables; Banco Central average loan rate of September 2026; 2022 Census.

Buying in Tibau do Sul, in detail

Tibau do Sul is the smallest of the 55 cities on Payotte. It had 16,929 residents in 2022, estimated at 18,302 for 2026, and holds 0.5% of the people of Rio Grande do Norte. Growth of 8.1% ranks 17th of 55, above the Brazilian 5.5%.

The rented share is 32.1%, 9th of 55, next to 22.2% nationally. Of 5,986 homes lived in, owners hold 64.4%, and each home holds 2.83 people.

The ITBI is 3% of the value, under article 179 of the municipal tax code. One city charges more and 30 charge less, and no reduced rate was read. A R$ 500 thousand purchase pays R$ 15,000 of ITBI, and one at R$ 1 million pays R$ 30,000. These are minimums, because Payotte could not read the 2026 fee table of the state, so the escritura and the registro are left out. Natal, the capital, also charges 3%.

The state median financed home is R$ 176,000 as of 30 June 2026, 26th of 27, while the Brazilian median is R$ 290,545. A Tabela Price instalment on it is R$ 1,313. The SINAPI index reads R$ 1,870 for each square metre built, 22nd. Natal, the capital, has 751,300 residents and 31.4% of homes rented, a little under Tibau do Sul.

In short

On a R$ 500 thousand home in Tibau do Sul (Rio Grande do Norte), the ITBI transfer tax, the notary deed and the registration come to at least R$ 15,000. The city's ITBI rate is 3%. 32.1% of occupied homes were rented in the 2022 Census.

Calculate for Tibau do Sul

If you buy

ITBI, deed, registration and loan in Tibau do Sul

ITBI from the law of Tibau do Sul where Payotte read it, notary and registry fees from the Rio Grande do Norte 2026 table. Change any field: the amounts are recalculated instantly.

Value chargedR$ 500,000
ITBI rate (general)3%
ITBI transfer taxR$ 15,000
Notary deed (escritura)not computed
Registration at the property registrynot computed
Total of the lines aboveat least R$ 15,000
Largest loan (CMN cap, 80%)R$ 400,000 (80%)
Price payment, 30 years at 11.31%R$ 3,738
SAC first payment, 30 yearsR$ 4,699

Partial: the state's 2026 fee table could not be read.

General ITBI rate on the higher of price and reference value; certificates, broker and lawyer fees excluded. Loan at the Banco Central average rate, not an offer. All the rates and sources.

If you sell

Capital gain and the income tax on it

Same federal rules in every city: the seller's tax residence decides.

Capital gainR$ 400,000
Income tax on the gainR$ 60,000
Average rate on the gain15%
Sale price after the taxR$ 1,140,000

Non-resident: withheld by the buyer (or the attorney of a non-resident buyer) on the date of the sale (Law 10,833, art. 26).

Gain = sale price − documented cost in reais; the exclusions are listed on the calculator page. The capital gains calculator and its sources.

The questions, answered

How much are the purchase costs on a R$ 500 thousand home in Tibau do Sul?

On a R$ 500 thousand home in Tibau do Sul (Rio Grande do Norte), ITBI transfer tax (3%) R$ 15,000: at least R$ 15,000 in all, from the rates and fee tables read on 15 October 2026 (the state's 2026 fee table could not be read).

How much are the purchase costs on a R$ 1 million home in Tibau do Sul?

On a R$ 1 million home in Tibau do Sul (Rio Grande do Norte): ITBI transfer tax (3%) R$ 30,000, at least R$ 30,000 in all.

What is the ITBI rate in Tibau do Sul?

Tibau do Sul charges ITBI at 3% of the value of the transfer (LC 005/2002 (Tax Code), art. 179).

What monthly payment on a R$ 500 thousand home in Tibau do Sul?

R$ 400,000 borrowed on a R$ 500 thousand home (CMN cap 80%) costs R$ 3,738 a month with Price over 30 years at 11.31% (September 2026), or R$ 4,699 the first month with SAC.

Do more people rent in Tibau do Sul than in Brazil as a whole?

In the 2022 Census, 32.1% of the 5,986 occupied homes in Tibau do Sul were rented and 64.4% owned by a resident, against 22.2% rented across Brazil (IBGE).

How many people live in Tibau do Sul?

Tibau do Sul had 16,929 residents in the 2022 Census, and 18,302 in the IBGE estimate for 2026.

How Tibau do Sul compares

With 16,929 residents in 2022, Tibau do Sul is among the five smallest of the 55 cities on Payotte, with 16,929 residents in the 2022 Census, 0.5% of Rio Grande do Norte's 3,302,729. The IBGE estimate for 2026, 18,302, is 8.1% above the census: faster than Rio Grande do Norte as a whole (4.9%), 17th of 55 cities, against 5.5% for Brazil. The census counts 2.83 residents per occupied home, fewer than the 2.89 of Rio Grande do Norte.

32.1% of the 5,986 occupied homes of Tibau do Sul were rented in 2022, well above the 22.2% national share, and 10.4 points above Rio Grande do Norte (21.7%); 64.4% were owned by a resident. That is the 9th highest rental share of 55 cities.

Tibau do Sul charges ITBI at 3%, above the 2% median of the 41 city rates read (1 city charges more). That is R$ 15,000 on R$ 500 thousand and R$ 30,000 on R$ 1 million.

By population the closest cities on Payotte are Bombinhas (25,058 residents, 38.6% of homes rented). In the Nordeste region, which has 14 of the 55 cities, Tibau do Sul has the 1st highest share of rented homes. Its 2.83 residents per occupied home rank 16th of 55, in the middle of the field. The capital of Rio Grande do Norte, Natal, has 44.4 times as many residents and charges ITBI at 3%, the same rate.

MeasureValueReferenceRank
Tibau do Sul: residents, 2022 Census16,929median city 616,31755th of 55
Tibau do Sul: share of Rio Grande do Norte's residents0.5%3,302,729 in the state2nd of 2 in the state
Tibau do Sul: estimate for 2026 against the census+8.1%Rio Grande do Norte +4.9%17th of 55
Tibau do Sul: occupied homes, 20225,986Rio Grande do Norte 1,142,07155th of 55
Tibau do Sul: residents per occupied home2.83Rio Grande do Norte 2.8916th of 55
Tibau do Sul: homes rented32.1%Brazil 22.2%, Rio Grande do Norte 21.7%9th of 55
Tibau do Sul: homes owned by a resident64.4%Rio Grande do Norte 72%39th of 55
Tibau do Sul: ITBI rate3%median of 41 cities 2%2nd of 41
Tibau do Sul: ITBI on R$ 500 thousandR$ 15,000at the median rate R$ 10,000+R$ 5,000
Tibau do Sul: ITBI on R$ 1 millionR$ 30,000at the median rate R$ 20,000+R$ 10,000
Tibau do Sul: all computed lines on R$ 500 thousandat least R$ 15,0003% of the priceR$ 30,000 on R$ 1 million

Notary and registry fees, the median financed home and the construction cost of Rio Grande do Norte are on its state page.

The figures

MeasureValueSource
ITBI transfer tax (3%), Tibau do Sul, on R$ 500 thousandR$ 15,000LC 005/2002 (Tax Code), art. 179
Population, 2022 Census16,929IBGE
Population estimate, 202618,302IBGE
Occupied homes rented, 2022 Census32.1%IBGE
Average rate, new housing loans to individuals (2026-09)11.31%Banco Central do Brasil, SGS 20774
Selic target, since 2026-09-1713.75%Banco Central do Brasil, Copom

No open official series gives home prices by city in Brazil; the Banco Central median is by state.

Elsewhere in Rio Grande do Norte

Sources