Buying in Teresina, in detail
Teresina has few tenants. Only 16.4% of its 279,703 occupied homes are rented, 54th of 55 cities on Payotte, against 22.2% for Brazil. Owners live in 77.4%, and households are large, with 3.1 residents, 4th of 55, higher than the Brazilian 2.8.
Piauí's capital, Teresina, is the lone Piauí entry on Payotte and holds 26.5% of the state's population. The census counted 866,300 people in 2022, and 908,012 are projected for 2026. Its 4.8% growth ranks 39th among the 55 cities, below the national 5.5%. By size it is 18th on Payotte and 19th on the list of Brazil's 100 biggest cities. João Pessoa and Campo Grande are the cities nearest in size; they have 28.5% and 24.7% rented homes.
The ITBI, a municipal tax paid when the property changes hands, is 2% under article 88 of the Tax Code, LC 4.974/2016. A reduced 1.8% covers low-income programmes and requests filed within 180 days of the contract. Thirteen cities read apply a higher rate, and one a lower one. If the price is R$ 500 thousand the tax is R$ 10,000, and if it is R$ 1 million the tax is R$ 20,000. The 2026 notary and registry table of Piauí could not be read, so no escritura or registro figure is shown and these totals are minimums.
Piauí has the lowest median financed home of the 27 units, R$ 168,000 as of 30 June 2026, while the national median is R$ 290,545. It counts only purchases made with a loan, not all sales. A Tabela Price instalment on it is R$ 1,253. SINAPI tracks building costs, not resale prices, and shows R$ 1,877 for one square metre in the state, 21st.
The 2024 IPTU, the yearly property tax, averages R$ 498 for each home, or R$ 153 per resident, 78th in that top-100 list. Financing follows the national frame: 80% over 30 years, so buying at R$ 500 thousand means a R$ 400,000 loan. Banks charged an average of 11.28% a year in August 2026, while the Selic stood at 13.75%. The Price instalment is fixed at R$ 3,730, and the SAC schedule starts at R$ 4,690 and then falls. The state-wide rented share is 11%, so the capital rents more than the state around it.
In short
On a R$ 500 thousand home in Teresina (Piauí), the ITBI transfer tax, the notary deed and the registration come to at least R$ 10,000. The city's ITBI rate is 2%. 16.4% of occupied homes were rented in the 2022 Census.
Calculate for Teresina
The questions, answered
How much are the purchase costs on a R$ 500 thousand home in Teresina?
On a R$ 500 thousand home in Teresina (Piauí), ITBI transfer tax (2%) R$ 10,000: at least R$ 10,000 in all, from the rates and fee tables read on 15 October 2026 (the state's 2026 fee table could not be read).
How much are the purchase costs on a R$ 1 million home in Teresina?
On a R$ 1 million home in Teresina (Piauí): ITBI transfer tax (2%) R$ 20,000, at least R$ 20,000 in all.
What is the ITBI rate in Teresina?
Teresina charges ITBI at 2% of the value of the transfer (LC 4.974/2016 (Tax Code), art. 88); the same law sets a reduced rate of 1.8% for some purchases it defines (see the purchase costs calculator).
What monthly payment on a R$ 500 thousand home in Teresina?
R$ 400,000 borrowed on a R$ 500 thousand home (CMN cap 80%) costs R$ 3,738 a month with Price over 30 years at 11.31% (September 2026), or R$ 4,699 the first month with SAC.
Do more people rent in Teresina than in Brazil as a whole?
In the 2022 Census, 16.4% of the 279,703 occupied homes in Teresina were rented and 77.4% owned by a resident, against 22.2% rented across Brazil (IBGE).
How many people live in Teresina?
Teresina had 866,300 residents in the 2022 Census, and 908,012 in the IBGE estimate for 2026.
How Teresina compares
Teresina ranks 18th by population among the 55 cities on Payotte, with 866,300 residents in the 2022 Census, 26.5% of Piauí's 3,271,199. The IBGE estimate for 2026, 908,012, is 4.8% above the census: faster than Piauí as a whole (3.7%), 39th of 55 cities, against 5.5% for Brazil. The census counts 3.1 residents per occupied home, about as many than the 3.05 of Piauí.
16.4% of the 279,703 occupied homes of Teresina were rented in 2022, well below the 22.2% national share, and 5.4 points above Piauí (11%); 77.4% were owned by a resident. That is the 54th highest rental share of 55 cities.
Teresina charges ITBI at 2%, exactly the median of the 41 city rates read. That is R$ 10,000 on R$ 500 thousand and R$ 20,000 on R$ 1 million; the law also lists 1.8% for some purchases it defines, which the calculator does not apply.
By population the closest cities on Payotte are João Pessoa (833,932 residents, 28.5% of homes rented, ITBI 3%) and Campo Grande (898,100 residents, 24.7% of homes rented, ITBI 2%). In the Nordeste region, which has 14 of the 55 cities, Teresina has the 13th highest share of rented homes. Its 3.1 residents per occupied home rank 4th of 55, among the most crowded.
| Measure | Value | Reference | Rank |
|---|---|---|---|
| Teresina: residents, 2022 Census | 866,300 | median city 616,317 | 18th of 55 |
| Teresina: share of Piauí's residents | 26.5% | 3,271,199 in the state | 1st of 1 in the state |
| Teresina: estimate for 2026 against the census | +4.8% | Piauí +3.7% | 39th of 55 |
| Teresina: occupied homes, 2022 | 279,703 | Piauí 1,071,338 | 21st of 55 |
| Teresina: residents per occupied home | 3.1 | Piauí 3.05 | 4th of 55 |
| Teresina: homes rented | 16.4% | Brazil 22.2%, Piauí 11% | 54th of 55 |
| Teresina: homes owned by a resident | 77.4% | Piauí 82.4% | 2nd of 55 |
| Teresina: ITBI rate | 2% | median of 41 cities 2% | 14th of 41 |
| Teresina: ITBI on R$ 500 thousand | R$ 10,000 | at the median rate R$ 10,000 | +R$ 0 |
| Teresina: ITBI on R$ 1 million | R$ 20,000 | at the median rate R$ 20,000 | +R$ 0 |
| Teresina: all computed lines on R$ 500 thousand | at least R$ 10,000 | 2% of the price | R$ 20,000 on R$ 1 million |
Notary and registry fees, the median financed home and the construction cost of Piauí are on its state page.
The figures
| Measure | Value | Source |
|---|---|---|
| ITBI transfer tax (2%), Teresina, on R$ 500 thousand | R$ 10,000 | LC 4.974/2016 (Tax Code), art. 88 |
| Population, 2022 Census | 866,300 | IBGE |
| Population estimate, 2026 | 908,012 | IBGE |
| Occupied homes rented, 2022 Census | 16.4% | IBGE |
| Average rate, new housing loans to individuals (2026-09) | 11.31% | Banco Central do Brasil, SGS 20774 |
| Selic target, since 2026-09-17 | 13.75% | Banco Central do Brasil, Copom |
No open official series gives home prices by city in Brazil; the Banco Central median is by state.
Elsewhere in Piauí
Sources
- ITBI, Teresina: LC 4.974/2016 (Tax Code), art. 88 (consulted 2026-10-15).
- Census and construction cost: IBGE, SIDRA (4714, 6579, 9930, 2296).
- Loans and values: Banco Central do Brasil open data (ODbL 1.0); Copom decisions.