Buying in Campinas, in detail
The 2022 census counted 1,139,047 residents in Campinas, 14th of the 55 cities on Payotte. The same position holds among the 100 largest Brazilian cities. The 2026 estimate is 1,189,761. Growth of 4.5% puts it 44th of 55 and under the national 5.5%.
Of 429,519 occupied homes, 67.9% were lived in by their owners and 26.7% were rented. The rented share ranks 33rd of 55, above the Brazilian 22.2% and just above the 26% of the whole state of São Paulo. Homes average 2.65 residents, which is 42nd of 55.
The purchase costs are only partly known. The ITBI law of Campinas was out of reach for Payotte, so no rate and no ITBI amount appears. Ask the prefeitura or the Secretaria de Finanças. Escritura is also missing here. The São Paulo registry table is Tabela II of 2026, from Lei Estadual 11.331/2002, and it prints the full amount paid, with state shares included. The registro is R$ 3,284 at a price of R$ 500 thousand; at R$ 1 million it is R$ 3,846. Those are the only fees counted, so treat them as a floor.
Among São Paulo cities on the site, the ITBI rate is 2% in Santos, Ribeirão Preto, São José dos Campos, Ilhabela and Ubatuba. São Paulo charges 3%, while Guarulhos, Osasco, São Bernardo do Campo and Campinas have none read. In the same list Guarulhos is the nearest in size, with 1,291,771 residents, and São Luís, in Maranhão, has 1,037,775.
State figures are the backdrop. The 6th highest median appraisal for financed homes belongs to São Paulo at R$ 333,000, and the national median is R$ 290,545. Homes bought outright are not part of it. State building cost on SINAPI is R$ 2,093.45 a square metre, 8th of 27. A Price payment on the state median is R$ 2,484 a month. In August 2026 loans averaged 11.28% a year and the Selic was 13.75%. Financing 80% over 30 years of a R$ 500 thousand price means R$ 400,000 borrowed, with a first Price payment of R$ 3,730 and a first SAC payment of R$ 4,690.
Property tax is the high point. The 2024 IPTU was R$ 3,226 per home and R$ 1,165 per resident, 4th per home among the 100 largest cities. The city holds 2.6% of the state population.
In short
On a R$ 500 thousand home in Campinas (São Paulo), the ITBI transfer tax, the notary deed and the registration come to at least R$ 3,284. 26.7% of occupied homes were rented in the 2022 Census.
Calculate for Campinas
The questions, answered
How much are the purchase costs on a R$ 500 thousand home in Campinas?
On a R$ 500 thousand home in Campinas (São Paulo), registration at the property registry R$ 3,284: at least R$ 3,284 in all, from the rates and fee tables read on 15 October 2026 (the city's ITBI rate could not be read at an official source; the state's notary deed table could not be read).
How much are the purchase costs on a R$ 1 million home in Campinas?
On a R$ 1 million home in Campinas (São Paulo): registration at the property registry R$ 3,846, at least R$ 3,846 in all.
What is the ITBI rate in Campinas?
Payotte could not read Campinas's ITBI law or the city's finance department page (the official site refused the connection or the text could not be found), so it publishes no rate: ask the city before signing.
What monthly payment on a R$ 500 thousand home in Campinas?
R$ 400,000 borrowed on a R$ 500 thousand home (CMN cap 80%) costs R$ 3,738 a month with Price over 30 years at 11.31% (September 2026), or R$ 4,699 the first month with SAC.
Do more people rent in Campinas than in Brazil as a whole?
In the 2022 Census, 26.7% of the 429,519 occupied homes in Campinas were rented and 67.9% owned by a resident, against 22.2% rented across Brazil (IBGE).
How many people live in Campinas?
Campinas had 1,139,047 residents in the 2022 Census, and 1,189,761 in the IBGE estimate for 2026.
How Campinas compares
Campinas ranks 14th by population among the 55 cities on Payotte, with 1,139,047 residents in the 2022 Census, 2.6% of São Paulo's 44,411,238. The IBGE estimate for 2026, 1,189,761, is 4.5% above the census: in line with São Paulo as a whole (4%), 45th of 55 cities, against 5.5% for Brazil. The census counts 2.65 residents per occupied home, fewer than the 2.74 of São Paulo.
26.7% of the 429,519 occupied homes of Campinas were rented in 2022, well above the 22.2% national share, and 0.7 points above São Paulo (26%); 67.9% were owned by a resident. That is the 33rd highest rental share of 55 cities.
Payotte could not read the ITBI rate of Campinas, so it adds no tax line to the purchase costs. In São Paulo it did read Ilhabela (2%), Ribeirão Preto (2%), Santo André (2%), Santos (2%) and São José dos Campos (2%), but ITBI is set city by city. Across the 41 cities with a rate read, the median is 2%.
By population the closest cities on Payotte are São Luís (1,037,775 residents, 22% of homes rented) and Guarulhos (1,291,771 residents, 24% of homes rented). In the Sudeste region, which has 20 of the 55 cities, Campinas has the 12th highest share of rented homes. Its 2.65 residents per occupied home rank 42nd of 55, in the middle of the field. The capital of São Paulo, São Paulo, has 10.1 times as many residents.
| Measure | Value | Reference | Rank |
|---|---|---|---|
| Campinas: residents, 2022 Census | 1,139,047 | median city 616,317 | 14th of 55 |
| Campinas: share of São Paulo's residents | 2.6% | 44,411,238 in the state | 3rd of 11 in the state |
| Campinas: estimate for 2026 against the census | +4.5% | São Paulo +4% | 45th of 55 |
| Campinas: occupied homes, 2022 | 429,519 | São Paulo 16,226,118 | 13th of 55 |
| Campinas: residents per occupied home | 2.65 | São Paulo 2.74 | 42nd of 55 |
| Campinas: homes rented | 26.7% | Brazil 22.2%, São Paulo 26% | 33rd of 55 |
| Campinas: homes owned by a resident | 67.9% | São Paulo 67.4% | 23rd of 55 |
| Campinas: ITBI rate | not read | 41 of 55 cities read, median 2% | 7 read in São Paulo |
Notary and registry fees, the median financed home and the construction cost of São Paulo are on its state page.
The figures
| Measure | Value | Source |
|---|---|---|
| Registration at the property registry, Campinas, on R$ 500 thousand | R$ 3,284 | São Paulo 2026 fee table |
| Population, 2022 Census | 1,139,047 | IBGE |
| Population estimate, 2026 | 1,189,761 | IBGE |
| Occupied homes rented, 2022 Census | 26.7% | IBGE |
| Average rate, new housing loans to individuals (2026-09) | 11.31% | Banco Central do Brasil, SGS 20774 |
| Selic target, since 2026-09-17 | 13.75% | Banco Central do Brasil, Copom |
No open official series gives home prices by city in Brazil; the Banco Central median is by state.
Elsewhere in São Paulo
Sources
- Notary and registry fees, São Paulo: Tabela II dos Oficios de Registro de Imoveis - Sao Paulo 2026 (Lei Estadual 11.331/2002, values updated by UFESP 2026 under art. 6), in force from 8 Jan 2026; file published by ARISP and linked by TJSP Portal do Extrajudicial; the calculator.
- Census and construction cost: IBGE, SIDRA (4714, 6579, 9930, 2296).
- Loans and values: Banco Central do Brasil open data (ODbL 1.0); Copom decisions.