Buying in Ribeirão Preto, in detail
Ribeirão Preto stands out in one municipal figure. Its IPTU for 2024 is R$ 2,208 per household, 9th in the national top 100, and R$ 799 per resident. IPTU is the yearly property tax, separate from the ITBI paid once at purchase.
ITBI, the municipal tax on property transfers, is 2% here. 1 city charges less and 13 charge more. In a financed SFH deal on a property valued up to R$ 65,000, the financed part pays 0.5%. Among other São Paulo cities on Payotte, São Paulo itself charges 3%.
A R$ 500 thousand purchase carries R$ 10,000 of ITBI and R$ 3,284 of registro, the entry in the property registry. No escritura amount is shown for the city, which makes the R$ 13,284 total, or 2.66% of the price, a minimum. At R$ 1 million, the registro is R$ 3,846 and the floor is R$ 23,846, or 2.38%.
The city has 698,642 residents, 25th of 55 on Payotte and 29th nationally, and holds 1.6% of the population of São Paulo state. Its 2026 projection is 734,538. A gain of 5.1% ranks 35th and sits just under the national 5.5%. Among the 266,080 homes occupied in 2022, 67.1% house their owners and 29.1% are let, 19th of 55, above both the Brazilian 22.2% and the 26% of the state. Homes hold 2.63 people, 43rd of 55. São José dos Campos (697,054 residents) and Uberlândia (713,224) are the nearest in size.
São Paulo state sits near the top of the financing table. Financed homes there are appraised at a middle value of R$ 333,000, 6th of 27 units, against R$ 291 thousand for Brazil. The series ignores purchases without a bank loan. A Price loan on that value takes R$ 2,484 a month. SINAPI puts a square metre of building at R$ 2,093, 8th of 27.
A loan of R$ 400,000 starts at R$ 3,730 a month under Price and at R$ 4,690 under SAC, where payments then fall. The Selic is the central bank's base rate.
In short
On a R$ 500 thousand home in Ribeirão Preto (São Paulo), the ITBI transfer tax, the notary deed and the registration come to at least R$ 13,284. The city's ITBI rate is 2%. 29.1% of occupied homes were rented in the 2022 Census.
Calculate for Ribeirão Preto
The questions, answered
How much are the purchase costs on a R$ 500 thousand home in Ribeirão Preto?
On a R$ 500 thousand home in Ribeirão Preto (São Paulo), ITBI transfer tax (2%) R$ 10,000, registration at the property registry R$ 3,284: at least R$ 13,284 in all, from the rates and fee tables read on 15 October 2026 (the state's notary deed table could not be read).
How much are the purchase costs on a R$ 1 million home in Ribeirão Preto?
On a R$ 1 million home in Ribeirão Preto (São Paulo): ITBI transfer tax (2%) R$ 20,000, registration at the property registry R$ 3,846, at least R$ 23,846 in all.
What is the ITBI rate in Ribeirão Preto?
Ribeirão Preto charges ITBI at 2% of the value of the transfer (Lei Complementar nº 2.496 de 21/12/2011 (publ. 22/12/2011) arts. 2 to 4, new arts. 12 and 17 of Lei nº 5.430/1989); the same law sets a reduced rate of 0.5% for some purchases it defines (see the purchase costs calculator).
What monthly payment on a R$ 500 thousand home in Ribeirão Preto?
R$ 400,000 borrowed on a R$ 500 thousand home (CMN cap 80%) costs R$ 3,738 a month with Price over 30 years at 11.31% (September 2026), or R$ 4,699 the first month with SAC.
Do more people rent in Ribeirão Preto than in Brazil as a whole?
In the 2022 Census, 29.1% of the 266,080 occupied homes in Ribeirão Preto were rented and 67.1% owned by a resident, against 22.2% rented across Brazil (IBGE).
How many people live in Ribeirão Preto?
Ribeirão Preto had 698,642 residents in the 2022 Census, and 734,538 in the IBGE estimate for 2026.
How Ribeirão Preto compares
Ribeirão Preto ranks 25th by population among the 55 cities on Payotte, with 698,642 residents in the 2022 Census, 1.6% of São Paulo's 44,411,238. The IBGE estimate for 2026, 734,538, is 5.1% above the census: faster than São Paulo as a whole (4%), 35th of 55 cities, against 5.5% for Brazil. The census counts 2.63 residents per occupied home, fewer than the 2.74 of São Paulo.
29.1% of the 266,080 occupied homes of Ribeirão Preto were rented in 2022, well above the 22.2% national share, and 3.1 points above São Paulo (26%); 67.1% were owned by a resident. That is the 19th highest rental share of 55 cities.
Ribeirão Preto charges ITBI at 2%, exactly the median of the 41 city rates read. That is R$ 10,000 on R$ 500 thousand and R$ 20,000 on R$ 1 million; the law also lists 0.5% for some purchases it defines, which the calculator does not apply.
By population the closest cities on Payotte are São José dos Campos (697,054 residents, 27.8% of homes rented, ITBI 2%) and Uberlândia (713,224 residents, 30.8% of homes rented). In the Sudeste region, which has 20 of the 55 cities, Ribeirão Preto has the 5th highest share of rented homes. Its 2.63 residents per occupied home rank 43rd of 55, in the middle of the field. The capital of São Paulo, São Paulo, has 16.4 times as many residents and charges ITBI at 3%, a higher rate.
| Measure | Value | Reference | Rank |
|---|---|---|---|
| Ribeirão Preto: residents, 2022 Census | 698,642 | median city 616,317 | 25th of 55 |
| Ribeirão Preto: share of São Paulo's residents | 1.6% | 44,411,238 in the state | 7th of 11 in the state |
| Ribeirão Preto: estimate for 2026 against the census | +5.1% | São Paulo +4% | 35th of 55 |
| Ribeirão Preto: occupied homes, 2022 | 266,080 | São Paulo 16,226,118 | 24th of 55 |
| Ribeirão Preto: residents per occupied home | 2.63 | São Paulo 2.74 | 43rd of 55 |
| Ribeirão Preto: homes rented | 29.1% | Brazil 22.2%, São Paulo 26% | 19th of 55 |
| Ribeirão Preto: homes owned by a resident | 67.1% | São Paulo 67.4% | 26th of 55 |
| Ribeirão Preto: ITBI rate | 2% | median of 41 cities 2% | 14th of 41 |
| Ribeirão Preto: ITBI on R$ 500 thousand | R$ 10,000 | at the median rate R$ 10,000 | +R$ 0 |
| Ribeirão Preto: ITBI on R$ 1 million | R$ 20,000 | at the median rate R$ 20,000 | +R$ 0 |
| Ribeirão Preto: all computed lines on R$ 500 thousand | at least R$ 13,284 | 2.66% of the price | R$ 23,846 on R$ 1 million |
Notary and registry fees, the median financed home and the construction cost of São Paulo are on its state page.
The figures
| Measure | Value | Source |
|---|---|---|
| ITBI transfer tax (2%), Ribeirão Preto, on R$ 500 thousand | R$ 10,000 | Lei Complementar nº 2.496 de 21/12/2011 (publ. 22/12/2011) arts. 2 to 4, new arts. 12 and 17 of Lei nº 5.430/1989 |
| Registration at the property registry, Ribeirão Preto, on R$ 500 thousand | R$ 3,284 | São Paulo 2026 fee table |
| Population, 2022 Census | 698,642 | IBGE |
| Population estimate, 2026 | 734,538 | IBGE |
| Occupied homes rented, 2022 Census | 29.1% | IBGE |
| Average rate, new housing loans to individuals (2026-09) | 11.31% | Banco Central do Brasil, SGS 20774 |
| Selic target, since 2026-09-17 | 13.75% | Banco Central do Brasil, Copom |
No open official series gives home prices by city in Brazil; the Banco Central median is by state.
Elsewhere in São Paulo
Sources
- ITBI, Ribeirão Preto: Lei Complementar nº 2.496 de 21/12/2011 (publ. 22/12/2011) arts. 2 to 4, new arts. 12 and 17 of Lei nº 5.430/1989 (consulted 2026-10-15).
- Notary and registry fees, São Paulo: Tabela II dos Oficios de Registro de Imoveis - Sao Paulo 2026 (Lei Estadual 11.331/2002, values updated by UFESP 2026 under art. 6), in force from 8 Jan 2026; file published by ARISP and linked by TJSP Portal do Extrajudicial; the calculator.
- Census and construction cost: IBGE, SIDRA (4714, 6579, 9930, 2296).
- Loans and values: Banco Central do Brasil open data (ODbL 1.0); Copom decisions.