Buying a home in Brasília: ITBI, fees, loan

Buying in Brasília, in detail

Brasília is the 3rd most populous of the 55 cities Payotte follows: 2,817,381 residents in 2022, then a projected 3,009,996 in 2026. That gain of 6.8% puts it 25th of 55, above the Brazilian 5.5%. The city is also the whole Distrito Federal, so the city figures and the state figures are the same.

Of the 988,175 occupied homes, 33.2% are rented, 8th among the 55 and well above the national 22.2%. Owners hold 58.7%. People per household: 2.85, which is 14th of 55.

The Distrito Federal has the 2nd highest median among the 27 units for homes bought with a loan, an appraised R$ 425,000 versus R$ 290,545 across Brazil. This Banco Central figure covers only financed homes. Under the Tabela Price, that median means R$ 3,170 a month. SINAPI puts construction at R$ 2,057 a square metre. That is 10th among the 27 and slightly over the national R$ 2,000.

In August 2026 the Selic was 13.75% and mortgages averaged 11.28% a year. Financing 80% of R$ 500,000 over 30 years means borrowing R$ 400,000. Price asks R$ 3,730 every month, and SAC asks R$ 4,690 in its first month.

Brasília is one of the cities where every fee line was read. ITBI is 2%, the same as the median of the 41 cities Payotte could read, with 13 cities above and 1 below. A first transfer of a newly built property pays 1% within 5 years of the habite-se. A R$ 500,000 purchase adds up to R$ 10,000 of ITBI, R$ 2,372 for the escritura and R$ 1,318 for the registro, a total of R$ 13,690. At R$ 1 million the total is R$ 24,217. Because the state table includes the state shares in each fee, none of these totals is a floor.

The 2024 IPTU bill in Brasília averaged R$ 1,349 a home, which puts it 38th in a ranking of the 100 largest cities. Fortaleza and Rio de Janeiro are the closest cities in size on Payotte, and the Distrito Federal has no other city on the list. Ask the Secretaria de Fazenda about any rate change.

Calculate for Brasília

The questions, answered

How much are the purchase costs on a R$ 500 thousand home in Brasília?

On a R$ 500 thousand home in Brasília (Distrito Federal), ITBI transfer tax (2%) R$ 10,000, notary deed (escritura) R$ 2,372, registration at the property registry R$ 1,318: R$ 13,690 in all, from the rates and fee tables read on 15 October 2026.

How much are the purchase costs on a R$ 1 million home in Brasília?

On a R$ 1 million home in Brasília (Distrito Federal): ITBI transfer tax (2%) R$ 20,000, notary deed (escritura) R$ 2,548, registration at the property registry R$ 1,669, R$ 24,217 in all.

What is the ITBI rate in Brasília?

Brasília charges ITBI at 2% of the value of the transfer (Lei nº 3.830/2006 art. 9 (wording by Lei nº 7.635/2024, effects from 2025-01-01); Decreto nº 27.576/2006 arts. 5, 6, 9, 12); the same law sets a reduced rate of 1% for some purchases it defines (see the purchase costs calculator).

What monthly payment on a R$ 500 thousand home in Brasília?

R$ 400,000 borrowed on a R$ 500 thousand home (CMN cap 80%) costs R$ 3,738 a month with Price over 30 years at 11.31% (September 2026), or R$ 4,699 the first month with SAC.

Do more people rent in Brasília than in Brazil as a whole?

In the 2022 Census, 33.2% of the 988,175 occupied homes in Brasília were rented and 58.7% owned by a resident, against 22.2% rented across Brazil (IBGE).

How many people live in Brasília?

Brasília had 2,817,381 residents in the 2022 Census, and 3,009,996 in the IBGE estimate for 2026.

How Brasília compares

Brasília is the 3rd most populous of the 55 cities on Payotte, with 2,817,381 residents in the 2022 Census, 100%, more than half, of Distrito Federal's. The IBGE estimate for 2026, 3,009,996, is 6.8% above the census: in line with Distrito Federal as a whole (6.8%), 25th of 55 cities, against 5.5% for Brazil. The census counts 2.85 residents per occupied home, about as many than the 2.85 of Distrito Federal.

33.2% of the 988,175 occupied homes of Brasília were rented in 2022, well above the 22.2% national share, and equal to Distrito Federal (33.2%); 58.7% were owned by a resident. That is the 8th highest rental share of 55 cities.

Brasília charges ITBI at 2%, exactly the median of the 41 city rates read. That is R$ 10,000 on R$ 500 thousand and R$ 20,000 on R$ 1 million; the law also lists 1% for some purchases it defines, which the calculator does not apply.

By population the closest cities on Payotte are Fortaleza (2,428,708 residents, 30.3% of homes rented, ITBI 4%) and Rio de Janeiro (6,211,223 residents, 27.9% of homes rented). In the Centro-Oeste region, which has 4 of the 55 cities, Brasília has the 2nd highest share of rented homes. Its 2.85 residents per occupied home rank 14th of 55, in the middle of the field.

Notary and registry fees, the median financed home and the construction cost of Distrito Federal are on its state page.

The figures

No open official series gives home prices by city in Brazil; the Banco Central median is by state.

Elsewhere in Distrito Federal

• Distrito Federalfederal district