In short
On a R$ 500 thousand home in Palmas (Tocantins), the ITBI transfer tax, the notary deed and the registration come to at least R$ 10,000. The city's ITBI rate is 2%. 34.8% of occupied homes were rented in the 2022 Census.
Calculate for Palmas
The questions, answered
How much are the purchase costs on a R$ 500 thousand home in Palmas?
On a R$ 500 thousand home in Palmas (Tocantins), ITBI transfer tax (2%) R$ 10,000: at least R$ 10,000 in all, from the rates and fee tables read on 15 October 2026 (the state's table prints no amount for this price).
How much are the purchase costs on a R$ 1 million home in Palmas?
On a R$ 1 million home in Palmas (Tocantins): ITBI transfer tax (2%) R$ 20,000, at least R$ 20,000 in all.
What is the ITBI rate in Palmas?
Palmas charges ITBI at 2% of the value of the transfer (Lei Complementar nº 285/2013 (31/10/2013) art. 33 I e III (alíquotas), arts. 31-32 (base), art. 36 (pagamento)); the same law sets a reduced rate of 0.5% for some purchases it defines (see the purchase costs calculator).
What monthly payment on a R$ 500 thousand home in Palmas?
R$ 400,000 borrowed on a R$ 500 thousand home (CMN cap 80%) costs R$ 3,730 a month with Price over 30 years at 11.28% (August 2026), or R$ 4,690 the first month with SAC.
Do more people rent in Palmas than in Brazil as a whole?
In the 2022 Census, 34.8% of the 106,015 occupied homes in Palmas were rented and 59.1% owned by a resident, against 22.2% rented across Brazil (IBGE).
How many people live in Palmas?
Palmas had 302,692 residents in the 2022 Census, and 333,154 in the IBGE estimate for 2026.
How Palmas compares
Palmas ranks 39th by population among the 55 cities on Payotte, with 302,692 residents in the 2022 Census, 20% of Tocantins's 1,511,460. The IBGE estimate for 2026, 333,154, is 10.1% above the census: faster than Tocantins as a whole (5.6%), 11th of 55 cities, against 5.5% for Brazil. The census counts 2.86 residents per occupied home, fewer than the 2.94 of Tocantins.
34.8% of the 106,015 occupied homes of Palmas were rented in 2022, well above the 22.2% national share, and 13.8 points above Tocantins (21%); 59.1% were owned by a resident. That is the 5th highest rental share of 55 cities.
Palmas charges ITBI at 2%, exactly the median of the 41 city rates read. That is R$ 10,000 on R$ 500 thousand and R$ 20,000 on R$ 1 million; the law also lists 0.5% for some purchases it defines, which the calculator does not apply.
By population the closest cities on Payotte are Foz do Iguaçu (285,415 residents, 27.4% of homes rented, ITBI 2%) and Vitória (322,869 residents, 28.8% of homes rented, ITBI 2%). In the Norte region, which has 7 of the 55 cities, Palmas has the 1st highest share of rented homes. Its 2.86 residents per occupied home rank 13th of 55, in the middle of the field.
| Measure | Value | Reference | Rank |
|---|---|---|---|
| Palmas: residents, 2022 Census | 302,692 | median city 616,317 | 39th of 55 |
| Palmas: share of Tocantins's residents | 20% | 1,511,460 in the state | 1st of 1 in the state |
| Palmas: estimate for 2026 against the census | +10.1% | Tocantins +5.6% | 11th of 55 |
| Palmas: occupied homes, 2022 | 106,015 | Tocantins 513,736 | 39th of 55 |
| Palmas: residents per occupied home | 2.86 | Tocantins 2.94 | 13th of 55 |
| Palmas: homes rented | 34.8% | Brazil 22.2%, Tocantins 21% | 5th of 55 |
| Palmas: homes owned by a resident | 59.1% | Tocantins 69.9% | 52nd of 55 |
| Palmas: ITBI rate | 2% | median of 41 cities 2% | 14th of 41 |
| Palmas: ITBI on R$ 500 thousand | R$ 10,000 | at the median rate R$ 10,000 | +R$ 0 |
| Palmas: ITBI on R$ 1 million | R$ 20,000 | at the median rate R$ 20,000 | +R$ 0 |
| Palmas: all computed lines on R$ 500 thousand | at least R$ 10,000 | 2% of the price | R$ 20,000 on R$ 1 million |
Notary and registry fees, the median financed home and the construction cost of Tocantins are on its state page.
The figures
| Measure | Value | Source |
|---|---|---|
| ITBI transfer tax (2%), Palmas, on R$ 500 thousand | R$ 10,000 | Lei Complementar nº 285/2013 (31/10/2013) art. 33 I e III (alíquotas), arts. 31-32 (base), art. 36 (pagamento) |
| Population, 2022 Census | 302,692 | IBGE |
| Population estimate, 2026 | 333,154 | IBGE |
| Occupied homes rented, 2022 Census | 34.8% | IBGE |
| Average rate, new housing loans to individuals (2026-08) | 11.28% | Banco Central do Brasil, SGS 20774 |
| Selic target, since 2026-09-17 | 13.75% | Banco Central do Brasil, Copom |
No open official series gives home prices by city in Brazil; the Banco Central median is by state.
Elsewhere in Tocantins
Sources
- ITBI, Palmas: Lei Complementar nº 285/2013 (31/10/2013) art. 33 I e III (alíquotas), arts. 31-32 (base), art. 36 (pagamento) (consulted 2026-10-15).
- Notary and registry fees, Tocantins: Provimento nº 12/2025 CGJUS/CGABCGJUS/COAD (TJTO), DJe nº 6020 of 18/12/2025, in force 01/01/2026 (Lei Estadual 3.408/2018); the calculator.
- Census and construction cost: IBGE, SIDRA (4714, 6579, 9930, 2296).
- Loans and values: Banco Central do Brasil open data (ODbL 1.0); Copom decisions.