In short
A Brazilian apartment owner pays a monthly condominium fee (taxa condominial) in proportion to the unit’s ideal fraction, unless the convention says otherwise (Civil Code, article 1.336, I). Since the law of June 2024 (Lei 14.905/2024, in force 60 days after publication), a late payment bears monetary correction, the interest set in the convention or, if none, the legal interest rate, plus a fine of up to 2 percent of the debt. Older guides that give a default of “1 percent a month” predate this change. A buyer inherits the unit’s unpaid fees (article 1.345), and unpaid fees can be enforced in court quickly.
How the fee is set
The assembly of owners approves the budget and the contributions every year. Article 1.350 requires the manager (síndico) to call an annual assembly “to approve the expense budget, the contributions of the owners and the accounts”, and to elect a replacement if needed. If the manager does not call it, one quarter of the owners can. The manager may be a non-owner and serves up to two years, renewable (article 1.347). The convention must state each owner’s share and the payment method (article 1.334, I); if it says nothing different, the share follows the ideal fraction of the unit.
The ordinary assembly decisions need, on first call, a majority of votes of the owners present who represent at least half of the ideal fractions; on second call a majority of those present (articles 1.352 and 1.353). Votes follow the ideal fractions unless the convention provides otherwise. An owner with unpaid contributions cannot vote (article 1.335, III).
Late payment: the current rule
Article 1.336, paragraph 1 (wording of Lei 14.905/2024): an owner who does not pay “will be subject to monetary correction and to the default interest agreed or, if not provided, the interest established in article 406 of this Code, as well as a fine of up to 2 percent of the debt”. Article 406 then says that, absent an agreed rate, the legal rate is the Selic rate less the monetary-correction index (paragraph 1); the calculation method is set by the National Monetary Council and published by the Central Bank (paragraph 2). Two practical points:
- the fine ceiling is 2 percent: on a debt of R$ d, at most 0.02 × d (for example R$ 20 on R$ 1,000, a calculation to show the ceiling);
- the interest is whatever the convention says, or the legal rate; do not accept a collection notice that adds “1 percent a month” without checking the convention, as guides before 2024 often did.
Other breaches (works that endanger the building, changing the façade, misuse of the unit or harming neighbours) are fined as the convention provides, up to five times the monthly contribution (paragraph 2). Repeated breaches can lead to a fine of up to five times the contribution by a three-quarters vote of the others, and anti-social conduct up to ten times (article 1.337).
Collecting unpaid fees
Contributions set by the convention or approved by the assembly, “when documented”, are an extrajudicial enforceable title under the Code of Civil Procedure (article 784, X). That lets the condominium go straight to an enforcement action instead of a lengthy lawsuit. The debt also follows the unit: the buyer of a unit answers for the seller’s debts to the condominium, including fines and interest (Civil Code, article 1.345). A buyer should therefore request a statement of no condominium debt before signing; see buying in a condominium and due diligence certificates. The family-home protection does not stop enforcement for debts “of taxes and charges due on the family property” (Lei 8.009, article 3, IV); see bem de família.
Works and common areas
Article 1.341: voluptuary works (embellishments) need two-thirds of the owners’ votes; useful works need a majority; necessary works can be done by the manager without authorisation (by any owner if the manager fails to act), except that non-urgent necessary works involving excessive expense need the assembly’s prior authorisation (paragraph 3). A new floor or building on the common ground needs unanimity (article 1.343). Changing the convention or the use of the building or unit needs two-thirds (article 1.351); see short-term rentals in condominiums. The Code also makes fire insurance of the whole building compulsory (article 1.346).
Who pays in a lease
Under Lei 8.245, a tenant pays ordinary condominium expenses (staff and their charges, water, gas and electricity in common areas, cleaning and upkeep, lifts, small repairs, and top-ups of the reserve fund spent on those items), if the budget line and monthly apportionment are shown, and may demand proof at any time (article 23, XII and paragraphs 1 and 2). The landlord pays extraordinary expenses, such as structural works, façade painting, safety, telephone, intercom, sport or leisure equipment, decoration and landscaping of common areas, and the creation of a reserve fund, and indemnities for staff dismissed before the lease started (article 22, X and its single paragraph). Check what your lease says for the items the Act leaves open.
What it costs
The fee is the owner’s share of the condominium budget, which no law fixes. The legal late-payment ceiling is a fine of 2 percent of the debt plus correction and interest. Payotte read no official figure for typical fees in any city, so none is given. Enforcement adds court costs and lawyer’s fees. See IPTU for the other recurring ownership cost.
Which professional to consult
A lawyer registered with the OAB can check the convention and the assembly minutes, and act in a collection case (see the property lawyer page). A professional property administrator or the building’s manager can explain the budget lines. When buying, the broker and lawyer should ask for the convention, the last assembly minutes and a statement of debts.
Frequently asked questions
What is the maximum fine for a late condominium fee?
Two percent of the debt, plus monetary correction and interest (Civil Code, article 1.336, paragraph 1, as amended in 2024).
What interest applies?
The rate in the convention, or if none, the legal rate of article 406 (Selic less the monetary-correction index).
Do I inherit the previous owner’s condominium debts?
Yes. Article 1.345 makes the buyer answer for the seller’s debts to the condominium, including fines and interest.
Can I vote at the assembly if I owe fees?
No. Article 1.335, III gives the vote only to owners who are up to date.
Who pays the condominium fee on a rented flat?
The tenant pays the ordinary part and the landlord the extraordinary part, unless the contract provides otherwise within the Act.
More guides on owning
- Bem de família: how the family home is protected in Brazil
- Declaring Brazilian property in the income tax return
- Inheritance and inventário in Brazil: notary or court
- IPTU in Brazil: the municipal property tax explained
- ITCMD in Brazil: inheritance and gift tax on property
- Renovating in Brazil: city permits, ART and RRT
- Usucapião in Brazil: gaining title by long possession
Sources
- Código Civil, Lei 10.406/2002, arts. 1.331 to 1.358, 406 (Câmara dos Deputados) (consulted 15 October 2026)
- Lei 8.245/1991 (Lei do Inquilinato), consolidated text (Câmara dos Deputados) (consulted 15 October 2026)
- Código de Processo Civil, Lei 13.105/2015, art. 784 (Câmara dos Deputados) (consulted 15 October 2026)
- Lei 8.009/1990, bem de família, consolidated text (Câmara dos Deputados) (consulted 15 October 2026)