Real estate, sourced and dated. No opinions, just evidence.

East Midlands · England

House prices in Charnwood: August 2026 and purchase tax

A home in Charnwood cost £270,351 on average in August 2026 (+0.4% over twelve months); at that price, a home mover pays £3,518 of Stamp Duty Land Tax.

Data as of August 2026: average prices of the UK House Price Index (HM Land Registry, Registers of Scotland, Land & Property Services and ONS), all property types. 2,447 sales over the latest twelve months with complete volumes.

Charnwood: the market in figures

Close to the UK number but far above its region: that is Charnwood. The £270,351 average is within 1% of £273,037 for the UK, and 11.7% ahead of £241,955 for the East Midlands. In the table of 135 areas it stands 61st, and 5th among the 11 in its region.

The year-on-year record is calm. In the latest twelve months the average edged up 0.4%, keeping pace with a region at 0.5%. It is also the top of the series, built from a low of £185,432 in 2016, up 45.8%, which is £84,919. The biggest jump was 13.4% in 2022; 2021 added 8.2% and 2017 6.8%. The only retreat was in 2024, when the average fell 3.5%, and 2025 recovered 3.9%.

A reader comparing types finds detached houses at £413,319 and flats at £132,631, a spread of £280,688 or 211.6%. Semi-detached homes average £264,553 and terraced homes £214,988. First-time buyers average £229,590, 15.1% under all buyers, and they owe nothing in Stamp Duty Land Tax. The usual bill comes to £3,518, or 1.3% of the price, an additional property owes £17,035, and HM Land Registry charges £150.

Look first at Hinckley and Bosworth (£258,960), which is 4.2% under Charnwood, and Blaby (£293,412), which is 8.5% over; both are near. Harborough (£341,706) is further off, 26.4% over, and is also growing fastest, with 5% over twelve months. Leicester (£226,881) and Nuneaton and Bedworth (£226,730, in the West Midlands) are each 16.1% under. Leicester lost 1.5% in the latest twelve months, Nuneaton and Bedworth 0.2% and Hinckley and Bosworth 0.1%.

Counting from June 2025 to the end of May 2026 gives 2,447 sales, a substantial base for the average and for the type prices that follow. Charnwood sits mid-table nationally, with a small yearly change, so the page is mostly a story of steadiness: no sharp fall since 2024, no sharp rise either, and a level close to the UK average.

Payotte, from the UK HPI and the calculator.

Property professionals in Charnwood

One firm per trade, selected by Payotte on public data (1 of 5 trades filled in Charnwood). Companies, never individuals, with a regulator or register you can check with the official body.

Estate agent Vacant: no firm selected yet
● Vacant
Mortgage adviser Vacant: no firm selected yet
● Vacant
Conveyancer Sona Solicitors Ltd Ltd · 661 Loughborough Rd, Birstall, Leicester LE4 4NL ★ 4.4 (47)
66/100
Partial
Surveyor Vacant: no firm selected yet
● Vacant
Valuer Vacant: no firm selected yet
● Vacant
The selected firms: Charnwood, one per trade
TradeFirmGoogle ratingReviewsScore /100StatusListing
Estate agent Vacant — — — — —
Mortgage adviser Vacant — — — — —
Conveyancer Sona Solicitors Ltd 4.4 47 66 Partial View
Surveyor Vacant — — — — —
Valuer Vacant — — — — —

One firm per trade and per area, chosen on public data and scored out of 100 points — Google reviews (35), age of the company (30), checkable regulator or register (15), local anchoring (15), bonus (5). The ranking is never paid for. No firm can buy its place or its recommendation. How Payotte ranks firms

Calculate for Charnwood

If you buy

Stamp Duty Land Tax and registration in Charnwood

Rates of HMRC, set at the average price in Charnwood (August 2026). Change any field: the amounts are recalculated instantly.

Rates appliedstandard rates
Stamp Duty Land Tax£3,518
Share of the price1.3%
HM Land Registry fee (online application)£150
Total, tax and registration£3,668
Return and payment14 days

Residential purchase by an individual. Not included: conveyancer, survey and lender fees (no official scale). No mortgage figure: Payotte has no official UK mortgage rate to apply. All the rates and sources.

If you sell

Capital Gains Tax on the sale

Your main home, lived in for all the time you owned it: no tax (Private Residence Relief). A second home or a buy-to-let: Capital Gains Tax, same rates in all four nations.

Gain£84,919
Taxable after the £3,000 allowance£81,919
Rate24%
Capital Gains Tax£19,661

Report and pay within 60 days of completion. Assumes no other gains this tax year and the whole £3,000 allowance unused (2026 to 2027).

Default example: bought at the average price in Charnwood in August 2016 (£185,432), sold at the August 2026 average (£270,351), UK House Price Index. Rates for 2026 to 2027: 24% for higher and additional rate taxpayers; for basic rate taxpayers, 18% on the part of the gain that fits in the £37,700 basic Income Tax band once added to taxable income (income minus Personal Allowance), 24% above (HMRC). Gain = sale price − purchase price − costs of buying, selling and improving; Payotte does not estimate those costs (no official scale). GOV.UK: Capital Gains Tax rates · Tax when you sell your home.

Frequently asked questions

What is the average house price in Charnwood?

The average price of a home in Charnwood was £270,351 in August 2026, +0.4% over twelve months (UK House Price Index).

Have house prices gone up in Charnwood?

The average price in Charnwood went from £185,432 in August 2016 to £270,351 in August 2026, a change of +45.8%; +0.4% over the last twelve months (UK House Price Index).

How much Stamp Duty Land Tax on an average-priced home in Charnwood?

On £270,351, Stamp Duty Land Tax (SDLT) comes to £3,518 for a home mover, £0 for a first-time buyer and £17,035 for an additional property, at the rates in force in England.

How much tax when you sell a home in Charnwood?

None on your main home if it was your only home, lived in for all the time you owned it, not let out and not used exclusively for business (Private Residence Relief). A second home or a buy-to-let pays Capital Gains Tax above the £3,000 allowance (2026 to 2027; rates in the calculator above). Bought at the average price in Charnwood in August 2016 (£185,432) and sold at the August 2026 average (£270,351), the gain of £84,919 costs a higher rate taxpayer £19,661, before deducting the costs of buying, selling and improving. The tax is reported and paid within 60 days of completion (HMRC).

Is Charnwood expensive?

Charnwood ranks 61st of the 135 areas Payotte covers for the average price in August 2026, from £1,204,072 in Kensington and Chelsea to £133,782 in City of Aberdeen.

Prices by property type, August 2026

TypeAverage priceEast Midlands
Detached£413,319£355,978
Semi-detached£264,553£231,098
Terraced£214,988£187,398
Flat or maisonette£132,631£124,216
All types£270,351£241,955
First-time buyers£229,590£206,771

The UK HPI is a mix-adjusted average (a hedonic model), not the price of the homes sold in the month. Northern Ireland figures are quarterly.

The trend, August of each year

YearAverage priceChange on the year before
2016£185,432—
2017£198,037+6.8%
2018£204,634+3.3%
2019£210,149+2.7%
2020£213,397+1.5%
2021£230,892+8.2%
2022£261,876+13.4%
2023£268,385+2.5%
2024£258,981-3.5%
2025£269,184+3.9%
2026£270,351+0.4%

Sources