Real estate, sourced and dated. No opinions, just evidence.

East of England · England

House prices in Mid Suffolk: August 2026 and purchase tax

A home in Mid Suffolk cost £317,979 on average in August 2026 (+5.3% over twelve months); at that price, a home mover pays £5,899 of Stamp Duty Land Tax.

Data as of August 2026: average prices of the UK House Price Index (HM Land Registry, Registers of Scotland, Land & Property Services and ONS), all property types. 1,783 sales over the latest twelve months with complete volumes.

Mid Suffolk: the market in figures

Mid Suffolk sits 39th in a table of 135 areas, and 7th among the 12 covered in the East of England. An average of £317,979 compares with £337,848 for the region (5.9% below) and £273,037 for the UK (16.5% above). Lately the area's price recorded a climb of 5.3%; the region's recorded a rise of 0.2%. List the covered areas from the top and Kensington and Chelsea leads while City of Aberdeen trails; Mid Suffolk lands 39th, and the UK average is £273,037.

In 2016 the figure was £248,896. By 2026 it was £317,979, up 27.8%. The standout year was 2022 with 9.4%, 2017 was second with 8%, and 2024 was the weakest with a downturn of 3.1%. That is a gain of £69,083. 2026 closes at the high point. Further readings are £276,295 at the 2018 mark and £301,859 at the 2025 mark.

A flat averages £142,118, a terraced house £226,023, a semi-detached home £278,154 and a detached home £440,981. The detached price is £298,863 above the flat price, a gap of 210.3%. First-time buyers pay £260,075, which is 18.2% under the overall average.

Among the places around it, East Suffolk is nearest in price (£277,949, 12.6% below Mid Suffolk). Further out on the scale, Ipswich averages £226,175, which is 28.9% below Mid Suffolk, and Babergh averages £331,207, 4.2% above Mid Suffolk. Annual movement runs from a retreat of 2.3% in East Suffolk to an advance of 2.4% in Ipswich. Between centres, the gaps read Ipswich lies 19 km off, Babergh lies 21 km off, East Suffolk lies 25 km off, Tendring lies 40 km off and Breckland lies 46 km off.

A mover pays £5,899, or 1.9% of the price, in Stamp Duty Land Tax if the average is paid. Someone buying a first home pays £899. An additional property pays £21,798. The HM Land Registry charge is £150, and 1,783 sales feed the area average. Prices are for August 2026; sales run June 2025 to May 2026.

Payotte, from the UK HPI and the calculator.

Property professionals in Mid Suffolk

One firm per trade, selected by Payotte on public data (2 of 5 trades filled in Mid Suffolk). Companies, never individuals, with a regulator or register you can check with the official body.

Estate agent Rock Estates Suffolk Ltd · 119 High St, Needham Market, Ipswich IP6 8DQ ★ 4.9 (91)
61/100
Partial
Mortgage adviser Needham Mortgage Centre Ltd Ltd · 22-24 High St, Needham Market, Ipswich IP6 8AP ★ 5 (112)
76/100
Selected
Conveyancer Vacant: no firm selected yet
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Surveyor Vacant: no firm selected yet
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Valuer Vacant: no firm selected yet
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The selected firms: Mid Suffolk, one per trade
TradeFirmGoogle ratingReviewsScore /100StatusListing
Estate agent Rock Estates Suffolk 4.9 91 61 Partial View
Mortgage adviser Needham Mortgage Centre Ltd 5 112 76 Selected View
Conveyancer Vacant — — — — —
Surveyor Vacant — — — — —
Valuer Vacant — — — — —

One firm per trade and per area, chosen on public data and scored out of 100 points — Google reviews (35), age of the company (30), checkable regulator or register (15), local anchoring (15), bonus (5). The ranking is never paid for. No firm can buy its place or its recommendation. How Payotte ranks firms

Calculate for Mid Suffolk

If you buy

Stamp Duty Land Tax and registration in Mid Suffolk

Rates of HMRC, set at the average price in Mid Suffolk (August 2026). Change any field: the amounts are recalculated instantly.

Rates appliedstandard rates
Stamp Duty Land Tax£5,899
Share of the price1.86%
HM Land Registry fee (online application)£150
Total, tax and registration£6,049
Return and payment14 days

Residential purchase by an individual. Not included: conveyancer, survey and lender fees (no official scale). No mortgage figure: Payotte has no official UK mortgage rate to apply. All the rates and sources.

If you sell

Capital Gains Tax on the sale

Your main home, lived in for all the time you owned it: no tax (Private Residence Relief). A second home or a buy-to-let: Capital Gains Tax, same rates in all four nations.

Gain£69,083
Taxable after the £3,000 allowance£66,083
Rate24%
Capital Gains Tax£15,860

Report and pay within 60 days of completion. Assumes no other gains this tax year and the whole £3,000 allowance unused (2026 to 2027).

Default example: bought at the average price in Mid Suffolk in August 2016 (£248,896), sold at the August 2026 average (£317,979), UK House Price Index. Rates for 2026 to 2027: 24% for higher and additional rate taxpayers; for basic rate taxpayers, 18% on the part of the gain that fits in the £37,700 basic Income Tax band once added to taxable income (income minus Personal Allowance), 24% above (HMRC). Gain = sale price − purchase price − costs of buying, selling and improving; Payotte does not estimate those costs (no official scale). GOV.UK: Capital Gains Tax rates · Tax when you sell your home.

Frequently asked questions

What is the average house price in Mid Suffolk?

The average price of a home in Mid Suffolk was £317,979 in August 2026, +5.3% over twelve months (UK House Price Index).

Have house prices gone up in Mid Suffolk?

The average price in Mid Suffolk went from £248,896 in August 2016 to £317,979 in August 2026, a change of +27.8%; +5.3% over the last twelve months (UK House Price Index).

How much Stamp Duty Land Tax on an average-priced home in Mid Suffolk?

On £317,979, Stamp Duty Land Tax (SDLT) comes to £5,899 for a home mover, £899 for a first-time buyer and £21,798 for an additional property, at the rates in force in England.

How much tax when you sell a home in Mid Suffolk?

None on your main home if it was your only home, lived in for all the time you owned it, not let out and not used exclusively for business (Private Residence Relief). A second home or a buy-to-let pays Capital Gains Tax above the £3,000 allowance (2026 to 2027; rates in the calculator above). Bought at the average price in Mid Suffolk in August 2016 (£248,896) and sold at the August 2026 average (£317,979), the gain of £69,083 costs a higher rate taxpayer £15,860, before deducting the costs of buying, selling and improving. The tax is reported and paid within 60 days of completion (HMRC).

Is Mid Suffolk expensive?

Mid Suffolk ranks 39th of the 135 areas Payotte covers for the average price in August 2026, from £1,204,072 in Kensington and Chelsea to £133,782 in City of Aberdeen.

Prices by property type, August 2026

TypeAverage priceEast of England
Detached£440,981£521,437
Semi-detached£278,154£352,638
Terraced£226,023£289,236
Flat or maisonette£142,118£192,035
All types£317,979£337,848
First-time buyers£260,075£278,459

The UK HPI is a mix-adjusted average (a hedonic model), not the price of the homes sold in the month. Northern Ireland figures are quarterly.

The trend, August of each year

YearAverage priceChange on the year before
2016£248,896—
2017£268,895+8%
2018£276,295+2.8%
2019£272,482-1.4%
2020£271,779-0.3%
2021£287,062+5.6%
2022£313,978+9.4%
2023£314,204+0.1%
2024£304,530-3.1%
2025£301,859-0.9%
2026£317,979+5.3%

Sources