Real estate, sourced and dated. No opinions, just evidence.

East Midlands · England

House prices in Rutland: August 2026 and purchase tax

A home in Rutland cost £307,406 on average in August 2026 (-2.7% over twelve months); at that price, a home mover pays £5,370 of Stamp Duty Land Tax.

Data as of August 2026: average prices of the UK House Price Index (HM Land Registry, Registers of Scotland, Land & Property Services and ONS), all property types. 644 sales over the latest twelve months with complete volumes.

Rutland: the market in figures

Rutland's price has turned down after reaching a high. The 2023 reading of £363,325 tops the series. From that top the August 2026 figure of £307,406 has slid, losing 8.9% for 2024, then 4.6%, then 2.7% for the newest reading. The rise before it was sharp: 11.3% for 2022 and 10.7% for 2023, on top of 6.6% for 2017 and 7.5% for 2020. Even so, the average remains £72,018 or 30.6% above its 2016 level of £235,388.

Nationally Rutland is still 46th of 135, and in the East Midlands it is 2nd of 11. It is 27.1% ahead of the regional £241,955, a figure that grew 0.5%, and 12.6% ahead of the UK average of £273,037.

The spread by type is wide. A flat averages £133,333 and a detached house £441,804, leaving £308,471 between them, or 231.4%. Terraced homes stand at £236,815, with semi-detached ones at £287,239,. Anyone buying a first home paid £240,213, on average, a discount of 21.9% on the all-buyer figure. Only 644 sales sit in the window that ends in May 2026.

In Rutland a first-time buyer owes some tax. At the average price the Stamp Duty Land Tax is £370 for that buyer, £5,370 for someone moving home (1.7% of the price), while a further home would bring £20,741. The HM Land Registry fee is £150.

The fall has not been shared by every neighbour. Harborough rose 5%, while North Northamptonshire edged up 0.1% and Charnwood 0.4%. Within the East Midlands, Rutland's drop of 2.7% compares with a regional gain of 0.5%, and its semi-detached average of £287,239 is below the all-type figure of £307,406.

Among neighbours, Harborough averages £341,706, 11.2% above Rutland, and rose 5% across the year. Charnwood, at £270,351, is 12.1% below, North Northamptonshire, at £252,884, is 17.7% below, and Leicester, at £226,881, is 26.2% below, with a fall of 1.5%. City of Peterborough, in the East of England, averages £231,634, 24.6% below, and its average fell 1.3%.

Payotte, from the UK HPI and the calculator.

Property professionals in Rutland

One firm per trade, selected by Payotte on public data (1 of 5 trades filled in Rutland). Companies, never individuals, with a regulator or register you can check with the official body.

Estate agent Vacant: no firm selected yet
● Vacant
Mortgage adviser Vacant: no firm selected yet
● Vacant
Conveyancer Hegarty LLP · 66 South St, Oakham LE15 6BQ ★ 4.5 (51)
74/100
Selected
Surveyor Vacant: no firm selected yet
● Vacant
Valuer Vacant: no firm selected yet
● Vacant
The selected firms: Rutland, one per trade
TradeFirmGoogle ratingReviewsScore /100StatusListing
Estate agent Vacant — — — — —
Mortgage adviser Vacant — — — — —
Conveyancer Hegarty 4.5 51 74 Selected View
Surveyor Vacant — — — — —
Valuer Vacant — — — — —

One firm per trade and per area, chosen on public data and scored out of 100 points — Google reviews (35), age of the company (30), checkable regulator or register (15), local anchoring (15), bonus (5). The ranking is never paid for. No firm can buy its place or its recommendation. How Payotte ranks firms

Calculate for Rutland

If you buy

Stamp Duty Land Tax and registration in Rutland

Rates of HMRC, set at the average price in Rutland (August 2026). Change any field: the amounts are recalculated instantly.

Rates appliedstandard rates
Stamp Duty Land Tax£5,370
Share of the price1.75%
HM Land Registry fee (online application)£150
Total, tax and registration£5,520
Return and payment14 days

Residential purchase by an individual. Not included: conveyancer, survey and lender fees (no official scale). No mortgage figure: Payotte has no official UK mortgage rate to apply. All the rates and sources.

If you sell

Capital Gains Tax on the sale

Your main home, lived in for all the time you owned it: no tax (Private Residence Relief). A second home or a buy-to-let: Capital Gains Tax, same rates in all four nations.

Gain£72,018
Taxable after the £3,000 allowance£69,018
Rate24%
Capital Gains Tax£16,564

Report and pay within 60 days of completion. Assumes no other gains this tax year and the whole £3,000 allowance unused (2026 to 2027).

Default example: bought at the average price in Rutland in August 2016 (£235,388), sold at the August 2026 average (£307,406), UK House Price Index. Rates for 2026 to 2027: 24% for higher and additional rate taxpayers; for basic rate taxpayers, 18% on the part of the gain that fits in the £37,700 basic Income Tax band once added to taxable income (income minus Personal Allowance), 24% above (HMRC). Gain = sale price − purchase price − costs of buying, selling and improving; Payotte does not estimate those costs (no official scale). GOV.UK: Capital Gains Tax rates · Tax when you sell your home.

Frequently asked questions

What is the average house price in Rutland?

The average price of a home in Rutland was £307,406 in August 2026, -2.7% over twelve months (UK House Price Index).

Have house prices gone up in Rutland?

The average price in Rutland went from £235,388 in August 2016 to £307,406 in August 2026, a change of +30.6%; -2.7% over the last twelve months (UK House Price Index).

How much Stamp Duty Land Tax on an average-priced home in Rutland?

On £307,406, Stamp Duty Land Tax (SDLT) comes to £5,370 for a home mover, £370 for a first-time buyer and £20,741 for an additional property, at the rates in force in England.

How much tax when you sell a home in Rutland?

None on your main home if it was your only home, lived in for all the time you owned it, not let out and not used exclusively for business (Private Residence Relief). A second home or a buy-to-let pays Capital Gains Tax above the £3,000 allowance (2026 to 2027; rates in the calculator above). Bought at the average price in Rutland in August 2016 (£235,388) and sold at the August 2026 average (£307,406), the gain of £72,018 costs a higher rate taxpayer £16,564, before deducting the costs of buying, selling and improving. The tax is reported and paid within 60 days of completion (HMRC).

Is Rutland expensive?

Rutland ranks 46th of the 135 areas Payotte covers for the average price in August 2026, from £1,204,072 in Kensington and Chelsea to £133,782 in City of Aberdeen.

Prices by property type, August 2026

TypeAverage priceEast Midlands
Detached£441,804£355,978
Semi-detached£287,239£231,098
Terraced£236,815£187,398
Flat or maisonette£133,333£124,216
All types£307,406£241,955
First-time buyers£240,213£206,771

The UK HPI is a mix-adjusted average (a hedonic model), not the price of the homes sold in the month. Northern Ireland figures are quarterly.

The trend, August of each year

YearAverage priceChange on the year before
2016£235,388—
2017£250,895+6.6%
2018£263,300+4.9%
2019£272,562+3.5%
2020£293,030+7.5%
2021£294,804+0.6%
2022£328,166+11.3%
2023£363,325+10.7%
2024£331,109-8.9%
2025£316,020-4.6%
2026£307,406-2.7%

Sources