West Midlands · England

House prices in Birmingham: August 2026 and purchase tax

A home in Birmingham cost £234,867 on average in August 2026 (+1.5% over twelve months); at that price, a home mover pays £2,197 of Stamp Duty Land Tax.

Data as of August 2026: average prices of the UK House Price Index (HM Land Registry, Registers of Scotland, Land & Property Services and ONS), all property types. 9,088 sales over the latest twelve months with complete volumes.

Birmingham: the market in figures

Birmingham is the busiest market in this batch, with 9,088 sales in the June 2025 to May 2026 window. The average is £234,867, which puts the area 74th overall, with 135 areas covered, and 6th among the 13 in the West Midlands. Against the West Midlands average of £250,731 that is 6.3% less, and against the UK average of £273,037 it is 14% less. Prices rose 1.5% over twelve months, a shade above the region's 1.2%. Every year since 2016 has been positive except 2023. The series opens at £159,525 and moves up by 7.8%, 3.6%, 2.7% and 2% before the market jumps 11.8% and then 8.8%. The one setback is a fall of 0.4%. After that the price added 1.1%, 1.3% and 1.5%, which makes the current value the highest. Over the full span the area has gained 47.2%, or £75,342. The ranking has Kensington and Chelsea at the top and City of Aberdeen at the bottom, and 74th place leaves Birmingham near the centre of that scale.

Break the price down by type and the order is £444,169 (detached), £276,268 (semi-detached), £223,462 (terraced), £143,861 (flat). The flat-to-detached difference works out at £300,308, or 208.7%. A first purchase averages £212,774, which is 9.4% below the overall mean.

Market activity reached 9,088 sales between June 2025 and May 2026. Stamp Duty at the average price is £2,197 when someone moves home, that is 0.9% of the price, with £0 on first homes and £13,941 on additional properties. The Land Registry asks £150.

Birmingham's neighbours are mostly cheaper, and by modest margins. Dudley, at £233,819, is 0.4% below, and it gained 3.4%. Walsall (£216,878) is 7.7% below, Wolverhampton (£215,801) 8.1% below, and Sandwell (£207,065) 11.8% below, the lowest in the list and unchanged over the year. Solihull is the exception at £332,022, 41.4% above Birmingham, with a rise of only 0.2%. Nothing in the list is further than 21 km from the centre, so the whole conurbation can be read as one local market.

Payotte, from the UK HPI and the calculator.

Property professionals in Birmingham

One firm per trade, selected by Payotte on public data (5 of 5 trades filled in Birmingham). Companies, never individuals, with a regulator or register you can check with the official body.

Estate agent Elite Sales & Lettings Ltd Ltd · 1182 Coventry Rd, Hay Mills, Birmingham B25 8DA ★ 4.7 (23)
69/100
Partial
Mortgage adviser First Mortgage Ltd · Office 1, Izabella House, 24-26 Regent Pl, Birmingham B1 3NJ ★ 5 (1118)
85/100
Selected
Conveyancer NBB Waldrons Solicitors (A NBB Law Company) Ltd · 11 High St, Harborne, Birmingham B17 9NT ★ 4.6 (314)
79/100
Selected
Surveyor Midland Property Surveys Limited Ltd · Knightlow Rd, Harborne, Birmingham B17 8QA ★ 5 (169)
74/100
Selected
Valuer Midland Property Surveys Limited Ltd · Knightlow Rd, Harborne, Birmingham B17 8QA ★ 5 (169)
74/100
Selected
The selected firms: Birmingham, one per trade
TradeFirmGoogle ratingReviewsScore /100StatusListing
Estate agent Elite Sales & Lettings Ltd 4.7 23 69 Partial View
Mortgage adviser First Mortgage 5 1118 85 Selected View
Conveyancer NBB Waldrons Solicitors (A NBB Law Company) 4.6 314 79 Selected View
Surveyor Midland Property Surveys Limited 5 169 74 Selected View
Valuer Midland Property Surveys Limited 5 169 74 Selected View

One firm per trade and per area, chosen on public data and scored out of 100 points — Google reviews (35), age of the company (30), checkable regulator or register (15), local anchoring (15), bonus (5). The ranking is never paid for. No firm can buy its place or its recommendation. How Payotte ranks firms

Calculate for Birmingham

If you buy

Stamp Duty Land Tax and registration in Birmingham

Rates of HMRC, set at the average price in Birmingham (August 2026). Change any field: the amounts are recalculated instantly.

Rates appliedstandard rates
Stamp Duty Land Tax£2,197
Share of the price0.94%
HM Land Registry fee (online application)£150
Total, tax and registration£2,347
Return and payment14 days

Residential purchase by an individual. Not included: conveyancer, survey and lender fees (no official scale). No mortgage figure: Payotte has no official UK mortgage rate to apply. All the rates and sources.

If you sell

Capital Gains Tax on the sale

Your main home, lived in for all the time you owned it: no tax (Private Residence Relief). A second home or a buy-to-let: Capital Gains Tax, same rates in all four nations.

Gain£75,342
Taxable after the £3,000 allowance£72,342
Rate24%
Capital Gains Tax£17,362

Report and pay within 60 days of completion. Assumes no other gains this tax year and the whole £3,000 allowance unused (2026 to 2027).

Default example: bought at the average price in Birmingham in August 2016 (£159,525), sold at the August 2026 average (£234,867), UK House Price Index. Rates for 2026 to 2027: 24% for higher and additional rate taxpayers; for basic rate taxpayers, 18% on the part of the gain that fits in the £37,700 basic Income Tax band once added to taxable income (income minus Personal Allowance), 24% above (HMRC). Gain = sale price − purchase price − costs of buying, selling and improving; Payotte does not estimate those costs (no official scale). GOV.UK: Capital Gains Tax rates · Tax when you sell your home.

Frequently asked questions

What is the average house price in Birmingham?

The average price of a home in Birmingham was £234,867 in August 2026, +1.5% over twelve months (UK House Price Index).

Have house prices gone up in Birmingham?

The average price in Birmingham went from £159,525 in August 2016 to £234,867 in August 2026, a change of +47.2%; +1.5% over the last twelve months (UK House Price Index).

How much Stamp Duty Land Tax on an average-priced home in Birmingham?

On £234,867, Stamp Duty Land Tax (SDLT) comes to £2,197 for a home mover, £0 for a first-time buyer and £13,941 for an additional property, at the rates in force in England.

How much tax when you sell a home in Birmingham?

None on your main home if it was your only home, lived in for all the time you owned it, not let out and not used exclusively for business (Private Residence Relief). A second home or a buy-to-let pays Capital Gains Tax above the £3,000 allowance (2026 to 2027; rates in the calculator above). Bought at the average price in Birmingham in August 2016 (£159,525) and sold at the August 2026 average (£234,867), the gain of £75,342 costs a higher rate taxpayer £17,362, before deducting the costs of buying, selling and improving. The tax is reported and paid within 60 days of completion (HMRC).

Is Birmingham expensive?

Birmingham ranks 74th of the 135 areas Payotte covers for the average price in August 2026, from £1,204,072 in Kensington and Chelsea to £133,782 in City of Aberdeen.

Prices by property type, August 2026

TypeAverage priceWest Midlands
Detached£444,169£419,192
Semi-detached£276,268£254,804
Terraced£223,462£206,529
Flat or maisonette£143,861£138,513
All types£234,867£250,731
First-time buyers£212,774£213,012

The UK HPI is a mix-adjusted average (a hedonic model), not the price of the homes sold in the month. Northern Ireland figures are quarterly.

The trend, August of each year

YearAverage priceChange on the year before
2016£159,525—
2017£171,928+7.8%
2018£178,203+3.6%
2019£183,018+2.7%
2020£186,677+2%
2021£208,628+11.8%
2022£226,938+8.8%
2023£226,089-0.4%
2024£228,464+1.1%
2025£231,366+1.3%
2026£234,867+1.5%

Sources