Region of England

House prices in West Midlands: August 2026 and Stamp Duty

A home in the West Midlands cost £250,731 on average in August 2026 (+1.2% over twelve months); at that price, a home mover pays £2,537 of Stamp Duty Land Tax.

Data as of August 2026: average prices of the UK House Price Index (HM Land Registry, Registers of Scotland, Land & Property Services and ONS), all property types. 67,947 sales over the latest twelve months with complete volumes.

West Midlands: the market in figures

Right in the middle of the nine regions, the West Midlands takes 5th place at £250,731, which is 14.6% under the English average. Its 1.2% yearly rise is a middling one too.

The figure was £171,371 in 2016, so the series has risen 46.3%, or £79,360. Growth eased from 5.8% and 4% in the early years to 1.8% and 2.8%. Then 2021 gave 8.2% and 2022 gave 11.9%. Only 2023 dipped, by 0.1%, and the years since add 1.2%, 2.8% and 1.2%. The latest year is the highest of the series.

Detached homes cost £419,192; flats cost £138,513, so detached is £280,679 above, or 202.6%. Terraced homes cost £206,529 and semi-detached £254,804. First-time buyers pay £213,012, 15% below the all-buyer figure.

Stratford-on-Avon costs most across the 13 areas covered, £396,711, up 1.3%. Warwick follows (£370,924, up 1.5%), then Solihull (£332,022). Sandwell is lowest, £207,065, unchanged on the year, ahead of Wolverhampton (£215,801) and Walsall (£216,878). Coventry rose 3.8% and Dudley 3.4%, the latter on 3,594 sales. Shropshire, with 4,404 sales, lost 0.9%. Birmingham leads on sales with 9,088; its average is £234,867, up 1.5%. In all, 67,947 sales were counted, a count ending May 2026.

Buyers at the regional average meet a Stamp Duty Land Tax charge of £2,537 on a move, equal to 1% of the price. The first-time rate yields £0 at this price. For an additional property the figure is £15,073, and the HM Land Registry fee is £150.

Payotte, from the UK HPI and the calculator.

Calculate for West Midlands

If you buy

Stamp Duty Land Tax and registration in the West Midlands

Rates of HMRC, set at the average price in the West Midlands (August 2026). Change any field: the amounts are recalculated instantly.

Rates appliedstandard rates
Stamp Duty Land Tax£2,537
Share of the price1.01%
HM Land Registry fee (online application)£150
Total, tax and registration£2,687
Return and payment14 days

Residential purchase by an individual. Not included: conveyancer, survey and lender fees (no official scale). No mortgage figure: Payotte has no official UK mortgage rate to apply. All the rates and sources.

If you sell

Capital Gains Tax on the sale

Your main home, lived in for all the time you owned it: no tax (Private Residence Relief). A second home or a buy-to-let: Capital Gains Tax, same rates in all four nations.

Gain£79,360
Taxable after the £3,000 allowance£76,360
Rate24%
Capital Gains Tax£18,326

Report and pay within 60 days of completion. Assumes no other gains this tax year and the whole £3,000 allowance unused (2026 to 2027).

Default example: bought at the average price in the West Midlands in August 2016 (£171,371), sold at the August 2026 average (£250,731), UK House Price Index. Rates for 2026 to 2027: 24% for higher and additional rate taxpayers; for basic rate taxpayers, 18% on the part of the gain that fits in the £37,700 basic Income Tax band once added to taxable income (income minus Personal Allowance), 24% above (HMRC). Gain = sale price − purchase price − costs of buying, selling and improving; Payotte does not estimate those costs (no official scale). GOV.UK: Capital Gains Tax rates · Tax when you sell your home.

Frequently asked questions

What is the average house price in the West Midlands?

The average price of a home in the West Midlands was £250,731 in August 2026, +1.2% over twelve months (UK House Price Index).

Have house prices gone up in the West Midlands?

The average price in the West Midlands went from £171,371 in August 2016 to £250,731 in August 2026, a change of +46.3%; +1.2% over the last twelve months (UK House Price Index).

How much Stamp Duty Land Tax on an average-priced home in the West Midlands?

On £250,731, Stamp Duty Land Tax (SDLT) comes to £2,537 for a home mover, £0 for a first-time buyer and £15,073 for an additional property, at the rates in force in England.

How much tax when you sell a home in the West Midlands?

None on your main home if it was your only home, lived in for all the time you owned it, not let out and not used exclusively for business (Private Residence Relief). A second home or a buy-to-let pays Capital Gains Tax above the £3,000 allowance (2026 to 2027; rates in the calculator above). Bought at the average price in the West Midlands in August 2016 (£171,371) and sold at the August 2026 average (£250,731), the gain of £79,360 costs a higher rate taxpayer £18,326, before deducting the costs of buying, selling and improving. The tax is reported and paid within 60 days of completion (HMRC).

Prices by property type, August 2026

TypeAverage priceEngland
Detached£419,192£472,671
Semi-detached£254,804£291,962
Terraced£206,529£247,371
Flat or maisonette£138,513£218,563
All types£250,731£293,525
First-time buyers£213,012£246,042

The UK HPI is a mix-adjusted average (a hedonic model), not the price of the homes sold in the month. Northern Ireland figures are quarterly.

The trend, August of each year

YearAverage priceChange on the year before
2016£171,371—
2017£181,244+5.8%
2018£188,413+4%
2019£191,810+1.8%
2020£197,176+2.8%
2021£213,267+8.2%
2022£238,546+11.9%
2023£238,205-0.1%
2024£241,068+1.2%
2025£247,879+2.8%
2026£250,731+1.2%

Areas covered in the West Midlands

Sources