Ipswich: the market in figures
Ipswich last topped its own record in 2023, when the average reached £230,479. A fall of 5.4% in 2024 took it down to £217,947, and since then 2025 and 2026 have added 1.3% and 2.4%, bringing the reading to £226,175. The early part of the series looks different: £175,476 in 2016, a rise of 7.9% in 2017, 3.7% in 2018, a dip of 2.1% in 2019, then little change in 2020 (0.4%) before 9.1% in 2021 and 9% in 2022. The overall gain is £50,699, or 28.9%.
The area stands 81st of 135 for price and last, 12th of 12, in the East of England. Its average lies 33.1% under the regional £337,848 and 17.2% under the UK's £273,037. Over the year the East of England moved 0.2%, so Ipswich's 2.4% outpaces it.
Looking at property types, flats cost £131,096, terraced houses £210,391, semi-detached homes £266,250 and detached ones £402,030. The detached price is £270,934 more than a flat, which is 206.7%. For a first home, buyers average £202,302, 10.6% under the overall level.
All five neighbours in the fiche cost more than Ipswich. Tendring costs 15.2% more at £260,636 and Breckland 18% more at £266,835. East Suffolk is 22.9% higher at £277,949, Mid Suffolk 40.6% higher at £317,979, and Babergh 46.4% higher at £331,207. Mid Suffolk is also rising fastest of them, at 5.3%.
Moving house at Ipswich's average costs £2,024 in Stamp Duty Land Tax, or 0.9% of it. First-time buyers owe nothing, and an additional property would cost £13,332. The HM Land Registry fee is £150. The sales count is 1,553, for the period ending May 2026.
Babergh is the nearest of the five, 17 km between centres, while Breckland is 64 km away. Babergh gained 0.9% in the year, whereas East Suffolk fell 2.3%, Tendring 1.2% and Breckland 0.3%. Ipswich's own 2.4% sits ahead of all four of those, behind only Mid Suffolk's 5.3%.
Payotte, from the UK HPI and the calculator.
Property professionals in Ipswich
One firm per trade, selected by Payotte on public data (2 of 5 trades filled in Ipswich). Companies, never individuals, with a regulator or register you can check with the official body.
| Trade | Firm | Google rating | Reviews | Score /100 | Status | Listing |
|---|---|---|---|---|---|---|
| Estate agent | Vacant | — | — | — | — | — |
| Mortgage adviser | Upside Finance | 5 | 49 | 61 | Partial | View |
| Conveyancer | Attwells Solicitors | 4.9 | 331 | 80 | Selected | View |
| Surveyor | Vacant | — | — | — | — | — |
| Valuer | Vacant | — | — | — | — | — |
One firm per trade and per area, chosen on public data and scored out of 100 points — Google reviews (35), age of the company (30), checkable regulator or register (15), local anchoring (15), bonus (5). The ranking is never paid for. No firm can buy its place or its recommendation. How Payotte ranks firms
Calculate for Ipswich
Frequently asked questions
What is the average house price in Ipswich?
The average price of a home in Ipswich was £226,175 in August 2026, +2.4% over twelve months (UK House Price Index).
Have house prices gone up in Ipswich?
The average price in Ipswich went from £175,476 in August 2016 to £226,175 in August 2026, a change of +28.9%; +2.4% over the last twelve months (UK House Price Index).
How much Stamp Duty Land Tax on an average-priced home in Ipswich?
On £226,175, Stamp Duty Land Tax (SDLT) comes to £2,024 for a home mover, £0 for a first-time buyer and £13,332 for an additional property, at the rates in force in England.
How much tax when you sell a home in Ipswich?
None on your main home if it was your only home, lived in for all the time you owned it, not let out and not used exclusively for business (Private Residence Relief). A second home or a buy-to-let pays Capital Gains Tax above the £3,000 allowance (2026 to 2027; rates in the calculator above). Bought at the average price in Ipswich in August 2016 (£175,476) and sold at the August 2026 average (£226,175), the gain of £50,699 costs a higher rate taxpayer £11,448, before deducting the costs of buying, selling and improving. The tax is reported and paid within 60 days of completion (HMRC).
Is Ipswich expensive?
Ipswich ranks 81st of the 135 areas Payotte covers for the average price in August 2026, from £1,204,072 in Kensington and Chelsea to £133,782 in City of Aberdeen.
Prices by property type, August 2026
| Type | Average price | East of England |
|---|---|---|
| Detached | £402,030 | £521,437 |
| Semi-detached | £266,250 | £352,638 |
| Terraced | £210,391 | £289,236 |
| Flat or maisonette | £131,096 | £192,035 |
| All types | £226,175 | £337,848 |
| First-time buyers | £202,302 | £278,459 |
The UK HPI is a mix-adjusted average (a hedonic model), not the price of the homes sold in the month. Northern Ireland figures are quarterly.
The trend, August of each year
| Year | Average price | Change on the year before |
|---|---|---|
| 2016 | £175,476 | — |
| 2017 | £189,315 | +7.9% |
| 2018 | £196,261 | +3.7% |
| 2019 | £192,162 | -2.1% |
| 2020 | £192,883 | +0.4% |
| 2021 | £210,341 | +9.1% |
| 2022 | £229,249 | +9% |
| 2023 | £230,479 | +0.5% |
| 2024 | £217,947 | -5.4% |
| 2025 | £220,810 | +1.3% |
| 2026 | £226,175 | +2.4% |
Sources
- Prices and sales: UK House Price Index, file UK-HPI-full-file-2026-08.csv. Contains HM Land Registry data © Crown copyright and database right 2020. This data is licensed under the Open Government Licence v3.0.
- Purchase tax: rates and sources of the calculator (HMRC).
- Tax when you sell: Capital Gains Tax rates, Tax when you sell your home and Report and pay your Capital Gains Tax (GOV.UK, HMRC).