Westmorland and Furness: the market in figures
Westmorland and Furness has regained ground quickly. The past year added 5.1%, taking the average to £231,161, against 2.2% for the North West as a whole. That is the highest point in the series, and it follows two flat years: a rise of just 2% in 2024 and a fall of 0.3% in 2025. The area is 4.9% above the regional figure of £220,393 and 15.3% below £273,037 for the UK as a whole, placing it 77th across the 135 covered areas and 7th of 22 in its region.
The series since 2016 runs from £171,181 to £231,161, adding 35%, or £59,980. The strongest year was 2022 at 10.2%, preceded by 6.8% in 2021. Then came a fall of 3.9% in 2023, from £224,896 down to £216,199. Smaller steps of 1.8% to 4.4% filled the years before 2021. After the 2022 high of £224,896 the figure read £220,629 for 2024, then £219,927 for 2025.
Its neighbours all cost less, and the nearest ones are in the same region. Cumberland, 44 km distant, comes to £172,654, 25.3% less, and rose 4.1% over the year. Lancaster averages £203,781, 11.8% less. Further away, in the North East, County Durham averages £140,788 and Gateshead £156,036, which are 39.1% and 32.5% less respectively. On annual moves Lancaster rose 4.6% and County Durham rose 4.9%, with Gateshead at 4.4%, all slightly below the 5.1% of Westmorland and Furness.
Type prices run from £390,474 for a detached house and £250,884 for a semi-detached down to £188,147 for a terraced home and £134,138 for a flat. Between detached and flat the difference runs to £256,336, or 191.1%. For first purchases the average is £194,242, a level 16% under the figure for all buyers.
Moving home at the area average carries SDLT of £2,123, which is 0.9% of the price. The first-time buyer pays £0, while an additional property costs £13,681. The HM Land Registry fee is £150. Across June 2025 to May 2026 the area recorded 3,435 sales.
Payotte, from the UK HPI and the calculator.
Property professionals in Westmorland and Furness
One firm per trade, selected by Payotte on public data (4 of 5 trades filled in Westmorland and Furness). Companies, never individuals, with a regulator or register you can check with the official body.
| Trade | Firm | Google rating | Reviews | Score /100 | Status | Listing |
|---|---|---|---|---|---|---|
| Estate agent | Wilkes-Green + Hill Ltd | 4.8 | 92 | 66 | Partial | View |
| Mortgage adviser | Face To Face Mortgages | 4.6 | 9 | 71 | Selected | View |
| Conveyancer | Livingstons | 4.4 | 10 | 68 | Partial | View |
| Surveyor | S W H Surveys Ltd | 4.3 | 9 | 66 | Partial | View |
| Valuer | Vacant | — | — | — | — | — |
One firm per trade and per area, chosen on public data and scored out of 100 points — Google reviews (35), age of the company (30), checkable regulator or register (15), local anchoring (15), bonus (5). The ranking is never paid for. No firm can buy its place or its recommendation. How Payotte ranks firms
Calculate for Westmorland and Furness
Frequently asked questions
What is the average house price in Westmorland and Furness?
The average price of a home in Westmorland and Furness was £231,161 in August 2026, +5.1% over twelve months (UK House Price Index).
Have house prices gone up in Westmorland and Furness?
The average price in Westmorland and Furness went from £171,181 in August 2016 to £231,161 in August 2026, a change of +35%; +5.1% over the last twelve months (UK House Price Index).
How much Stamp Duty Land Tax on an average-priced home in Westmorland and Furness?
On £231,161, Stamp Duty Land Tax (SDLT) comes to £2,123 for a home mover, £0 for a first-time buyer and £13,681 for an additional property, at the rates in force in England.
How much tax when you sell a home in Westmorland and Furness?
None on your main home if it was your only home, lived in for all the time you owned it, not let out and not used exclusively for business (Private Residence Relief). A second home or a buy-to-let pays Capital Gains Tax above the £3,000 allowance (2026 to 2027; rates in the calculator above). Bought at the average price in Westmorland and Furness in August 2016 (£171,181) and sold at the August 2026 average (£231,161), the gain of £59,980 costs a higher rate taxpayer £13,675, before deducting the costs of buying, selling and improving. The tax is reported and paid within 60 days of completion (HMRC).
Is Westmorland and Furness expensive?
Westmorland and Furness ranks 77th of the 135 areas Payotte covers for the average price in August 2026, from £1,204,072 in Kensington and Chelsea to £133,782 in City of Aberdeen.
Prices by property type, August 2026
| Type | Average price | North West |
|---|---|---|
| Detached | £390,474 | £388,124 |
| Semi-detached | £250,884 | £242,592 |
| Terraced | £188,147 | £178,230 |
| Flat or maisonette | £134,138 | £140,000 |
| All types | £231,161 | £220,393 |
| First-time buyers | £194,242 | £191,727 |
The UK HPI is a mix-adjusted average (a hedonic model), not the price of the homes sold in the month. Northern Ireland figures are quarterly.
The trend, August of each year
| Year | Average price | Change on the year before |
|---|---|---|
| 2016 | £171,181 | — |
| 2017 | £178,636 | +4.4% |
| 2018 | £183,935 | +3% |
| 2019 | £187,251 | +1.8% |
| 2020 | £191,078 | +2% |
| 2021 | £204,013 | +6.8% |
| 2022 | £224,896 | +10.2% |
| 2023 | £216,199 | -3.9% |
| 2024 | £220,629 | +2% |
| 2025 | £219,927 | -0.3% |
| 2026 | £231,161 | +5.1% |
Sources
- Prices and sales: UK House Price Index, file UK-HPI-full-file-2026-08.csv. Contains HM Land Registry data © Crown copyright and database right 2020. This data is licensed under the Open Government Licence v3.0.
- Purchase tax: rates and sources of the calculator (HMRC).
- Tax when you sell: Capital Gains Tax rates, Tax when you sell your home and Report and pay your Capital Gains Tax (GOV.UK, HMRC).