Region of England

House prices in North West: August 2026 and Stamp Duty

A home in the North West cost £220,393 on average in August 2026 (+2.2% over twelve months); at that price, a home mover pays £1,908 of Stamp Duty Land Tax.

Data as of August 2026: average prices of the UK House Price Index (HM Land Registry, Registers of Scotland, Land & Property Services and ONS), all property types. 95,317 sales over the latest twelve months with complete volumes.

North West: the market in figures

With an average of £220,393, the North West ranks 7th of the nine regions and lies 24.9% under the English average. A 2.2% gain over the year puts it second to the North East's 3.2%.

Back in 2016 the figure was £139,750. The rise since is 57.7%, or £80,643, one of the steeper climbs among the regions. Annual moves included 5.4% and 3.1% in the first two years, then bigger steps, 10.7% in 2021 and 12.6% in 2022. The sole dip was 0.2% for 2023, and later years added 3.5%, 3.9% and 2.2%. The latest year is the series high.

Flats cost £140,000 and detached homes £388,124, so moving up costs £248,124, or 177.2%. Terraced homes come to £178,230, semi-detached to £242,592. First-time buyers pay £191,727, 13% less than the all-buyer average.

The region has 22 covered areas, a long list. Trafford is highest, £393,897, and rose 6.4%; Cheshire East follows (£311,897, up 4.5%, 6,533 sales), then Cheshire West and Chester (£270,534). Hyndburn is lowest, £142,964, and also rose fastest, by 7.6%. Cumberland (£172,654) and St Helens (£186,445) come next. Halton (1,437 sales) lost 2.3% and Salford (3,126 sales) 1.7%; these are the two areas that moved furthest down. Regional sales were 95,317 on a twelve-month count ending May 2026.

Purchase costs at the regional average: a home mover pays £1,908 in Stamp Duty Land Tax (0.9% of the price), a first-time buyer pays nothing, an additional property attracts £12,928, and registry fees add £150.

Payotte, from the UK HPI and the calculator.

Calculate for North West

If you buy

Stamp Duty Land Tax and registration in the North West

Rates of HMRC, set at the average price in the North West (August 2026). Change any field: the amounts are recalculated instantly.

Rates appliedstandard rates
Stamp Duty Land Tax£1,908
Share of the price0.87%
HM Land Registry fee (online application)£150
Total, tax and registration£2,058
Return and payment14 days

Residential purchase by an individual. Not included: conveyancer, survey and lender fees (no official scale). No mortgage figure: Payotte has no official UK mortgage rate to apply. All the rates and sources.

If you sell

Capital Gains Tax on the sale

Your main home, lived in for all the time you owned it: no tax (Private Residence Relief). A second home or a buy-to-let: Capital Gains Tax, same rates in all four nations.

Gain£80,643
Taxable after the £3,000 allowance£77,643
Rate24%
Capital Gains Tax£18,634

Report and pay within 60 days of completion. Assumes no other gains this tax year and the whole £3,000 allowance unused (2026 to 2027).

Default example: bought at the average price in the North West in August 2016 (£139,750), sold at the August 2026 average (£220,393), UK House Price Index. Rates for 2026 to 2027: 24% for higher and additional rate taxpayers; for basic rate taxpayers, 18% on the part of the gain that fits in the £37,700 basic Income Tax band once added to taxable income (income minus Personal Allowance), 24% above (HMRC). Gain = sale price − purchase price − costs of buying, selling and improving; Payotte does not estimate those costs (no official scale). GOV.UK: Capital Gains Tax rates · Tax when you sell your home.

Frequently asked questions

What is the average house price in the North West?

The average price of a home in the North West was £220,393 in August 2026, +2.2% over twelve months (UK House Price Index).

Have house prices gone up in the North West?

The average price in the North West went from £139,750 in August 2016 to £220,393 in August 2026, a change of +57.7%; +2.2% over the last twelve months (UK House Price Index).

How much Stamp Duty Land Tax on an average-priced home in the North West?

On £220,393, Stamp Duty Land Tax (SDLT) comes to £1,908 for a home mover, £0 for a first-time buyer and £12,928 for an additional property, at the rates in force in England.

How much tax when you sell a home in the North West?

None on your main home if it was your only home, lived in for all the time you owned it, not let out and not used exclusively for business (Private Residence Relief). A second home or a buy-to-let pays Capital Gains Tax above the £3,000 allowance (2026 to 2027; rates in the calculator above). Bought at the average price in the North West in August 2016 (£139,750) and sold at the August 2026 average (£220,393), the gain of £80,643 costs a higher rate taxpayer £18,634, before deducting the costs of buying, selling and improving. The tax is reported and paid within 60 days of completion (HMRC).

Prices by property type, August 2026

TypeAverage priceEngland
Detached£388,124£472,671
Semi-detached£242,592£291,962
Terraced£178,230£247,371
Flat or maisonette£140,000£218,563
All types£220,393£293,525
First-time buyers£191,727£246,042

The UK HPI is a mix-adjusted average (a hedonic model), not the price of the homes sold in the month. Northern Ireland figures are quarterly.

The trend, August of each year

YearAverage priceChange on the year before
2016£139,750—
2017£147,268+5.4%
2018£151,772+3.1%
2019£156,053+2.8%
2020£161,286+3.4%
2021£178,467+10.7%
2022£200,868+12.6%
2023£200,408-0.2%
2024£207,404+3.5%
2025£215,583+3.9%
2026£220,393+2.2%

Areas covered in the North West

Sources