Real estate, sourced and dated. No opinions, just evidence.

North West · England

House prices in Oldham: August 2026 and purchase tax

A home in Oldham cost £217,214 on average in August 2026 (+4.6% over twelve months); at that price, a home mover pays £1,844 of Stamp Duty Land Tax.

Data as of August 2026: average prices of the UK House Price Index (HM Land Registry, Registers of Scotland, Land & Property Services and ONS), all property types. 2,468 sales over the latest twelve months with complete volumes.

Oldham: the market in figures

Oldham has risen in every year of the series. Starting at £116,972 in 2016, the average reached £217,214 in 2026, a gain of £100,242 or 85.7%. No annual reading is negative. The biggest rises are 17.6% and 10.3%, recorded for 2021 and 2022, while 3.4% is the smallest annual gain, seen in both 2017 and 2023. The newest reading of 4.6% follows 7.2% a year earlier and 4.4% the year before that. The latest reading is also the highest of the series.

Oldham is 91st among the 135 covered and 11th among the 22 listed for the North West. The regional average is £220,393, so Oldham is 1.4% below it, and 20.4% short of the UK average of £273,037. The North West grew 2.2% in the latest year, so Oldham, at 4.6%, moved faster.

By type, a flat averages £132,991 and a detached house £378,615, a difference of £245,624 or 184.7%. A semi-detached home costs £247,700, and a terraced one £184,581. A first purchase averaged £198,052, on average, a discount of 8.8% on the all-buyer figure. There were 2,468 recorded sales in the window ending May 2026.

Tax at the average price is modest. A buyer moving home would owe £1,844 of Stamp Duty Land Tax, 0.8% of the price, a first-time buyer owes £0, and an additional property brings £12,705. HM Land Registry charges £150.

The semi-detached average sits above the all-type average of £217,214, while the terraced average sits below it. In the neighbour list, growth ran from 1.4% in Tameside to 7.8% in Calderdale, with Manchester at 2.1% and Bury at 2.8%. Oldham's 4.6% falls between those readings, near Kirklees at 5.1%.

Nearby, Tameside averages £213,026, only 1.9% under Oldham. Bury, at £243,107, stands 11.9% higher, and Manchester, at £256,760, 18.2% higher. Over the Pennines boundary in Yorkshire and The Humber, Kirklees averages £208,427, 4% under, and Calderdale £197,651, 9% under. Calderdale's average rose 7.8% in the latest year, faster than Oldham's.

Payotte, from the UK HPI and the calculator.

Property professionals in Oldham

One firm per trade, selected by Payotte on public data (1 of 5 trades filled in Oldham). Companies, never individuals, with a regulator or register you can check with the official body.

Estate agent Vacant: no firm selected yet
● Vacant
Mortgage adviser The UK Mortgage Office Ltd · Ste 8, Station Business Centre, 1-5 Victoria St, Chadderton, Oldham OL9 0HH ★ 5 (4)
62/100
Partial
Conveyancer Vacant: no firm selected yet
● Vacant
Surveyor Vacant: no firm selected yet
● Vacant
Valuer Vacant: no firm selected yet
● Vacant
The selected firms: Oldham, one per trade
TradeFirmGoogle ratingReviewsScore /100StatusListing
Estate agent Vacant — — — — —
Mortgage adviser The UK Mortgage Office 5 4 62 Partial View
Conveyancer Vacant — — — — —
Surveyor Vacant — — — — —
Valuer Vacant — — — — —

One firm per trade and per area, chosen on public data and scored out of 100 points — Google reviews (35), age of the company (30), checkable regulator or register (15), local anchoring (15), bonus (5). The ranking is never paid for. No firm can buy its place or its recommendation. How Payotte ranks firms

Calculate for Oldham

If you buy

Stamp Duty Land Tax and registration in Oldham

Rates of HMRC, set at the average price in Oldham (August 2026). Change any field: the amounts are recalculated instantly.

Rates appliedstandard rates
Stamp Duty Land Tax£1,844
Share of the price0.85%
HM Land Registry fee (online application)£150
Total, tax and registration£1,994
Return and payment14 days

Residential purchase by an individual. Not included: conveyancer, survey and lender fees (no official scale). No mortgage figure: Payotte has no official UK mortgage rate to apply. All the rates and sources.

If you sell

Capital Gains Tax on the sale

Your main home, lived in for all the time you owned it: no tax (Private Residence Relief). A second home or a buy-to-let: Capital Gains Tax, same rates in all four nations.

Gain£100,242
Taxable after the £3,000 allowance£97,242
Rate24%
Capital Gains Tax£23,338

Report and pay within 60 days of completion. Assumes no other gains this tax year and the whole £3,000 allowance unused (2026 to 2027).

Default example: bought at the average price in Oldham in August 2016 (£116,972), sold at the August 2026 average (£217,214), UK House Price Index. Rates for 2026 to 2027: 24% for higher and additional rate taxpayers; for basic rate taxpayers, 18% on the part of the gain that fits in the £37,700 basic Income Tax band once added to taxable income (income minus Personal Allowance), 24% above (HMRC). Gain = sale price − purchase price − costs of buying, selling and improving; Payotte does not estimate those costs (no official scale). GOV.UK: Capital Gains Tax rates · Tax when you sell your home.

Frequently asked questions

What is the average house price in Oldham?

The average price of a home in Oldham was £217,214 in August 2026, +4.6% over twelve months (UK House Price Index).

Have house prices gone up in Oldham?

The average price in Oldham went from £116,972 in August 2016 to £217,214 in August 2026, a change of +85.7%; +4.6% over the last twelve months (UK House Price Index).

How much Stamp Duty Land Tax on an average-priced home in Oldham?

On £217,214, Stamp Duty Land Tax (SDLT) comes to £1,844 for a home mover, £0 for a first-time buyer and £12,705 for an additional property, at the rates in force in England.

How much tax when you sell a home in Oldham?

None on your main home if it was your only home, lived in for all the time you owned it, not let out and not used exclusively for business (Private Residence Relief). A second home or a buy-to-let pays Capital Gains Tax above the £3,000 allowance (2026 to 2027; rates in the calculator above). Bought at the average price in Oldham in August 2016 (£116,972) and sold at the August 2026 average (£217,214), the gain of £100,242 costs a higher rate taxpayer £23,338, before deducting the costs of buying, selling and improving. The tax is reported and paid within 60 days of completion (HMRC).

Is Oldham expensive?

Oldham ranks 91st of the 135 areas Payotte covers for the average price in August 2026, from £1,204,072 in Kensington and Chelsea to £133,782 in City of Aberdeen.

Prices by property type, August 2026

TypeAverage priceNorth West
Detached£378,615£388,124
Semi-detached£247,700£242,592
Terraced£184,581£178,230
Flat or maisonette£132,991£140,000
All types£217,214£220,393
First-time buyers£198,052£191,727

The UK HPI is a mix-adjusted average (a hedonic model), not the price of the homes sold in the month. Northern Ireland figures are quarterly.

The trend, August of each year

YearAverage priceChange on the year before
2016£116,972—
2017£120,983+3.4%
2018£127,064+5%
2019£132,397+4.2%
2020£138,414+4.5%
2021£162,833+17.6%
2022£179,529+10.3%
2023£185,566+3.4%
2024£193,808+4.4%
2025£207,686+7.2%
2026£217,214+4.6%

Sources