Sefton: the market in figures
Sefton sits almost exactly on its regional average. The August 2026 average of £221,105 is 0.3% above the North West figure of £220,393. In the national order Sefton is 88th; in the North West order it is 10th. Against the UK average of £273,037 it is 19% lower. The latest annual change is 2%, a little under the 2.2% recorded for the region.
Its path has had several phases. The series was flat for 2018 at 0%, and for 2020 at 0.4%. Then came jumps of 11.5% (2021) and 12% (2022), and an easing to a fall of 0.3% (2023). Gains of 2.8% and 4.8% closed out 2024 and 2025. From £147,471 in 2016 the average has risen to £221,105, an increase of £73,634 or 49.9%, and 2026 is the high point.
A detached house averages £386,996 and a flat £125,367, which is a spread of £261,629 or 208.7%. £246,240, is the semi-detached average, and £181,535 the terraced one. First-home buyers paid £189,330,, 14.4% lower than what all buyers paid. Sales in the window that ends in May 2026 reach 3,601.
A buyer moving home at the average price owes £1,922 of Stamp Duty Land Tax, or 0.9% of the price. First-time buyers owe £0, and an additional property costs £12,977. The HM Land Registry fee is £150.
Several neighbours moved faster over the past year. Wirral gained 5.8%, St Helens 5.1%, Liverpool 4.7%; Knowsley lagged at 1.6%. The regional average of £220,393 sits within 0.3% of Sefton's, which makes Sefton a near match for the North West. Semi-detached homes, at £246,240, stand above the all-type average.
Wirral, 13 km apart, averages £221,673, just 0.3% above Sefton, and its prices rose 5.8% since last August. Liverpool averages £188,427, 14.8% below, rising 4.7%. Knowsley averages £191,550 and St Helens £186,445, 13.4% and 15.7% below. Halton, at £189,435, is 14.3% below and was the one neighbour whose average fell, by 2.3%. Regional growth of 2.2% and Sefton's 2% are close, as are the prices themselves, £220,393 against £221,105.
Payotte, from the UK HPI and the calculator.
Property professionals in Sefton
One firm per trade, selected by Payotte on public data (2 of 5 trades filled in Sefton). Companies, never individuals, with a regulator or register you can check with the official body.
| Trade | Firm | Google rating | Reviews | Score /100 | Status | Listing |
|---|---|---|---|---|---|---|
| Estate agent | Berkeley Shaw Real Estate | 4.5 | 263 | 66 | Partial | View |
| Mortgage adviser | Crosby Mortgage Solutions Limited | 5 | 5 | 65 | Partial | View |
| Conveyancer | Vacant | — | — | — | — | — |
| Surveyor | Vacant | — | — | — | — | — |
| Valuer | Vacant | — | — | — | — | — |
One firm per trade and per area, chosen on public data and scored out of 100 points — Google reviews (35), age of the company (30), checkable regulator or register (15), local anchoring (15), bonus (5). The ranking is never paid for. No firm can buy its place or its recommendation. How Payotte ranks firms
Calculate for Sefton
Frequently asked questions
What is the average house price in Sefton?
The average price of a home in Sefton was £221,105 in August 2026, +2% over twelve months (UK House Price Index).
Have house prices gone up in Sefton?
The average price in Sefton went from £147,471 in August 2016 to £221,105 in August 2026, a change of +49.9%; +2% over the last twelve months (UK House Price Index).
How much Stamp Duty Land Tax on an average-priced home in Sefton?
On £221,105, Stamp Duty Land Tax (SDLT) comes to £1,922 for a home mover, £0 for a first-time buyer and £12,977 for an additional property, at the rates in force in England.
How much tax when you sell a home in Sefton?
None on your main home if it was your only home, lived in for all the time you owned it, not let out and not used exclusively for business (Private Residence Relief). A second home or a buy-to-let pays Capital Gains Tax above the £3,000 allowance (2026 to 2027; rates in the calculator above). Bought at the average price in Sefton in August 2016 (£147,471) and sold at the August 2026 average (£221,105), the gain of £73,634 costs a higher rate taxpayer £16,952, before deducting the costs of buying, selling and improving. The tax is reported and paid within 60 days of completion (HMRC).
Is Sefton expensive?
Sefton ranks 88th of the 135 areas Payotte covers for the average price in August 2026, from £1,204,072 in Kensington and Chelsea to £133,782 in City of Aberdeen.
Prices by property type, August 2026
| Type | Average price | North West |
|---|---|---|
| Detached | £386,996 | £388,124 |
| Semi-detached | £246,240 | £242,592 |
| Terraced | £181,535 | £178,230 |
| Flat or maisonette | £125,367 | £140,000 |
| All types | £221,105 | £220,393 |
| First-time buyers | £189,330 | £191,727 |
The UK HPI is a mix-adjusted average (a hedonic model), not the price of the homes sold in the month. Northern Ireland figures are quarterly.
The trend, August of each year
| Year | Average price | Change on the year before |
|---|---|---|
| 2016 | £147,471 | — |
| 2017 | £152,913 | +3.7% |
| 2018 | £152,916 | +0% |
| 2019 | £160,870 | +5.2% |
| 2020 | £161,568 | +0.4% |
| 2021 | £180,147 | +11.5% |
| 2022 | £201,814 | +12% |
| 2023 | £201,293 | -0.3% |
| 2024 | £206,898 | +2.8% |
| 2025 | £216,785 | +4.8% |
| 2026 | £221,105 | +2% |
Sources
- Prices and sales: UK House Price Index, file UK-HPI-full-file-2026-08.csv. Contains HM Land Registry data © Crown copyright and database right 2020. This data is licensed under the Open Government Licence v3.0.
- Purchase tax: rates and sources of the calculator (HMRC).
- Tax when you sell: Capital Gains Tax rates, Tax when you sell your home and Report and pay your Capital Gains Tax (GOV.UK, HMRC).