Liverpool: the market in figures
Across the 135 areas in this series, Liverpool holds position 115th. In the North West it is 19th of 22. Its average of £188,427 is 14.5% below the regional figure (£220,393); against the UK (£273,037) the distance is 31% below. The most recent annual move was a move up of 4.7%; the North West saw an advance of 2.2%. Taken against the UK figure of £273,037, Liverpool occupies 115th position in a table that Kensington and Chelsea leads and City of Aberdeen ends.
Reading the yearly figures, 2016 gives £110,097 and 2026 gives £188,427, so the change is 71.1%, or £78,330. The sharpest rises were 14.4% (2021) and 7.7% (2025); the least favourable year was 2023, with a move up of 0.3%. That makes 2026 the top of the series. The 2019 figure of £125,570 and the 2024 figure of £167,113 show the pace between the ends.
A buyer choosing a detached house faces an average of £397,175; a semi-detached costs £238,914, a terraced house £178,929 and a flat £128,941. The detached-versus-flat difference is £268,234, or 208%. Among first-time buyers the typical price is £173,916, 7.7% beneath the general average.
Line the neighbours up by price and St Helens (£186,445) comes first while Wirral (£221,673) comes last: 1.1% smaller against 17.6% greater. Halton sits at £189,435, 0.5% greater. The pace of change differs too: a gain of 5.8% for Wirral against a drop of 2.3% for Halton. By distance between centres, Knowsley is 6 km away, Sefton is 10 km away, Wirral is 11 km away, St Helens is 15 km away and Halton is 17 km away.
Stamp Duty Land Tax at the average price: £1,269 for movers, a share of 0.7%. The first-time rate leaves £0 to pay, an additional property £10,690. Add the £100 HM Land Registry fee. Sales counted: 4,605. August 2026 is the price month; June 2025 to May 2026 is the sales period.
Payotte, from the UK HPI and the calculator.
Property professionals in Liverpool
One firm per trade, selected by Payotte on public data (5 of 5 trades filled in Liverpool). Companies, never individuals, with a regulator or register you can check with the official body.
| Trade | Firm | Google rating | Reviews | Score /100 | Status | Listing |
|---|---|---|---|---|---|---|
| Estate agent | Whitegates Walton Vale Lettings & Estate Agents | 4.5 | 215 | 79 | Selected | View |
| Mortgage adviser | Myriad Mortgages | 5 | 181 | 79 | Selected | View |
| Conveyancer | Paul Crowley & Co | 4 | 203 | 73 | Selected | View |
| Surveyor | Complete Home Surveys Ltd | 5 | 44 | 60 | Partial | View |
| Valuer | Complete Home Surveys Ltd | 5 | 44 | 60 | Partial | View |
One firm per trade and per area, chosen on public data and scored out of 100 points — Google reviews (35), age of the company (30), checkable regulator or register (15), local anchoring (15), bonus (5). The ranking is never paid for. No firm can buy its place or its recommendation. How Payotte ranks firms
Calculate for Liverpool
Frequently asked questions
What is the average house price in Liverpool?
The average price of a home in Liverpool was £188,427 in August 2026, +4.7% over twelve months (UK House Price Index).
Have house prices gone up in Liverpool?
The average price in Liverpool went from £110,097 in August 2016 to £188,427 in August 2026, a change of +71.1%; +4.7% over the last twelve months (UK House Price Index).
How much Stamp Duty Land Tax on an average-priced home in Liverpool?
On £188,427, Stamp Duty Land Tax (SDLT) comes to £1,269 for a home mover, £0 for a first-time buyer and £10,690 for an additional property, at the rates in force in England.
How much tax when you sell a home in Liverpool?
None on your main home if it was your only home, lived in for all the time you owned it, not let out and not used exclusively for business (Private Residence Relief). A second home or a buy-to-let pays Capital Gains Tax above the £3,000 allowance (2026 to 2027; rates in the calculator above). Bought at the average price in Liverpool in August 2016 (£110,097) and sold at the August 2026 average (£188,427), the gain of £78,330 costs a higher rate taxpayer £18,079, before deducting the costs of buying, selling and improving. The tax is reported and paid within 60 days of completion (HMRC).
Is Liverpool expensive?
Liverpool ranks 115th of the 135 areas Payotte covers for the average price in August 2026, from £1,204,072 in Kensington and Chelsea to £133,782 in City of Aberdeen.
Prices by property type, August 2026
| Type | Average price | North West |
|---|---|---|
| Detached | £397,175 | £388,124 |
| Semi-detached | £238,914 | £242,592 |
| Terraced | £178,929 | £178,230 |
| Flat or maisonette | £128,941 | £140,000 |
| All types | £188,427 | £220,393 |
| First-time buyers | £173,916 | £191,727 |
The UK HPI is a mix-adjusted average (a hedonic model), not the price of the homes sold in the month. Northern Ireland figures are quarterly.
The trend, August of each year
| Year | Average price | Change on the year before |
|---|---|---|
| 2016 | £110,097 | — |
| 2017 | £116,529 | +5.8% |
| 2018 | £120,802 | +3.7% |
| 2019 | £125,570 | +3.9% |
| 2020 | £131,415 | +4.7% |
| 2021 | £150,312 | +14.4% |
| 2022 | £161,741 | +7.6% |
| 2023 | £162,176 | +0.3% |
| 2024 | £167,113 | +3% |
| 2025 | £179,995 | +7.7% |
| 2026 | £188,427 | +4.7% |
Sources
- Prices and sales: UK House Price Index, file UK-HPI-full-file-2026-08.csv. Contains HM Land Registry data © Crown copyright and database right 2020. This data is licensed under the Open Government Licence v3.0.
- Purchase tax: rates and sources of the calculator (HMRC).
- Tax when you sell: Capital Gains Tax rates, Tax when you sell your home and Report and pay your Capital Gains Tax (GOV.UK, HMRC).