Yorkshire and The Humber · England

House prices in Bradford: August 2026 and purchase tax

A home in Bradford cost £185,297 on average in August 2026 (+2.1% over twelve months); at that price, a home mover pays £1,206 of Stamp Duty Land Tax.

Data as of August 2026: average prices of the UK House Price Index (HM Land Registry, Registers of Scotland, Land & Property Services and ONS), all property types. 6,469 sales over the latest twelve months with complete volumes.

Bradford: the market in figures

The record for Bradford shows no losing year at all. From £125,459 in 2016 the price has gone up in every period, to £185,297 today, a total of 47.7% or £59,838. The weakest step was 0.2% and the strongest 10.3%; 2021 gave 7.9% and 2024 gave 6.1%. The latest annual rise is 2.1%, slightly above the 1.8% recorded for Yorkshire and The Humber. In the rankings, Bradford ranks 118th in the full list of 135 and 10th among the 13 covered areas of its region. The average trails the regional £209,266 by 11.5% and the UK £273,037 by 32.1%. The 2026 value tops every earlier year. Kensington and Chelsea is first in the covered list and City of Aberdeen last; Bradford sits in the lower part of the table. The lowest year, 2016, and the highest, 2026, are the two ends of the series, with every step in between positive.

The detached average of £330,266 towers over the flat average of £110,042; the difference is £220,224, equal to 200.1%. Semi-detached homes (£206,237) and terraced homes (£156,116) fill the middle. First-time buyers come in at £166,791, 10% under the figure for all buyers.

Someone buying a first home owes £0 in Stamp Duty at this average, whereas a home mover owes £1,206 (0.7% of the price) and an additional-property buyer owes £10,471. The registry fee adds £100. Transactions numbered 6,469 over June 2025 to May 2026.

Every neighbour in the list costs more than Bradford. Calderdale, at £197,651, is 6.7% above and rose 7.8% in the year. Rossendale, in the North West, is 8.7% above at £201,483. Kirklees is 12.5% above at £208,427, Oldham, also in the North West, 17.2% above at £217,214, and Leeds 33% above at £246,385, with a gain of 2.4%. Distances to these centres run from 15 km to 34 km. Bradford's own rise of 2.1% is slower than all of them bar Leeds.

Payotte, from the UK HPI and the calculator.

Property professionals in Bradford

One firm per trade, selected by Payotte on public data (3 of 5 trades filled in Bradford). Companies, never individuals, with a regulator or register you can check with the official body.

Estate agent Locate Properties UK Limited Ltd · 29-31 N Parade, Bradford BD1 3JL ★ 3.8 (76)
69/100
Partial
Mortgage adviser Project Financial Solutions Ltd Ltd · 76 Highgate Rd, Queensbury, Bradford BD13 1ES ★ 5 (18)
72/100
Selected
Conveyancer Harris Solicitors Ltd · 39 Infirmary St, Bradford BD1 3SF ★ 5 (196)
78/100
Selected
Surveyor Vacant: no firm selected yet
● Vacant
Valuer Vacant: no firm selected yet
● Vacant
The selected firms: Bradford, one per trade
TradeFirmGoogle ratingReviewsScore /100StatusListing
Estate agent Locate Properties UK Limited 3.8 76 69 Partial View
Mortgage adviser Project Financial Solutions Ltd 5 18 72 Selected View
Conveyancer Harris Solicitors 5 196 78 Selected View
Surveyor Vacant — — — — —
Valuer Vacant — — — — —

One firm per trade and per area, chosen on public data and scored out of 100 points — Google reviews (35), age of the company (30), checkable regulator or register (15), local anchoring (15), bonus (5). The ranking is never paid for. No firm can buy its place or its recommendation. How Payotte ranks firms

Calculate for Bradford

If you buy

Stamp Duty Land Tax and registration in Bradford

Rates of HMRC, set at the average price in Bradford (August 2026). Change any field: the amounts are recalculated instantly.

Rates appliedstandard rates
Stamp Duty Land Tax£1,206
Share of the price0.65%
HM Land Registry fee (online application)£100
Total, tax and registration£1,306
Return and payment14 days

Residential purchase by an individual. Not included: conveyancer, survey and lender fees (no official scale). No mortgage figure: Payotte has no official UK mortgage rate to apply. All the rates and sources.

If you sell

Capital Gains Tax on the sale

Your main home, lived in for all the time you owned it: no tax (Private Residence Relief). A second home or a buy-to-let: Capital Gains Tax, same rates in all four nations.

Gain£59,838
Taxable after the £3,000 allowance£56,838
Rate24%
Capital Gains Tax£13,641

Report and pay within 60 days of completion. Assumes no other gains this tax year and the whole £3,000 allowance unused (2026 to 2027).

Default example: bought at the average price in Bradford in August 2016 (£125,459), sold at the August 2026 average (£185,297), UK House Price Index. Rates for 2026 to 2027: 24% for higher and additional rate taxpayers; for basic rate taxpayers, 18% on the part of the gain that fits in the £37,700 basic Income Tax band once added to taxable income (income minus Personal Allowance), 24% above (HMRC). Gain = sale price − purchase price − costs of buying, selling and improving; Payotte does not estimate those costs (no official scale). GOV.UK: Capital Gains Tax rates · Tax when you sell your home.

Frequently asked questions

What is the average house price in Bradford?

The average price of a home in Bradford was £185,297 in August 2026, +2.1% over twelve months (UK House Price Index).

Have house prices gone up in Bradford?

The average price in Bradford went from £125,459 in August 2016 to £185,297 in August 2026, a change of +47.7%; +2.1% over the last twelve months (UK House Price Index).

How much Stamp Duty Land Tax on an average-priced home in Bradford?

On £185,297, Stamp Duty Land Tax (SDLT) comes to £1,206 for a home mover, £0 for a first-time buyer and £10,471 for an additional property, at the rates in force in England.

How much tax when you sell a home in Bradford?

None on your main home if it was your only home, lived in for all the time you owned it, not let out and not used exclusively for business (Private Residence Relief). A second home or a buy-to-let pays Capital Gains Tax above the £3,000 allowance (2026 to 2027; rates in the calculator above). Bought at the average price in Bradford in August 2016 (£125,459) and sold at the August 2026 average (£185,297), the gain of £59,838 costs a higher rate taxpayer £13,641, before deducting the costs of buying, selling and improving. The tax is reported and paid within 60 days of completion (HMRC).

Is Bradford expensive?

Bradford ranks 118th of the 135 areas Payotte covers for the average price in August 2026, from £1,204,072 in Kensington and Chelsea to £133,782 in City of Aberdeen.

Prices by property type, August 2026

TypeAverage priceYorkshire and The Humber
Detached£330,266£346,825
Semi-detached£206,237£215,943
Terraced£156,116£170,540
Flat or maisonette£110,042£127,998
All types£185,297£209,266
First-time buyers£166,791£181,305

The UK HPI is a mix-adjusted average (a hedonic model), not the price of the homes sold in the month. Northern Ireland figures are quarterly.

The trend, August of each year

YearAverage priceChange on the year before
2016£125,459—
2017£129,861+3.5%
2018£131,359+1.2%
2019£131,618+0.2%
2020£137,740+4.7%
2021£148,678+7.9%
2022£164,055+10.3%
2023£165,246+0.7%
2024£175,379+6.1%
2025£181,566+3.5%
2026£185,297+2.1%

Sources