Real estate, sourced and dated. No opinions, just evidence.

London · England

House prices in Lewisham: August 2026 and purchase tax

A home in Lewisham cost £486,416 on average in August 2026 (-1.6% over twelve months); at that price, a home mover pays £14,321 of Stamp Duty Land Tax.

Data as of August 2026: average prices of the UK House Price Index (HM Land Registry, Registers of Scotland, Land & Property Services and ONS), all property types. 2,778 sales over the latest twelve months with complete volumes.

Lewisham: the market in figures

With £486,416 on average, Lewisham places 10th out of 13 in London and 11th out of the 135 covered. Compared with London at £554,430, it is 12.3% below; compared with the UK at £273,037, 78.2% above. Over the past year the figure showed a decline of 1.6%, while London recorded a slide of 2.2%. Between Kensington and Chelsea, the top of the table, and City of Aberdeen, the bottom, Lewisham takes 11th place, against a UK average of £273,037.

2022 stands out as the year of largest change, 8.5%, with 2025 second at 4.1%. At the other end, 2023 brought a fall of 2.3%. Between 2016 and 2026 the average moved from £434,803 to £486,416, up 11.9%, or £51,613. £494,515 in 2025 remains the ceiling of the series. Midway, the series read £443,370 for 2017 and £485,515 for 2022.

Flats sit lowest at £374,267. Next come terraced houses at £600,670, then semi-detached homes at £768,448, and detached homes lead at £1,106,429. The distance between the two ends is £732,162, equal to 195.6%. The first-time buyer average is £429,182, a margin of 11.8% below buyers as a whole.

Compare with the surrounding areas and the highest figure is Southwark's £569,160, 17% ahead of Lewisham; the lowest is Croydon's £396,718, 18.4% behind Lewisham. Greenwich lies closest in price with £462,868. As for direction, Croydon registered a downturn of 1.5% and Tower Hamlets registered a downturn of 13.3%. Measured centre to centre: 5 km separates it from Greenwich, 5 km separates it from Southwark, 7 km separates it from Lambeth, 8 km separates it from Tower Hamlets and 9 km separates it from Croydon.

Behind the figures sit 2,778 sales. At the area average, a mover owes £14,321 in stamp duty, which is 2.9%; for a first purchase the bill is £9,321, and an additional property brings £38,642, with the HM Land Registry fee at £150. Price data come from August 2026, sales data from the window June 2025 to May 2026.

Payotte, from the UK HPI and the calculator.

Property professionals in Lewisham

One firm per trade, selected by Payotte on public data (1 of 5 trades filled in Lewisham). Companies, never individuals, with a regulator or register you can check with the official body.

Estate agent Vacant: no firm selected yet
● Vacant
Mortgage adviser Vacant: no firm selected yet
● Vacant
Conveyancer Jan Towers Solicitors Ltd Ltd · Lower, Ground Floor, 13 Royal Parade, Blackheath, London SE3 0TN ★ 5 (5)
57/100
Partial
Surveyor Vacant: no firm selected yet
● Vacant
Valuer Vacant: no firm selected yet
● Vacant
The selected firms: Lewisham, one per trade
TradeFirmGoogle ratingReviewsScore /100StatusListing
Estate agent Vacant — — — — —
Mortgage adviser Vacant — — — — —
Conveyancer Jan Towers Solicitors Ltd 5 5 57 Partial View
Surveyor Vacant — — — — —
Valuer Vacant — — — — —

One firm per trade and per area, chosen on public data and scored out of 100 points — Google reviews (35), age of the company (30), checkable regulator or register (15), local anchoring (15), bonus (5). The ranking is never paid for. No firm can buy its place or its recommendation. How Payotte ranks firms

Calculate for Lewisham

If you buy

Stamp Duty Land Tax and registration in Lewisham

Rates of HMRC, set at the average price in Lewisham (August 2026). Change any field: the amounts are recalculated instantly.

Rates appliedstandard rates
Stamp Duty Land Tax£14,321
Share of the price2.94%
HM Land Registry fee (online application)£150
Total, tax and registration£14,471
Return and payment14 days

Residential purchase by an individual. Not included: conveyancer, survey and lender fees (no official scale). No mortgage figure: Payotte has no official UK mortgage rate to apply. All the rates and sources.

If you sell

Capital Gains Tax on the sale

Your main home, lived in for all the time you owned it: no tax (Private Residence Relief). A second home or a buy-to-let: Capital Gains Tax, same rates in all four nations.

Gain£51,613
Taxable after the £3,000 allowance£48,613
Rate24%
Capital Gains Tax£11,667

Report and pay within 60 days of completion. Assumes no other gains this tax year and the whole £3,000 allowance unused (2026 to 2027).

Default example: bought at the average price in Lewisham in August 2016 (£434,803), sold at the August 2026 average (£486,416), UK House Price Index. Rates for 2026 to 2027: 24% for higher and additional rate taxpayers; for basic rate taxpayers, 18% on the part of the gain that fits in the £37,700 basic Income Tax band once added to taxable income (income minus Personal Allowance), 24% above (HMRC). Gain = sale price − purchase price − costs of buying, selling and improving; Payotte does not estimate those costs (no official scale). GOV.UK: Capital Gains Tax rates · Tax when you sell your home.

Frequently asked questions

What is the average house price in Lewisham?

The average price of a home in Lewisham was £486,416 in August 2026, -1.6% over twelve months (UK House Price Index).

Have house prices gone up in Lewisham?

The average price in Lewisham went from £434,803 in August 2016 to £486,416 in August 2026, a change of +11.9%; -1.6% over the last twelve months (UK House Price Index).

How much Stamp Duty Land Tax on an average-priced home in Lewisham?

On £486,416, Stamp Duty Land Tax (SDLT) comes to £14,321 for a home mover, £9,321 for a first-time buyer and £38,642 for an additional property, at the rates in force in England.

How much tax when you sell a home in Lewisham?

None on your main home if it was your only home, lived in for all the time you owned it, not let out and not used exclusively for business (Private Residence Relief). A second home or a buy-to-let pays Capital Gains Tax above the £3,000 allowance (2026 to 2027; rates in the calculator above). Bought at the average price in Lewisham in August 2016 (£434,803) and sold at the August 2026 average (£486,416), the gain of £51,613 costs a higher rate taxpayer £11,667, before deducting the costs of buying, selling and improving. The tax is reported and paid within 60 days of completion (HMRC).

Is Lewisham expensive?

Lewisham ranks 11th of the 135 areas Payotte covers for the average price in August 2026, from £1,204,072 in Kensington and Chelsea to £133,782 in City of Aberdeen.

Prices by property type, August 2026

TypeAverage priceLondon
Detached£1,106,429£1,164,439
Semi-detached£768,448£730,580
Terraced£600,670£648,650
Flat or maisonette£374,267£427,310
All types£486,416£554,430
First-time buyers£429,182£473,051

The UK HPI is a mix-adjusted average (a hedonic model), not the price of the homes sold in the month. Northern Ireland figures are quarterly.

The trend, August of each year

YearAverage priceChange on the year before
2016£434,803—
2017£443,370+2%
2018£435,053-1.9%
2019£441,963+1.6%
2020£445,722+0.9%
2021£447,419+0.4%
2022£485,515+8.5%
2023£474,434-2.3%
2024£475,031+0.1%
2025£494,515+4.1%
2026£486,416-1.6%

Sources