Fife: the market in figures
Fife recorded 6,835 sales over the twelve months ending May 2026, a deep base of transactions behind its average. The average is £182,463, ranking 121st among 135 areas and 9th among the 15 in Scotland. Scotland as a whole stands at £198,397 and the UK at £273,037, so Fife is 8% and 33.2% below them respectively. Fife's average climbed 5.1% in the latest year, against 2.9% for Scotland. In the series, Fife moved from £120,072 in 2016 to £182,463 in 2026, up 52%, or £62,391, with 2026 the highest year and 2016 the lowest. Growth was small up to 2019, with 0.6% during 2018 plus 0.3% during 2019, then 3.7% in 2020. The big moves arrived with 13.2% during 2021 plus 9.6% during 2022, and a gain of 2.5% in 2023 was followed by a fall of 0.8% in 2024. Then came 4.1% in 2025 and 5.1% this year.
Detached properties average £352,415, against £209,317 for semi-detached, £166,535 for terraced and £112,580 for flats. A detached house costs £239,835 more than a flat, 213% more. Those buying for the first time average £152,262, a figure 16.6% under what all buyers pay. Buying at the average, LBTT works out at £749 for a mover and £149 for someone on a first purchase, while a further property would carry £15,346.
Fife's 121st place comes from a national list that ends at the City of Aberdeen. Inside Scotland, its 9th place of 15 is just past the middle. The City of Edinburgh is priced at £301,313 and lies 40 km away, which is 65.1% above Fife. Clackmannanshire is priced at £171,154 and lies 49 km away, 6.2% below, and West Lothian is priced at £225,439 and lies 54 km away, 23.6% above. Falkirk is priced at £174,164 and lies 59 km away, 4.5% below, and North Lanarkshire is priced at £161,163 and lies 72 km away, 11.7% below.
Payotte, from the UK HPI and the calculator.
Property professionals in Fife
One firm per trade, selected by Payotte on public data (4 of 5 trades filled in Fife). Companies, never individuals, with a regulator or register you can check with the official body.
| Trade | Firm | Google rating | Reviews | Score /100 | Status | Listing |
|---|---|---|---|---|---|---|
| Estate agent | Home Sweet Home Estate Agents Fife | 4.8 | 86 | 64 | Partial | View |
| Mortgage adviser | Mortgages One stop | 5 | 57 | 70 | Selected | View |
| Conveyancer | Ross & Connel | 4.2 | 37 | 64 | Partial | View |
| Surveyor | Allied Surveyors Scotland | 5 | 1 | 65 | Partial | View |
| Valuer | Vacant | — | — | — | — | — |
One firm per trade and per area, chosen on public data and scored out of 100 points — Google reviews (35), age of the company (30), checkable regulator or register (15), local anchoring (15), bonus (5). The ranking is never paid for. No firm can buy its place or its recommendation. How Payotte ranks firms
Calculate for Fife
Frequently asked questions
What is the average house price in Fife?
The average price of a home in Fife was £182,463 in August 2026, +5.1% over twelve months (UK House Price Index).
Have house prices gone up in Fife?
The average price in Fife went from £120,072 in August 2016 to £182,463 in August 2026, a change of +52%; +5.1% over the last twelve months (UK House Price Index).
How much Land and Buildings Transaction Tax on an average-priced home in Fife?
On £182,463, Land and Buildings Transaction Tax (LBTT) comes to £749 for a home mover, £149 for a first-time buyer and £15,346 for an additional property, at the rates in force in Scotland.
How much tax when you sell a home in Fife?
None on your main home if it was your only home, lived in for all the time you owned it, not let out and not used exclusively for business (Private Residence Relief). A second home or a buy-to-let pays Capital Gains Tax above the £3,000 allowance (2026 to 2027; rates in the calculator above). Bought at the average price in Fife in August 2016 (£120,072) and sold at the August 2026 average (£182,463), the gain of £62,391 costs a higher rate taxpayer £14,254, before deducting the costs of buying, selling and improving. The tax is reported and paid within 60 days of completion (HMRC).
Is Fife expensive?
Fife ranks 121st of the 135 areas Payotte covers for the average price in August 2026, from £1,204,072 in Kensington and Chelsea to £133,782 in City of Aberdeen.
Prices by property type, August 2026
| Type | Average price | Scotland |
|---|---|---|
| Detached | £352,415 | £365,984 |
| Semi-detached | £209,317 | £226,592 |
| Terraced | £166,535 | £184,396 |
| Flat or maisonette | £112,580 | £138,886 |
| All types | £182,463 | £198,397 |
| First-time buyers | £152,262 | £162,166 |
The UK HPI is a mix-adjusted average (a hedonic model), not the price of the homes sold in the month. Northern Ireland figures are quarterly.
The trend, August of each year
| Year | Average price | Change on the year before |
|---|---|---|
| 2016 | £120,072 | — |
| 2017 | £126,308 | +5.2% |
| 2018 | £127,128 | +0.6% |
| 2019 | £127,518 | +0.3% |
| 2020 | £132,174 | +3.7% |
| 2021 | £149,624 | +13.2% |
| 2022 | £163,936 | +9.6% |
| 2023 | £168,044 | +2.5% |
| 2024 | £166,752 | -0.8% |
| 2025 | £173,645 | +4.1% |
| 2026 | £182,463 | +5.1% |
Sources
- Prices and sales: UK House Price Index, file UK-HPI-full-file-2026-08.csv. Contains HM Land Registry data © Crown copyright and database right 2020. This data is licensed under the Open Government Licence v3.0.
- Purchase tax: rates and sources of the calculator (Revenue Scotland).
- Tax when you sell: Capital Gains Tax rates, Tax when you sell your home and Report and pay your Capital Gains Tax (GOV.UK, HMRC).