Real estate, sourced and dated. No opinions, just evidence.

East of England · England

House prices in City of Peterborough: August 2026 and purchase tax

A home in City of Peterborough cost £231,634 on average in August 2026 (-1.3% over twelve months); at that price, a home mover pays £2,133 of Stamp Duty Land Tax.

Data as of August 2026: average prices of the UK House Price Index (HM Land Registry, Registers of Scotland, Land & Property Services and ONS), all property types. 2,156 sales over the latest twelve months with complete volumes.

City of Peterborough: the market in figures

Peterborough has 76th place nationally and comes 11th of 12 within the East of England. Compared with the region it is 31.4% lower, with £231,634 against £337,848; compared with the UK figure of £273,037 it is 15.2% lower.

Its latest reading is a small fall, 1.3% over twelve months, while the region as a whole edged up 0.2%. Interestingly the series peaked last year, at £234,649, rather than now, and bottomed in 2016 at £163,390. Taken from first year to last, the price has gained 41.8%, or £68,244. Growth came in bursts, led by 2022 (11.8%), 2017 (9.9%) and 2021 (7.4%). Setbacks: a fall of 0.8% in 2024 and the current dip of 1.3%.

Types stretch far apart. Reading down the types, a detached house is £372,087, a semi-detached home £240,022, a terraced home £188,759 and a flat £111,710. A detached house costs £260,377 more than a flat, or 233.1%. A first-time buyer averages £203,657, 12.1% below the all-buyer level, and owes £0 in Stamp Duty Land Tax. The standard purchase pays £2,133 (0.9%) and an additional property owes £13,714. HM Land Registry takes £150.

Four of the five neighbours cost more, which puts Peterborough at the low end of its local ring. Harborough (£341,706) leads by 47.5%, Bedford (£330,462) by 42.7%, Rutland (£307,406) by 32.7% and North Northamptonshire (£252,884) by 9.2%. Leicester (£226,881) is the only one that costs less, by 2.1%. The twelve-month change favours Harborough, up 5%; Bedford and North Northamptonshire added 1.1% and 0.1%, while Rutland is down 2.7% and Leicester 1.5%.

Sales in the period starting June 2025 and ending May 2026 reached 2,156. That is a moderate count and it sets the weight behind the £231,634 figure. With the price just below last year's peak of £234,649 and the neighbours mostly higher, the area looks like a market holding near the bottom of its local range, rather than one in sharp retreat, since the fall is 1.3%.

Payotte, from the UK HPI and the calculator.

Property professionals in City of Peterborough

One firm per trade, selected by Payotte on public data (1 of 5 trades filled in City of Peterborough). Companies, never individuals, with a regulator or register you can check with the official body.

Estate agent Frank Modern Estate Agents Ltd · 1 Milnyard Square, Orton Southgate, Peterborough PE2 6GX ★ 5 (330)
67/100
Partial
Mortgage adviser Vacant: no firm selected yet
● Vacant
Conveyancer Vacant: no firm selected yet
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Surveyor Vacant: no firm selected yet
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Valuer Vacant: no firm selected yet
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The selected firms: City of Peterborough, one per trade
TradeFirmGoogle ratingReviewsScore /100StatusListing
Estate agent Frank Modern Estate Agents 5 330 67 Partial View
Mortgage adviser Vacant — — — — —
Conveyancer Vacant — — — — —
Surveyor Vacant — — — — —
Valuer Vacant — — — — —

One firm per trade and per area, chosen on public data and scored out of 100 points — Google reviews (35), age of the company (30), checkable regulator or register (15), local anchoring (15), bonus (5). The ranking is never paid for. No firm can buy its place or its recommendation. How Payotte ranks firms

Calculate for City of Peterborough

If you buy

Stamp Duty Land Tax and registration in City of Peterborough

Rates of HMRC, set at the average price in City of Peterborough (August 2026). Change any field: the amounts are recalculated instantly.

Rates appliedstandard rates
Stamp Duty Land Tax£2,133
Share of the price0.92%
HM Land Registry fee (online application)£150
Total, tax and registration£2,283
Return and payment14 days

Residential purchase by an individual. Not included: conveyancer, survey and lender fees (no official scale). No mortgage figure: Payotte has no official UK mortgage rate to apply. All the rates and sources.

If you sell

Capital Gains Tax on the sale

Your main home, lived in for all the time you owned it: no tax (Private Residence Relief). A second home or a buy-to-let: Capital Gains Tax, same rates in all four nations.

Gain£68,244
Taxable after the £3,000 allowance£65,244
Rate24%
Capital Gains Tax£15,659

Report and pay within 60 days of completion. Assumes no other gains this tax year and the whole £3,000 allowance unused (2026 to 2027).

Default example: bought at the average price in City of Peterborough in August 2016 (£163,390), sold at the August 2026 average (£231,634), UK House Price Index. Rates for 2026 to 2027: 24% for higher and additional rate taxpayers; for basic rate taxpayers, 18% on the part of the gain that fits in the £37,700 basic Income Tax band once added to taxable income (income minus Personal Allowance), 24% above (HMRC). Gain = sale price − purchase price − costs of buying, selling and improving; Payotte does not estimate those costs (no official scale). GOV.UK: Capital Gains Tax rates · Tax when you sell your home.

Frequently asked questions

What is the average house price in City of Peterborough?

The average price of a home in City of Peterborough was £231,634 in August 2026, -1.3% over twelve months (UK House Price Index).

Have house prices gone up in City of Peterborough?

The average price in City of Peterborough went from £163,390 in August 2016 to £231,634 in August 2026, a change of +41.8%; -1.3% over the last twelve months (UK House Price Index).

How much Stamp Duty Land Tax on an average-priced home in City of Peterborough?

On £231,634, Stamp Duty Land Tax (SDLT) comes to £2,133 for a home mover, £0 for a first-time buyer and £13,714 for an additional property, at the rates in force in England.

How much tax when you sell a home in City of Peterborough?

None on your main home if it was your only home, lived in for all the time you owned it, not let out and not used exclusively for business (Private Residence Relief). A second home or a buy-to-let pays Capital Gains Tax above the £3,000 allowance (2026 to 2027; rates in the calculator above). Bought at the average price in City of Peterborough in August 2016 (£163,390) and sold at the August 2026 average (£231,634), the gain of £68,244 costs a higher rate taxpayer £15,659, before deducting the costs of buying, selling and improving. The tax is reported and paid within 60 days of completion (HMRC).

Is City of Peterborough expensive?

City of Peterborough ranks 76th of the 135 areas Payotte covers for the average price in August 2026, from £1,204,072 in Kensington and Chelsea to £133,782 in City of Aberdeen.

Prices by property type, August 2026

TypeAverage priceEast of England
Detached£372,087£521,437
Semi-detached£240,022£352,638
Terraced£188,759£289,236
Flat or maisonette£111,710£192,035
All types£231,634£337,848
First-time buyers£203,657£278,459

The UK HPI is a mix-adjusted average (a hedonic model), not the price of the homes sold in the month. Northern Ireland figures are quarterly.

The trend, August of each year

YearAverage priceChange on the year before
2016£163,390—
2017£179,564+9.9%
2018£186,820+4%
2019£189,496+1.4%
2020£190,925+0.8%
2021£205,000+7.4%
2022£229,193+11.8%
2023£231,177+0.9%
2024£229,237-0.8%
2025£234,649+2.4%
2026£231,634-1.3%

Sources