Real estate, sourced and dated. No opinions, just evidence.

South West · England

House prices in City of Plymouth: August 2026 and purchase tax

A home in City of Plymouth cost £223,229 on average in August 2026 (+3.2% over twelve months); at that price, a home mover pays £1,965 of Stamp Duty Land Tax.

Data as of August 2026: average prices of the UK House Price Index (HM Land Registry, Registers of Scotland, Land & Property Services and ONS), all property types. 3,690 sales over the latest twelve months with complete volumes.

City of Plymouth: the market in figures

Plymouth is the lowest of the 13 South West areas covered, and 85th of the 135 overall. At £223,229 it trails the regional £304,139 by 26.6% and the UK figure of £273,037 by 18.2%.

The direction is upward. Plymouth gained 3.2% over the past year while the South West stayed flat at 0%. The series sits at its high now, up from £155,807 in 2016, an increase of 43.3% (£67,422). Growth peaked at 13.1% in 2022, with 8.5% the year before. Two dips appear, 0.5% in 2019 and 1.3% in 2023; the rest of the run was positive. Seen against its region, that places Plymouth among the areas moving in the right direction by price.

By type, a flat costs £133,922 and a detached house £417,218, which leaves £283,296 between them, or 211.5%. A semi-detached home costs £274,820 and a terraced home £228,880. First-time buyers average £199,602, 10.6% under the whole market.

Stamp Duty Land Tax follows the usual rate: £1,965 on a standard purchase, 0.9% of the price, and nothing for a first-time buyer. An additional property would owe £13,126. HM Land Registry charges £150.

The neighbours all cost more, in keeping with Plymouth's position. South Hams (£360,616) lies 61.5% above, Teignbridge (£298,159) 33.6% above, Exeter (£289,403) 29.6% above, West Devon (£286,921) 28.5% above and Cornwall (£274,570) 23% above. Plymouth's rise of 3.2% beat all of them: South Hams gained 0.8%, and Teignbridge, Exeter, West Devon and Cornwall each lost value, Cornwall the most at 2.9%.

Plymouth saw 3,690 sales in the year to May 2026, which underpins both the average and the prices by type shown on the page. Plymouth is the only area in its ring of neighbours to gain over twelve months, and the price is still below all of them, a pattern that suggests the gap with its surroundings may be narrowing, though one year is a short basis for that.

Payotte, from the UK HPI and the calculator.

Property professionals in City of Plymouth

One firm per trade, selected by Payotte on public data (1 of 5 trades filled in City of Plymouth). Companies, never individuals, with a regulator or register you can check with the official body.

Estate agent Vacant: no firm selected yet
● Vacant
Mortgage adviser Vacant: no firm selected yet
● Vacant
Conveyancer Bartons Solicitors Ltd · The Old Harbour Office, Guy’s Quay, Sutton Harbour, Plymouth PL4 0ES ★ 4.3 (3)
65/100
Partial
Surveyor Vacant: no firm selected yet
● Vacant
Valuer Vacant: no firm selected yet
● Vacant
The selected firms: City of Plymouth, one per trade
TradeFirmGoogle ratingReviewsScore /100StatusListing
Estate agent Vacant — — — — —
Mortgage adviser Vacant — — — — —
Conveyancer Bartons Solicitors 4.3 3 65 Partial View
Surveyor Vacant — — — — —
Valuer Vacant — — — — —

One firm per trade and per area, chosen on public data and scored out of 100 points — Google reviews (35), age of the company (30), checkable regulator or register (15), local anchoring (15), bonus (5). The ranking is never paid for. No firm can buy its place or its recommendation. How Payotte ranks firms

Calculate for City of Plymouth

If you buy

Stamp Duty Land Tax and registration in City of Plymouth

Rates of HMRC, set at the average price in City of Plymouth (August 2026). Change any field: the amounts are recalculated instantly.

Rates appliedstandard rates
Stamp Duty Land Tax£1,965
Share of the price0.88%
HM Land Registry fee (online application)£150
Total, tax and registration£2,115
Return and payment14 days

Residential purchase by an individual. Not included: conveyancer, survey and lender fees (no official scale). No mortgage figure: Payotte has no official UK mortgage rate to apply. All the rates and sources.

If you sell

Capital Gains Tax on the sale

Your main home, lived in for all the time you owned it: no tax (Private Residence Relief). A second home or a buy-to-let: Capital Gains Tax, same rates in all four nations.

Gain£67,422
Taxable after the £3,000 allowance£64,422
Rate24%
Capital Gains Tax£15,461

Report and pay within 60 days of completion. Assumes no other gains this tax year and the whole £3,000 allowance unused (2026 to 2027).

Default example: bought at the average price in City of Plymouth in August 2016 (£155,807), sold at the August 2026 average (£223,229), UK House Price Index. Rates for 2026 to 2027: 24% for higher and additional rate taxpayers; for basic rate taxpayers, 18% on the part of the gain that fits in the £37,700 basic Income Tax band once added to taxable income (income minus Personal Allowance), 24% above (HMRC). Gain = sale price − purchase price − costs of buying, selling and improving; Payotte does not estimate those costs (no official scale). GOV.UK: Capital Gains Tax rates · Tax when you sell your home.

Frequently asked questions

What is the average house price in City of Plymouth?

The average price of a home in City of Plymouth was £223,229 in August 2026, +3.2% over twelve months (UK House Price Index).

Have house prices gone up in City of Plymouth?

The average price in City of Plymouth went from £155,807 in August 2016 to £223,229 in August 2026, a change of +43.3%; +3.2% over the last twelve months (UK House Price Index).

How much Stamp Duty Land Tax on an average-priced home in City of Plymouth?

On £223,229, Stamp Duty Land Tax (SDLT) comes to £1,965 for a home mover, £0 for a first-time buyer and £13,126 for an additional property, at the rates in force in England.

How much tax when you sell a home in City of Plymouth?

None on your main home if it was your only home, lived in for all the time you owned it, not let out and not used exclusively for business (Private Residence Relief). A second home or a buy-to-let pays Capital Gains Tax above the £3,000 allowance (2026 to 2027; rates in the calculator above). Bought at the average price in City of Plymouth in August 2016 (£155,807) and sold at the August 2026 average (£223,229), the gain of £67,422 costs a higher rate taxpayer £15,461, before deducting the costs of buying, selling and improving. The tax is reported and paid within 60 days of completion (HMRC).

Is City of Plymouth expensive?

City of Plymouth ranks 85th of the 135 areas Payotte covers for the average price in August 2026, from £1,204,072 in Kensington and Chelsea to £133,782 in City of Aberdeen.

Prices by property type, August 2026

TypeAverage priceSouth West
Detached£417,218£497,091
Semi-detached£274,820£325,573
Terraced£228,880£266,094
Flat or maisonette£133,922£173,470
All types£223,229£304,139
First-time buyers£199,602£250,662

The UK HPI is a mix-adjusted average (a hedonic model), not the price of the homes sold in the month. Northern Ireland figures are quarterly.

The trend, August of each year

YearAverage priceChange on the year before
2016£155,807—
2017£162,317+4.2%
2018£165,872+2.2%
2019£165,087-0.5%
2020£170,450+3.2%
2021£184,958+8.5%
2022£209,224+13.1%
2023£206,461-1.3%
2024£206,982+0.3%
2025£216,230+4.5%
2026£223,229+3.2%

Sources