Croydon: the market in figures
Croydon sits last among the 13 London areas covered, at £396,718, which is 28.4% below the London average of £554,430. Set against the UK average of £273,037 it is 45.3% above, a position that gives it 20th place among the 135 areas. Prices there fell 1.5% in the latest twelve months, a smaller drop than the 2.2% for London overall. The story since 2016 is close to a plateau. The average was £374,852 then and is £396,718 now, up 5.8% or £21,866. The low came in 2019 at £370,506 and the high in 2022 at £422,041, reached after a jump of 8.4%. Every reading since then has been lower: 3.6% down in 2023, 0.8% in 2024, 0.1% (2025), then 1.5% (2026).
Property type opens a wide spread. Ranked from the lowest, the types read flats £257,891, terraced £404,424, semi-detached £544,247, detached £848,183. Across those two types the spread comes to £590,292, or 228.9%. For buyers on a first purchase the average is £332,560, which sits 16.2% under the whole-market figure. The purchase-tax picture runs £9,836 of SDLT for a home mover, equal to 2.5% of the price, then £4,836 for a first-time buyer, then £29,672 for an additional property. Add the £150 registry fee.
Croydon's 20th position is measured on a list that begins with Kensington and Chelsea. Even the last London area covered still ranks well up that list. All five listed neighbours are London areas and all of them cost more. Lewisham, 9 km away, is at £486,416, 22.6% higher, and Merton, also 9 km away, at £623,791, 57.2% higher. Lambeth sits 11 km from the centre and averages £540,198, 36.2% higher, and Southwark sits 11 km from the centre and averages £569,160, 43.5% higher. Wandsworth, 13 km away, is at £694,210, 75% higher. Lambeth lost 6.5% and Wandsworth 5.3% in the latest year, steeper falls than Croydon's. A count of 3,676 sales covers Croydon for June 2025 to May 2026.
Payotte, from the UK HPI and the calculator.
Property professionals in Croydon
One firm per trade, selected by Payotte on public data (1 of 5 trades filled in Croydon). Companies, never individuals, with a regulator or register you can check with the official body.
| Trade | Firm | Google rating | Reviews | Score /100 | Status | Listing |
|---|---|---|---|---|---|---|
| Estate agent | Vacant | — | — | — | — | — |
| Mortgage adviser | ARC Mortgages | 5 | 55 | 57 | Partial | View |
| Conveyancer | Vacant | — | — | — | — | — |
| Surveyor | Vacant | — | — | — | — | — |
| Valuer | Vacant | — | — | — | — | — |
One firm per trade and per area, chosen on public data and scored out of 100 points — Google reviews (35), age of the company (30), checkable regulator or register (15), local anchoring (15), bonus (5). The ranking is never paid for. No firm can buy its place or its recommendation. How Payotte ranks firms
Calculate for Croydon
Frequently asked questions
What is the average house price in Croydon?
The average price of a home in Croydon was £396,718 in August 2026, -1.5% over twelve months (UK House Price Index).
Have house prices gone up in Croydon?
The average price in Croydon went from £374,852 in August 2016 to £396,718 in August 2026, a change of +5.8%; -1.5% over the last twelve months (UK House Price Index).
How much Stamp Duty Land Tax on an average-priced home in Croydon?
On £396,718, Stamp Duty Land Tax (SDLT) comes to £9,836 for a home mover, £4,836 for a first-time buyer and £29,672 for an additional property, at the rates in force in England.
How much tax when you sell a home in Croydon?
None on your main home if it was your only home, lived in for all the time you owned it, not let out and not used exclusively for business (Private Residence Relief). A second home or a buy-to-let pays Capital Gains Tax above the £3,000 allowance (2026 to 2027; rates in the calculator above). Bought at the average price in Croydon in August 2016 (£374,852) and sold at the August 2026 average (£396,718), the gain of £21,866 costs a higher rate taxpayer £4,528, before deducting the costs of buying, selling and improving. The tax is reported and paid within 60 days of completion (HMRC).
Is Croydon expensive?
Croydon ranks 20th of the 135 areas Payotte covers for the average price in August 2026, from £1,204,072 in Kensington and Chelsea to £133,782 in City of Aberdeen.
Prices by property type, August 2026
| Type | Average price | London |
|---|---|---|
| Detached | £848,183 | £1,164,439 |
| Semi-detached | £544,247 | £730,580 |
| Terraced | £404,424 | £648,650 |
| Flat or maisonette | £257,891 | £427,310 |
| All types | £396,718 | £554,430 |
| First-time buyers | £332,560 | £473,051 |
The UK HPI is a mix-adjusted average (a hedonic model), not the price of the homes sold in the month. Northern Ireland figures are quarterly.
The trend, August of each year
| Year | Average price | Change on the year before |
|---|---|---|
| 2016 | £374,852 | — |
| 2017 | £383,522 | +2.3% |
| 2018 | £377,198 | -1.6% |
| 2019 | £370,506 | -1.8% |
| 2020 | £379,791 | +2.5% |
| 2021 | £389,252 | +2.5% |
| 2022 | £422,041 | +8.4% |
| 2023 | £406,760 | -3.6% |
| 2024 | £403,389 | -0.8% |
| 2025 | £402,922 | -0.1% |
| 2026 | £396,718 | -1.5% |
Sources
- Prices and sales: UK House Price Index, file UK-HPI-full-file-2026-08.csv. Contains HM Land Registry data © Crown copyright and database right 2020. This data is licensed under the Open Government Licence v3.0.
- Purchase tax: rates and sources of the calculator (HMRC).
- Tax when you sell: Capital Gains Tax rates, Tax when you sell your home and Report and pay your Capital Gains Tax (GOV.UK, HMRC).