Scotland

House prices in Highland: July 2026 and purchase tax

Average prices of the UK House Price Index (HM Land Registry, Registers of Scotland, Land & Property Services and ONS), July 2026, all property types. 4,193 sales over the latest twelve months with complete volumes.

In short

In July 2026, the average price of a home in Highland was £221,136, +6.1% over twelve months (13% above the Scotland average). At that price, a home mover pays £1,523 in Land and Buildings Transaction Tax.

Property professionals in Highland

One firm per trade, selected by Payotte on public data (5 of 5 trades filled in Highland). Companies, never individuals, with a regulator or register you can check with the official body.

Estate agent Caledonia Estate Agency Ltd · Ghuilbin House, Grampian Rd, Aviemore PH22 1RH ★ 4.7 (26)
61/100
Partial
Mortgage adviser Pollard Mortgages Ltd · 2 Princes St, Thurso KW14 7NZ ★ 5 (7)
52/100
Partial
Conveyancer BBM Solicitors Ltd · Unit 5B, Business Park, Wick KW1 4QR ★ 4.4 (8)
58/100
Partial
Surveyor Harvey Donaldson & Gibson Chartered Surveyors Ltd · Duncan House, Wester Inshes Pl, Inverness IV2 5HZ
50/100
Partial
Valuer Property and Land Surveys (Highlands) Limited Ltd · Floors Lodge, Athole Court, Dingwall IV15 9SH
50/100
Partial
The selected firms: Highland, one per trade
TradeFirmGoogle ratingReviewsScore /100StatusListing
Estate agent Caledonia Estate Agency 4.7 26 61 Partial View
Mortgage adviser Pollard Mortgages 5 7 52 Partial View
Conveyancer BBM Solicitors 4.4 8 58 Partial View
Surveyor Harvey Donaldson & Gibson Chartered Surveyors — — 50 Partial View
Valuer Property and Land Surveys (Highlands) Limited — — 50 Partial View

One firm per trade and per area, chosen on public data and scored out of 100 points — Google reviews (35), age of the company (30), checkable regulator or register (15), local anchoring (15), bonus (5). The ranking is never paid for. No firm can buy its place or its recommendation. How Payotte ranks firms

Calculate for Highland

If you buy

Land and Buildings Transaction Tax in Highland

Rates of Revenue Scotland, set at the average price in Highland (July 2026). Change any field: the amounts are recalculated instantly.

Rates appliedstandard rates
Land and Buildings Transaction Tax£1,523
Share of the price0.69%
Return and payment30 days

Residential purchase by an individual. The Registers of Scotland registration fee is not computed. Not included: conveyancer, survey and lender fees (no official scale). No mortgage figure: Payotte has no official UK mortgage rate to apply. All the rates and sources.

If you sell

Capital Gains Tax on the sale

Your main home, lived in for all the time you owned it: no tax (Private Residence Relief). A second home or a buy-to-let: Capital Gains Tax, same rates in all four nations.

Gain£69,366
Taxable after the £3,000 allowance£66,366
Rate24%
Capital Gains Tax£15,928

Report and pay within 60 days of completion. Assumes no other gains this tax year and the whole £3,000 allowance unused (2026 to 2027). The 18% and 24% rates are set by UK law (TCGA 1992, sections 1H and 1I) and apply in Scotland too; the £37,700 band is the one HMRC publishes: if you pay Scottish Income Tax, check your band with HMRC.

Default example: bought at the average price in Highland in July 2016 (£151,770), sold at the July 2026 average (£221,136), UK House Price Index. Rates for 2026 to 2027: 24% for higher and additional rate taxpayers; for basic rate taxpayers, 18% on the part of the gain that fits in the £37,700 basic Income Tax band once added to taxable income (income minus Personal Allowance), 24% above (HMRC). Gain = sale price − purchase price − costs of buying, selling and improving; Payotte does not estimate those costs (no official scale). GOV.UK: Capital Gains Tax rates · Tax when you sell your home.

The questions, answered

What is the average house price in Highland?

The average price of a home in Highland was £221,136 in July 2026, +6.1% over twelve months (UK House Price Index).

How much does a flat or a house cost in Highland?

In July 2026, the average price in Highland was £344,472 for a detached house, £212,107 for a semi-detached house, £171,646 for a terraced house, £124,443 for a flat (UK House Price Index).

What do first-time buyers pay in Highland?

First-time buyers paid £178,857 on average in Highland in July 2026, against £221,136 for all buyers (UK House Price Index).

Have house prices gone up in Highland?

The average price in Highland went from £151,770 in July 2016 to £221,136 in July 2026, a change of +45.7%; +6.1% over the last twelve months (UK House Price Index).

How much Land and Buildings Transaction Tax on an average-priced home in Highland?

On £221,136, Land and Buildings Transaction Tax (LBTT) comes to £1,523 for a home mover, £923 for a first-time buyer and £19,214 for an additional property, at the rates in force in Scotland.

How much tax when you sell a home in Highland?

None on your main home if it was your only home, lived in for all the time you owned it, not let out and not used exclusively for business (Private Residence Relief). A second home or a buy-to-let pays Capital Gains Tax, at the same rates in all four nations: 24% for a higher or additional rate taxpayer and 18% for a basic rate taxpayer on the part of the gain within the basic Income Tax band, on the gain above the £3,000 tax-free allowance (2026 to 2027). Bought at the average price in Highland in July 2016 (£151,770) and sold at the July 2026 average (£221,136), the gain of £69,366 costs a higher rate taxpayer £15,928, before deducting the costs of buying, selling and improving. The tax is reported and paid within 60 days of completion (HMRC).

How many homes sell in Highland?

4,193 sales in Highland were registered from May 2025 to April 2026, the latest twelve months with complete volumes (UK House Price Index).

Is Highland expensive?

Highland ranks 88th of the 135 areas Payotte covers for the average price in July 2026, from £1,232,640 in Kensington and Chelsea to £130,689 in City of Aberdeen.

Prices by property type, July 2026

TypeAverage priceScotland
Detached£344,472£362,765
Semi-detached£212,107£225,166
Terraced£171,646£182,762
Flat or maisonette£124,443£136,950
All types£221,136£196,349
First-time buyers£178,857£160,341

The UK HPI is a mix-adjusted average (a hedonic model), not the price of the homes sold in the month. Northern Ireland figures are quarterly.

The trend, July of each year

YearAverage priceChange on the year before
2016£151,770—
2017£157,051+3.5%
2018£160,001+1.9%
2019£167,648+4.8%
2020£168,765+0.7%
2021£183,919+9%
2022£203,333+10.6%
2023£199,157-2.1%
2024£207,905+4.4%
2025£208,463+0.3%
2026£221,136+6.1%

Sources