Scotland

House prices in East Ayrshire: July 2026 and purchase tax

Average prices of the UK House Price Index (HM Land Registry, Registers of Scotland, Land & Property Services and ONS), July 2026, all property types. 2,223 sales over the latest twelve months with complete volumes.

In short

In July 2026, the average price of a home in East Ayrshire was £138,971, +7.2% over twelve months (29% below the Scotland average). At that price, a home mover pays £0 in Land and Buildings Transaction Tax.

Property professionals in East Ayrshire

One firm per trade, selected by Payotte on public data (1 of 5 trades filled in East Ayrshire). Companies, never individuals, with a regulator or register you can check with the official body.

Estate agent Vacant: no firm selected yet
● Vacant
Mortgage adviser Monarch Financial Services Ltd Ltd · Bank Chambers, 42 Bank St, Kilmarnock KA1 1HA ★ 5 (177)
71/100
Selected
Conveyancer Vacant: no firm selected yet
● Vacant
Surveyor Vacant: no firm selected yet
● Vacant
Valuer Vacant: no firm selected yet
● Vacant
The selected firms: East Ayrshire, one per trade
TradeFirmGoogle ratingReviewsScore /100StatusListing
Estate agent Vacant — — — — —
Mortgage adviser Monarch Financial Services Ltd 5 177 71 Selected View
Conveyancer Vacant — — — — —
Surveyor Vacant — — — — —
Valuer Vacant — — — — —

One firm per trade and per area, chosen on public data and scored out of 100 points — Google reviews (35), age of the company (30), checkable regulator or register (15), local anchoring (15), bonus (5). The ranking is never paid for. No firm can buy its place or its recommendation. How Payotte ranks firms

Calculate for East Ayrshire

If you buy

Land and Buildings Transaction Tax in East Ayrshire

Rates of Revenue Scotland, set at the average price in East Ayrshire (July 2026). Change any field: the amounts are recalculated instantly.

Rates appliedstandard rates
Land and Buildings Transaction Tax£0
Share of the price0%
Return and payment30 days

Residential purchase by an individual. The Registers of Scotland registration fee is not computed. Not included: conveyancer, survey and lender fees (no official scale). No mortgage figure: Payotte has no official UK mortgage rate to apply. All the rates and sources.

If you sell

Capital Gains Tax on the sale

Your main home, lived in for all the time you owned it: no tax (Private Residence Relief). A second home or a buy-to-let: Capital Gains Tax, same rates in all four nations.

Gain£49,178
Taxable after the £3,000 allowance£46,178
Rate24%
Capital Gains Tax£11,083

Report and pay within 60 days of completion. Assumes no other gains this tax year and the whole £3,000 allowance unused (2026 to 2027). The 18% and 24% rates are set by UK law (TCGA 1992, sections 1H and 1I) and apply in Scotland too; the £37,700 band is the one HMRC publishes: if you pay Scottish Income Tax, check your band with HMRC.

Default example: bought at the average price in East Ayrshire in July 2016 (£89,793), sold at the July 2026 average (£138,971), UK House Price Index. Rates for 2026 to 2027: 24% for higher and additional rate taxpayers; for basic rate taxpayers, 18% on the part of the gain that fits in the £37,700 basic Income Tax band once added to taxable income (income minus Personal Allowance), 24% above (HMRC). Gain = sale price − purchase price − costs of buying, selling and improving; Payotte does not estimate those costs (no official scale). GOV.UK: Capital Gains Tax rates · Tax when you sell your home.

The questions, answered

What is the average house price in East Ayrshire?

The average price of a home in East Ayrshire was £138,971 in July 2026, +7.2% over twelve months (UK House Price Index).

How much does a flat or a house cost in East Ayrshire?

In July 2026, the average price in East Ayrshire was £267,805 for a detached house, £154,155 for a semi-detached house, £121,633 for a terraced house, £77,665 for a flat (UK House Price Index).

What do first-time buyers pay in East Ayrshire?

First-time buyers paid £113,692 on average in East Ayrshire in July 2026, against £138,971 for all buyers (UK House Price Index).

Have house prices gone up in East Ayrshire?

The average price in East Ayrshire went from £89,793 in July 2016 to £138,971 in July 2026, a change of +54.8%; +7.2% over the last twelve months (UK House Price Index).

How much Land and Buildings Transaction Tax on an average-priced home in East Ayrshire?

On £138,971, Land and Buildings Transaction Tax (LBTT) comes to £0 for a home mover, £0 for a first-time buyer and £11,118 for an additional property, at the rates in force in Scotland.

How much tax when you sell a home in East Ayrshire?

None on your main home if it was your only home, lived in for all the time you owned it, not let out and not used exclusively for business (Private Residence Relief). A second home or a buy-to-let pays Capital Gains Tax, at the same rates in all four nations: 24% for a higher or additional rate taxpayer and 18% for a basic rate taxpayer on the part of the gain within the basic Income Tax band, on the gain above the £3,000 tax-free allowance (2026 to 2027). Bought at the average price in East Ayrshire in July 2016 (£89,793) and sold at the July 2026 average (£138,971), the gain of £49,178 costs a higher rate taxpayer £11,083, before deducting the costs of buying, selling and improving. The tax is reported and paid within 60 days of completion (HMRC).

How many homes sell in East Ayrshire?

2,223 sales in East Ayrshire were registered from May 2025 to April 2026, the latest twelve months with complete volumes (UK House Price Index).

Is East Ayrshire expensive?

East Ayrshire ranks 133rd of the 135 areas Payotte covers for the average price in July 2026, from £1,232,640 in Kensington and Chelsea to £130,689 in City of Aberdeen.

Prices by property type, July 2026

TypeAverage priceScotland
Detached£267,805£362,765
Semi-detached£154,155£225,166
Terraced£121,633£182,762
Flat or maisonette£77,665£136,950
All types£138,971£196,349
First-time buyers£113,692£160,341

The UK HPI is a mix-adjusted average (a hedonic model), not the price of the homes sold in the month. Northern Ireland figures are quarterly.

The trend, July of each year

YearAverage priceChange on the year before
2016£89,793—
2017£95,087+5.9%
2018£92,818-2.4%
2019£97,049+4.6%
2020£96,043-1%
2021£104,828+9.1%
2022£124,839+19.1%
2023£121,424-2.7%
2024£124,425+2.5%
2025£129,581+4.1%
2026£138,971+7.2%

Sources