Real estate, sourced and dated. No opinions, just evidence.

Scotland

House prices in East Ayrshire: August 2026 and purchase tax

A home in East Ayrshire cost £138,206 on average in August 2026 (+3.6% over twelve months); at that price, a home mover pays no Land and Buildings Transaction Tax.

Data as of August 2026: average prices of the UK House Price Index (HM Land Registry, Registers of Scotland, Land & Property Services and ONS), all property types. 2,233 sales over the latest twelve months with complete volumes.

East Ayrshire: the market in figures

East Ayrshire holds 133rd place of the 135 areas covered, 14th among the 15 in Scotland. Against Scotland's £198,397 the £138,206 average is 30.3% lower, and against the UK's £273,037 it is 49.4% lower. The latest annual rise of 3.6% still outpaces Scotland's 2.9%. The record since 2016 has real swings. From £89,276 the average rose 8.5% in 2017, fell 2.8% in 2018, rose 6.7% in 2019 and fell 3.2% in 2020. Then came two large rises, 12.6% in 2021 and then 14.6% in 2022. A drop of 4.7% in 2023 was followed by gains of 4.1%, 7.1% and now 3.6%. Overall the price is up 54.8%, a rise of £48,930, and 2026 is the high point.

The type split is wide. Prices step up from £77,399 for flats to £120,975 for terraced homes, £153,557 for semi-detached and £265,173 for detached. Choosing detached over a flat adds £187,774, or 242.6%. A first-time purchase averages £113,017, a gap of 18.2% against all buyers. Scotland charges Land and Buildings Transaction Tax. At the average a home mover owes nothing; a first-time buyer owes nothing; an additional property would owe £11,056.

The national list ends with the City of Aberdeen, so East Ayrshire is among the last few entries. Even its detached homes, at £265,173, average less than the UK figure of £273,037 across all types. Neighbouring areas mostly cost more. South Lanarkshire (31 km) is at £186,196, 34.7% higher. South Ayrshire (41 km) is at £173,126, 25.3% higher, and shows the fastest rise of the listed neighbours at 5.8%. The City of Glasgow (42 km) is at £194,382, 40.6% higher, and North Lanarkshire (46 km) is at £161,163, 16.6% higher. East Dunbartonshire (51 km) is at £273,891, 98.2% above East Ayrshire. East Ayrshire had 2,233 transactions in the twelve months to May 2026.

Payotte, from the UK HPI and the calculator.

Property professionals in East Ayrshire

One firm per trade, selected by Payotte on public data (1 of 5 trades filled in East Ayrshire). Companies, never individuals, with a regulator or register you can check with the official body.

Estate agent Vacant: no firm selected yet
● Vacant
Mortgage adviser Monarch Financial Services Ltd Ltd · Bank Chambers, 42 Bank St, Kilmarnock KA1 1HA ★ 5 (177)
71/100
Selected
Conveyancer Vacant: no firm selected yet
● Vacant
Surveyor Vacant: no firm selected yet
● Vacant
Valuer Vacant: no firm selected yet
● Vacant
The selected firms: East Ayrshire, one per trade
TradeFirmGoogle ratingReviewsScore /100StatusListing
Estate agent Vacant — — — — —
Mortgage adviser Monarch Financial Services Ltd 5 177 71 Selected View
Conveyancer Vacant — — — — —
Surveyor Vacant — — — — —
Valuer Vacant — — — — —

One firm per trade and per area, chosen on public data and scored out of 100 points — Google reviews (35), age of the company (30), checkable regulator or register (15), local anchoring (15), bonus (5). The ranking is never paid for. No firm can buy its place or its recommendation. How Payotte ranks firms

Calculate for East Ayrshire

If you buy

Land and Buildings Transaction Tax in East Ayrshire

Rates of Revenue Scotland, set at the average price in East Ayrshire (August 2026). Change any field: the amounts are recalculated instantly.

Rates appliedstandard rates
Land and Buildings Transaction Tax£0
Share of the price0%
Return and payment30 days

Residential purchase by an individual. The Registers of Scotland registration fee is not computed. Not included: conveyancer, survey and lender fees (no official scale). No mortgage figure: Payotte has no official UK mortgage rate to apply. All the rates and sources.

If you sell

Capital Gains Tax on the sale

Your main home, lived in for all the time you owned it: no tax (Private Residence Relief). A second home or a buy-to-let: Capital Gains Tax, same rates in all four nations.

Gain£48,930
Taxable after the £3,000 allowance£45,930
Rate24%
Capital Gains Tax£11,023

Report and pay within 60 days of completion. Assumes no other gains this tax year and the whole £3,000 allowance unused (2026 to 2027). The 18% and 24% rates are set by UK law (TCGA 1992, sections 1H and 1I) and apply in Scotland too; the £37,700 band is the one HMRC publishes: if you pay Scottish Income Tax, check your band with HMRC.

Default example: bought at the average price in East Ayrshire in August 2016 (£89,276), sold at the August 2026 average (£138,206), UK House Price Index. Rates for 2026 to 2027: 24% for higher and additional rate taxpayers; for basic rate taxpayers, 18% on the part of the gain that fits in the £37,700 basic Income Tax band once added to taxable income (income minus Personal Allowance), 24% above (HMRC). Gain = sale price − purchase price − costs of buying, selling and improving; Payotte does not estimate those costs (no official scale). GOV.UK: Capital Gains Tax rates · Tax when you sell your home.

Frequently asked questions

What is the average house price in East Ayrshire?

The average price of a home in East Ayrshire was £138,206 in August 2026, +3.6% over twelve months (UK House Price Index).

Have house prices gone up in East Ayrshire?

The average price in East Ayrshire went from £89,276 in August 2016 to £138,206 in August 2026, a change of +54.8%; +3.6% over the last twelve months (UK House Price Index).

How much Land and Buildings Transaction Tax on an average-priced home in East Ayrshire?

On £138,206, Land and Buildings Transaction Tax (LBTT) comes to £0 for a home mover, £0 for a first-time buyer and £11,056 for an additional property, at the rates in force in Scotland.

How much tax when you sell a home in East Ayrshire?

None on your main home if it was your only home, lived in for all the time you owned it, not let out and not used exclusively for business (Private Residence Relief). A second home or a buy-to-let pays Capital Gains Tax above the £3,000 allowance (2026 to 2027; rates in the calculator above). Bought at the average price in East Ayrshire in August 2016 (£89,276) and sold at the August 2026 average (£138,206), the gain of £48,930 costs a higher rate taxpayer £11,023, before deducting the costs of buying, selling and improving. The tax is reported and paid within 60 days of completion (HMRC).

Is East Ayrshire expensive?

East Ayrshire ranks 133rd of the 135 areas Payotte covers for the average price in August 2026, from £1,204,072 in Kensington and Chelsea to £133,782 in City of Aberdeen.

Prices by property type, August 2026

TypeAverage priceScotland
Detached£265,173£365,984
Semi-detached£153,557£226,592
Terraced£120,975£184,396
Flat or maisonette£77,399£138,886
All types£138,206£198,397
First-time buyers£113,017£162,166

The UK HPI is a mix-adjusted average (a hedonic model), not the price of the homes sold in the month. Northern Ireland figures are quarterly.

The trend, August of each year

YearAverage priceChange on the year before
2016£89,276—
2017£96,866+8.5%
2018£94,165-2.8%
2019£100,496+6.7%
2020£97,241-3.2%
2021£109,478+12.6%
2022£125,495+14.6%
2023£119,577-4.7%
2024£124,524+4.1%
2025£133,423+7.1%
2026£138,206+3.6%

Sources