Scotland

House prices in South Ayrshire: July 2026 and purchase tax

Average prices of the UK House Price Index (HM Land Registry, Registers of Scotland, Land & Property Services and ONS), July 2026, all property types. 2,265 sales over the latest twelve months with complete volumes.

In short

In July 2026, the average price of a home in South Ayrshire was £171,905, +8.5% over twelve months (12% below the Scotland average). At that price, a home mover pays £538 in Land and Buildings Transaction Tax.

Property professionals in South Ayrshire

One firm per trade, selected by Payotte on public data (1 of 5 trades filled in South Ayrshire). Companies, never individuals, with a regulator or register you can check with the official body.

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Surveyor Harvey Donaldson & Gibson Chartered Surveyors Ltd · Room E101 Marathon House, Olympic Business Centre, Drybridge, Kilmarnock KA2 9BE ★ 3 (2)
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The selected firms: South Ayrshire, one per trade
TradeFirmGoogle ratingReviewsScore /100StatusListing
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Surveyor Harvey Donaldson & Gibson Chartered Surveyors 3 2 54 Partial View
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One firm per trade and per area, chosen on public data and scored out of 100 points — Google reviews (35), age of the company (30), checkable regulator or register (15), local anchoring (15), bonus (5). The ranking is never paid for. No firm can buy its place or its recommendation. How Payotte ranks firms

Calculate for South Ayrshire

If you buy

Land and Buildings Transaction Tax in South Ayrshire

Rates of Revenue Scotland, set at the average price in South Ayrshire (July 2026). Change any field: the amounts are recalculated instantly.

Rates appliedstandard rates
Land and Buildings Transaction Tax£538
Share of the price0.31%
Return and payment30 days

Residential purchase by an individual. The Registers of Scotland registration fee is not computed. Not included: conveyancer, survey and lender fees (no official scale). No mortgage figure: Payotte has no official UK mortgage rate to apply. All the rates and sources.

If you sell

Capital Gains Tax on the sale

Your main home, lived in for all the time you owned it: no tax (Private Residence Relief). A second home or a buy-to-let: Capital Gains Tax, same rates in all four nations.

Gain£52,629
Taxable after the £3,000 allowance£49,629
Rate24%
Capital Gains Tax£11,911

Report and pay within 60 days of completion. Assumes no other gains this tax year and the whole £3,000 allowance unused (2026 to 2027). The 18% and 24% rates are set by UK law (TCGA 1992, sections 1H and 1I) and apply in Scotland too; the £37,700 band is the one HMRC publishes: if you pay Scottish Income Tax, check your band with HMRC.

Default example: bought at the average price in South Ayrshire in July 2016 (£119,276), sold at the July 2026 average (£171,905), UK House Price Index. Rates for 2026 to 2027: 24% for higher and additional rate taxpayers; for basic rate taxpayers, 18% on the part of the gain that fits in the £37,700 basic Income Tax band once added to taxable income (income minus Personal Allowance), 24% above (HMRC). Gain = sale price − purchase price − costs of buying, selling and improving; Payotte does not estimate those costs (no official scale). GOV.UK: Capital Gains Tax rates · Tax when you sell your home.

The questions, answered

What is the average house price in South Ayrshire?

The average price of a home in South Ayrshire was £171,905 in July 2026, +8.5% over twelve months (UK House Price Index).

How much does a flat or a house cost in South Ayrshire?

In July 2026, the average price in South Ayrshire was £317,426 for a detached house, £201,592 for a semi-detached house, £152,656 for a terraced house, £100,297 for a flat (UK House Price Index).

What do first-time buyers pay in South Ayrshire?

First-time buyers paid £137,557 on average in South Ayrshire in July 2026, against £171,905 for all buyers (UK House Price Index).

Have house prices gone up in South Ayrshire?

The average price in South Ayrshire went from £119,276 in July 2016 to £171,905 in July 2026, a change of +44.1%; +8.5% over the last twelve months (UK House Price Index).

How much Land and Buildings Transaction Tax on an average-priced home in South Ayrshire?

On £171,905, Land and Buildings Transaction Tax (LBTT) comes to £538 for a home mover, £0 for a first-time buyer and £14,291 for an additional property, at the rates in force in Scotland.

How much tax when you sell a home in South Ayrshire?

None on your main home if it was your only home, lived in for all the time you owned it, not let out and not used exclusively for business (Private Residence Relief). A second home or a buy-to-let pays Capital Gains Tax, at the same rates in all four nations: 24% for a higher or additional rate taxpayer and 18% for a basic rate taxpayer on the part of the gain within the basic Income Tax band, on the gain above the £3,000 tax-free allowance (2026 to 2027). Bought at the average price in South Ayrshire in July 2016 (£119,276) and sold at the July 2026 average (£171,905), the gain of £52,629 costs a higher rate taxpayer £11,911, before deducting the costs of buying, selling and improving. The tax is reported and paid within 60 days of completion (HMRC).

How many homes sell in South Ayrshire?

2,265 sales in South Ayrshire were registered from May 2025 to April 2026, the latest twelve months with complete volumes (UK House Price Index).

Is South Ayrshire expensive?

South Ayrshire ranks 125th of the 135 areas Payotte covers for the average price in July 2026, from £1,232,640 in Kensington and Chelsea to £130,689 in City of Aberdeen.

Prices by property type, July 2026

TypeAverage priceScotland
Detached£317,426£362,765
Semi-detached£201,592£225,166
Terraced£152,656£182,762
Flat or maisonette£100,297£136,950
All types£171,905£196,349
First-time buyers£137,557£160,341

The UK HPI is a mix-adjusted average (a hedonic model), not the price of the homes sold in the month. Northern Ireland figures are quarterly.

The trend, July of each year

YearAverage priceChange on the year before
2016£119,276—
2017£126,008+5.6%
2018£133,811+6.2%
2019£126,868-5.2%
2020£133,462+5.2%
2021£146,671+9.9%
2022£165,477+12.8%
2023£159,126-3.8%
2024£165,075+3.7%
2025£158,462-4%
2026£171,905+8.5%

Sources