South East · England

House prices in Test Valley: July 2026 and purchase tax

Average prices of the UK House Price Index (HM Land Registry, Registers of Scotland, Land & Property Services and ONS), July 2026, all property types. 1,776 sales over the latest twelve months with complete volumes.

In short

In July 2026, the average price of a home in Test Valley was £368,131, -0.6% over twelve months (3% below the South East average). At that price, a home mover pays £8,407 in Stamp Duty Land Tax, plus £150 of HM Land Registry fee.

Property professionals in Test Valley

One firm per trade, selected by Payotte on public data (2 of 5 trades filled in Test Valley). Companies, never individuals, with a regulator or register you can check with the official body.

Estate agent Vacant: no firm selected yet
● Vacant
Mortgage adviser Choice Mortgage Solutions Ltd · Manor Farm Offices, Flexford Rd, North Baddesley, Southampton SO52 9DG ★ 5 (378)
82/100
Selected
Conveyancer Parker Bullen Incorporating Kirklands LLP · The Horsefair, Romsey SO51 8EZ ★ 4.4 (31)
70/100
Selected
Surveyor Vacant: no firm selected yet
● Vacant
Valuer Vacant: no firm selected yet
● Vacant
The selected firms: Test Valley, one per trade
TradeFirmGoogle ratingReviewsScore /100StatusListing
Estate agent Vacant — — — — —
Mortgage adviser Choice Mortgage Solutions 5 378 82 Selected View
Conveyancer Parker Bullen Incorporating Kirklands 4.4 31 70 Selected View
Surveyor Vacant — — — — —
Valuer Vacant — — — — —

One firm per trade and per area, chosen on public data and scored out of 100 points — Google reviews (35), age of the company (30), checkable regulator or register (15), local anchoring (15), bonus (5). The ranking is never paid for. No firm can buy its place or its recommendation. How Payotte ranks firms

Calculate for Test Valley

If you buy

Stamp Duty Land Tax and registration in Test Valley

Rates of HMRC, set at the average price in Test Valley (July 2026). Change any field: the amounts are recalculated instantly.

Rates appliedstandard rates
Stamp Duty Land Tax£8,407
Share of the price2.28%
HM Land Registry fee (online application)£150
Total, tax and registration£8,557
Return and payment14 days

Residential purchase by an individual. Not included: conveyancer, survey and lender fees (no official scale). No mortgage figure: Payotte has no official UK mortgage rate to apply. All the rates and sources.

If you sell

Capital Gains Tax on the sale

Your main home, lived in for all the time you owned it: no tax (Private Residence Relief). A second home or a buy-to-let: Capital Gains Tax, same rates in all four nations.

Gain£89,146
Taxable after the £3,000 allowance£86,146
Rate24%
Capital Gains Tax£20,675

Report and pay within 60 days of completion. Assumes no other gains this tax year and the whole £3,000 allowance unused (2026 to 2027).

Default example: bought at the average price in Test Valley in July 2016 (£278,985), sold at the July 2026 average (£368,131), UK House Price Index. Rates for 2026 to 2027: 24% for higher and additional rate taxpayers; for basic rate taxpayers, 18% on the part of the gain that fits in the £37,700 basic Income Tax band once added to taxable income (income minus Personal Allowance), 24% above (HMRC). Gain = sale price − purchase price − costs of buying, selling and improving; Payotte does not estimate those costs (no official scale). GOV.UK: Capital Gains Tax rates · Tax when you sell your home.

The questions, answered

What is the average house price in Test Valley?

The average price of a home in Test Valley was £368,131 in July 2026, -0.6% over twelve months (UK House Price Index).

How much does a flat or a house cost in Test Valley?

In July 2026, the average price in Test Valley was £601,616 for a detached house, £356,614 for a semi-detached house, £283,256 for a terraced house, £169,578 for a flat (UK House Price Index).

What do first-time buyers pay in Test Valley?

First-time buyers paid £283,109 on average in Test Valley in July 2026, against £368,131 for all buyers (UK House Price Index).

Have house prices gone up in Test Valley?

The average price in Test Valley went from £278,985 in July 2016 to £368,131 in July 2026, a change of +32%; -0.6% over the last twelve months (UK House Price Index).

How much Stamp Duty Land Tax on an average-priced home in Test Valley?

On £368,131, Stamp Duty Land Tax (SDLT) comes to £8,407 for a home mover, £3,407 for a first-time buyer and £26,813 for an additional property, at the rates in force in England.

How much tax when you sell a home in Test Valley?

None on your main home if it was your only home, lived in for all the time you owned it, not let out and not used exclusively for business (Private Residence Relief). A second home or a buy-to-let pays Capital Gains Tax, at the same rates in all four nations: 24% for a higher or additional rate taxpayer and 18% for a basic rate taxpayer on the part of the gain within the basic Income Tax band, on the gain above the £3,000 tax-free allowance (2026 to 2027). Bought at the average price in Test Valley in July 2016 (£278,985) and sold at the July 2026 average (£368,131), the gain of £89,146 costs a higher rate taxpayer £20,675, before deducting the costs of buying, selling and improving. The tax is reported and paid within 60 days of completion (HMRC).

How many homes sell in Test Valley?

1,776 sales in Test Valley were registered from May 2025 to April 2026, the latest twelve months with complete volumes (UK House Price Index).

Is Test Valley expensive?

Test Valley ranks 26th of the 135 areas Payotte covers for the average price in July 2026, from £1,232,640 in Kensington and Chelsea to £130,689 in City of Aberdeen.

Prices by property type, July 2026

TypeAverage priceSouth East
Detached£601,616£687,877
Semi-detached£356,614£416,447
Terraced£283,256£325,681
Flat or maisonette£169,578£207,581
All types£368,131£380,878
First-time buyers£283,109£300,075

The UK HPI is a mix-adjusted average (a hedonic model), not the price of the homes sold in the month. Northern Ireland figures are quarterly.

The trend, July of each year

YearAverage priceChange on the year before
2016£278,985—
2017£306,173+9.7%
2018£305,328-0.3%
2019£305,330+0%
2020£313,662+2.7%
2021£329,495+5%
2022£375,131+13.9%
2023£375,687+0.1%
2024£370,685-1.3%
2025£370,169-0.1%
2026£368,131-0.6%

Sources