In short
Appraisal values in Nuevo León changed by +7.6% over a year (SHF index, second quarter of 2026). The average fixed-rate mortgage offer was 11.29% in September 2026 (Banco de México).
Nuevo León is a large, credit-hungry market. Its 5,784,442 residents (2020) received 41,019 home loans in 2025, MX$1,171,232 apiece, which gives 7.1 per 1,000 inhabitants while the median entity sits at 3.8. Few entities lend more per head, and none of the figures here is an estimate: all come from SNIIV and SHF releases.
Appraisals look more ordinary at first sight. The SHF median between January and June 2026 reads MX$1,214,074, 18th among the 32 entities and under the national MX$1,299,580. Yet the mean, MX$2,042,664, sits far above it, and the upper quartile reaches MX$2,233,216 while the lower one stops at MX$803,858: a wide spread between modest and costly homes. The index gained 7.6% year on year, 15th of 32, a touch above the 7.3% national reading. Renting covers 17.8% of homes in 2024, 9th highest, with the median entity at 14.4%.
Monterrey, the only municipality listed on Payotte, has an SHF index of its own at 6.4%. Its tax is not computed: the state law available is an old copy, and the 2026 revenue law and municipal tariffs could not be reached. Real estate agents work without any state rule.
Data as of 15 October 2026: SHF appraisals of January to June 2026, SNIIV loans of 2025, INEGI ENIGH 2024, 2026 tax laws.
Calculate for Nuevo León
Buying: Payotte does not compute the acquisition tax in Nuevo León yet, because the 2026 law could not be read at an official source. The municipal treasury or the notary gives the amount; the mortgage calculator works everywhere. Mortgage calculator.
The questions, answered
How much acquisition tax in Nuevo León?
Payotte does not compute it yet for any municipality of Nuevo León: each municipality's 2026 law sets it, and Payotte publishes no figure it has not read at the source. Ask the municipal treasury or the notary.
Are home prices rising in Nuevo León?
The SHF price index for Nuevo León changed by +7.6% between the second quarters of 2025 and 2026, against +7.3% for Mexico; it measures appraisal values of homes bought with a mortgage (Sociedad Hipotecaria Federal).
What does a home cost in Nuevo León?
From January to June 2026, homes bought with a mortgage in Nuevo León were appraised at a median of MX$1,214,074 and a mean of MX$2,042,664; half of them were appraised between MX$803,858 and MX$2,233,216 (SHF). These are appraisal values, not sale prices.
What monthly payment on a MX$3 million home in Nuevo León?
MX$2,400,000 borrowed (20% down) costs MX$25,248 a month over 20 years at 11.29% (Banco de México, September 2026); average CAT 13.76%.
How much tax when you sell a home in Nuevo León?
Federal rules apply in Nuevo León as in every state: a seller who is not a Mexican tax resident pays by default 25% of the gross price (LISR art. 160), MX$750,000 on a MX$3 million sale, paid by the notary; a resident selling their own home is exempt up to 700,000 UDIS, about MX$6,218,823 at 4 November 2026 (art. 93-XIX-a).
How Nuevo León compares
Payotte computes the acquisition tax of no municipio of Nuevo León yet; the page keeps to the state recording fee, the SHF figures and the loan. Across the section, 54 areas are computed and the median acquisition tax on MX$3 million is MX$75,000.
In Nuevo León, homes bought with a mortgage were appraised at a median of MX$1,214,074 from January to June 2026: the 18th highest of the 32 entities, 6.6% below the national median of MX$1,299,580. The mean, MX$2,042,664, is 1.68 times the median, a sign of a few very expensive appraisals pulling it up; the upper quartile bound is 2.8 times the lower one. In that picture, a MX$3 million purchase is above the upper quartile bound of MX$2,233,216, in the top quarter of mortgage-financed homes.
The SHF price index of Nuevo León rose +7.6% in a year, 0.3 points faster than Mexico's +7.3%: 15th of 32 entities ranked. The 2025 SNIIV count is 41,019 home loans to individuals in Nuevo León, 7.1 per 1,000 residents of the 2020 census (median entity: 3.8), for an average of MX$1,171,232, 0.96 times the median appraisal. 17.8% of homes are rented there (2024), above the median entity's 14.4%, 9th highest.
A buyer at the state median appraisal with 20% down borrows MX$971,259; at the Banco de México average of 11.29% over 20 years that is MX$10,218 a month, against MX$25,248 for the MX$3 million example of this page.
| Measure | Value | Reference | Rank |
|---|---|---|---|
| Median appraisal | MX$1,214,074 | Mexico MX$1,299,580 | 18th of 32 |
| Mean appraisal | MX$2,042,664 | Mexico MX$1,960,032 | 9th of 32 |
| Quartiles of appraisals | MX$803,858 to MX$2,233,216 | Mexico MX$843,000 to MX$2,226,101 | ratio 2.78 |
| SHF price index, one year | +7.6% | Mexico +7.3% | 15th of 32 |
| Home loans to individuals, 2025 | 41,019 | average MX$1,171,232 | 1st of 32 |
| Loans per 1,000 residents | 7.1 | median entity 3.8 | 2nd of 32 |
| Residents, 2020 census | 5,784,442 | 4.59% of Mexico | 7th of 32 |
| Homes rented, 2024 | 17.8% | median entity 14.4% | 9th of 32 |
| Municipios computed | 0 | 1 listed | none |
The figures
| Measure | Value | Source |
|---|---|---|
| SHF price index, Nuevo León, change over a year | +7.6% | SHF, Q2 2026 |
| SHF price index, Nuevo León, change over a year | +7.6% | SHF, Q2 2026 |
| Median appraisal value, Nuevo León (Jan.-June 2026) | MX$1,214,074 | SHF |
| Mean appraisal value, Nuevo León (Jan.-June 2026) | MX$2,042,664 | SHF |
| Home loans to individuals, Nuevo León, 2025 (new and existing homes) | 41,019 | SNIIV |
| Average amount of those loans | MX$1,171,232 | SNIIV |
| Share of homes rented, Nuevo León (2024) | 17.8% | Payotte calculation, INEGI ENIGH 2024 |
| Average fixed-rate mortgage offer (Sep. 2026) | 11.29% | Banco de México, CF303 |
The SHF publishes home prices in pesos by state only; for a municipality it publishes an index, not a price. The share of rented homes is Payotte's weighted count on 3,767 sampled homes of Nuevo León in INEGI's ENIGH 2024, without a margin of error.
Municipalities of Nuevo León on Payotte
Sources
- Prices: Sociedad Hipotecaria Federal, Índice SHF de Precios de la Vivienda en México, second quarter of 2026 (press release 05/2026, 10 August 2026), consulted 2026-10-15 (data).
- Loans: SEDATU, Sistema Nacional de Información e Indicadores de Vivienda (SNIIV), open data « Financiamientos » 2025; Banco de México, SIE, Tasas de Interés de Crédito a los Hogares (CF303), Indicador del Costo de Créditos Hipotecarios, September 2026.
- Renting: INEGI, Encuesta Nacional de Ingresos y Gastos de los Hogares (ENIGH) 2024, housing microdata; share of rented homes computed by Payotte, no margin of error.