In short
The acquisition tax is 2% of the value in Tlaxcala (Tlaxcala) at MX$3 million. Appraisal values in Tlaxcala changed by +4.1% over a year (SHF index, second quarter of 2026). The average fixed-rate mortgage offer was 11.29% in September 2026 (Banco de México).
Tlaxcala applies a flat 2% property transfer tax (ISTBI) to the highest of the transfer price and the cadastral, commercial, operation and fiscal values, with a floor of 8 UMA. At the usual examples the floor does not bite, so the effective rate stays at 2% and the amounts are MX$20,000, MX$60,000 and MX$160,000 from the smallest example to the largest. The middle amount equals 511 UMA, counting the daily unit at MX$117.31.
On the national table, Tlaxcala is the 8th lightest of 54 computed municipalities, with 7 below it and 37 above, and the median sits at MX$75,000. Morelia, in Michoacán, comes just before it at MX$57,431, and Bacalar, in Quintana Roo, just after it at the same MX$60,000.
The recording fee is among the smallest on Payotte: MX$1,760 up to MX$3 million and MX$2,933 at MX$8 million. The state law sets 15 UMA up to 100 annual UMA of value, MX$4,279,464, and 25 UMA above, on the cadastre's valuation. With the fee, the cost of a MX$3 million purchase is MX$61,760, an overall 2.06%.
The city's own index is the weakest of the 36 that publish one: 4.1%, 36 of 36, under the state's 4.6% and far under the 7.3% for Mexico. Across Tlaxcala, a mortgaged home carries a median SHF valuation of MX$937,000 for January-June 2026, 30th of 32, below MX$1,299,580 nationally. Valuations average MX$1,168,987, and the quartiles fall at MX$699,752 and MX$1,481,250. Lenders granted 1,743 mortgages in 2025, MX$881,612 on average, a rate of 1.3, short of the median entity's 3.8. The state had 1,342,977 inhabitants in 2020 and has no rule for real estate agents. Renting reaches 10.1% of homes, 27th from the top, below the 14.4% median. Together with the lowest city index of the 36, these figures describe a quiet market, in which the registry fee and the tax are both light. The state had 1,342,977 inhabitants in 2020.
Data as of 15 October 2026: SHF appraisals of January to June 2026, SNIIV loans of 2025, INEGI ENIGH 2024, 2026 tax laws.
Calculate for Tlaxcala
The questions, answered
How much tax and recording fee on a MX$3 million home in Tlaxcala?
On a MX$3 million home in Tlaxcala (Tlaxcala), taxed on the highest of the transfer price, the cadastral, commercial, operation and fiscal values, the buyer pays property transfer tax (ISTBI) MX$60,000, recording fee, Registro Público de la Propiedad MX$1,760: MX$61,760 in all under the 2026 laws read by Payotte, before notary fees.
How much tax and recording fee on a MX$8 million home in Tlaxcala?
On a MX$8 million home in Tlaxcala (Tlaxcala): property transfer tax (ISTBI) MX$160,000, recording fee, Registro Público de la Propiedad MX$2,933, MX$162,933 in all, before notary fees.
Are home prices rising in Tlaxcala?
The SHF price index for Tlaxcala (Tlaxcala) changed by +4.1% between the second quarters of 2025 and 2026, against +7.3% for Mexico; it measures appraisal values of homes bought with a mortgage (Sociedad Hipotecaria Federal).
What monthly payment on a MX$3 million home in Tlaxcala?
MX$2,400,000 borrowed (20% down) costs MX$25,248 a month over 20 years at 11.29% (Banco de México, September 2026); average CAT 13.76%.
How much tax when you sell a home in Tlaxcala?
Federal rules apply in Tlaxcala as in every state: a seller who is not a Mexican tax resident pays by default 25% of the gross price (LISR art. 160), MX$750,000 on a MX$3 million sale, paid by the notary; a resident selling their own home is exempt up to 700,000 UDIS, about MX$6,218,823 at 4 November 2026 (art. 93-XIX-a).
How Tlaxcala compares
Tlaxcala charges MX$60,000 of acquisition tax (2%) on a MX$3 million home, 20% under the MX$75,000 median of the 54 municipios computed; 7 charge less and 37 more, 9 the same.
The law applies one rate, 2%, to the taxable base, so the tax grows in step with the price: MX$20,000 on MX$1 million, MX$60,000 on MX$3 million and MX$160,000 on MX$8 million. In Tlaxcala, a floor of 8 UMA, MX$938, applies whatever the price.
Tlaxcala is the only municipio of Tlaxcala whose acquisition tax Payotte computes. The recording fee, MX$1,760 on MX$3 million, is set by the state and comes on top.
Tax and recording fee together take 2.06% of a MX$3 million price, MX$61,760, which is 2.4 monthly payments of MX$25,248 and 10.3% on top of the MX$600,000 down payment. On a home at the state median appraisal of MX$937,000 the same rules give MX$20,500, 2.19% of the price.
Ranked from the lightest to the heaviest of the 54 areas, Tlaxcala is 8th: just below it in the national ranking is Morelia (Michoacán) at MX$57,431 and just above it is Bacalar (Quintana Roo) at MX$60,000. The lightest, Guanajuato, takes MX$24,144 on the same MX$3 million, so a buyer in Tlaxcala pays MX$35,856 more; the heaviest, Querétaro, takes MX$170,306, MX$110,306 more than Tlaxcala.
Beyond the three prices of this page, tax and fee reach MX$41,760 on MX$2 million, MX$102,933 on MX$5 million and MX$242,933 on MX$12 million. Between MX$3 million and MX$8 million, each extra peso of price carries 2 centavos of acquisition tax, the same as the average rate. In the daily unit of account (UMA, MX$117 in 2026) the MX$3 million tax is 511 UMA and the recording fee 15.
The SHF index of Tlaxcala itself moved +4.1% in a year, behind Tlaxcala (+4.6%) and below Mexico (+7.3%): 36th of the 36 cities with an index of their own.
| Measure | Value | Reference | Rank |
|---|---|---|---|
| Tlaxcala: Acquisition tax on MX$1 million | MX$20,000 | median MX$21,588 | 15th of 54 lightest |
| Tlaxcala: Acquisition tax on MX$3 million | MX$60,000 | median MX$75,000 | 8th of 54 lightest |
| Tlaxcala: Acquisition tax on MX$8 million | MX$160,000 | median MX$232,239 | 6th of 54 lightest |
| Tlaxcala: Effective rate at MX$3 million | 2% | median 2.5% | 8th of 54 lightest |
| Tlaxcala: Effective rate at MX$1 and 8 million | 2% and 2% | gap 0 points | flat |
| Tlaxcala: Tax on MX$3 million in UMA | 511 UMA | MX$117 per UMA | 16.8 monthly UMA |
| Tlaxcala: Recording fee on MX$3 million | MX$1,760 | 0.06% of the price | 2.9% of the tax |
| Tlaxcala: Tax and fee on MX$3 million | MX$61,760 | 2.06% of the price | 8th of 54 lightest |
| Tlaxcala: Tax and fee on MX$12 million | MX$242,933 | 2.02% of the price | 3.9 times the MX$3 million bill |
| SHF index, Tlaxcala | +4.1% | Mexico +7.3% | 36th of 36 |
Appraisal values, home loans and renting for the whole of Tlaxcala are on its state page.
The figures
| Measure | Value | Source |
|---|---|---|
| Property transfer tax (ISTBI) on MX$3 million | MX$60,000 | Ley de Ingresos del Municipio de Tlaxcala 2026, art. 20 (Decreto 234, P.O. 24 Nov. 2025); Código Financiero para el Estado de Tlaxcala y sus Municipios, art. 208-211 |
| Recording fee, Registro Público de la Propiedad on MX$3 million | MX$1,760 | Código Financiero para el Estado de Tlaxcala y sus Municipios, art. 147-I (last reform 28 Nov. 2025) |
| SHF price index, Tlaxcala, change over a year | +4.1% | SHF, Q2 2026 |
| Average fixed-rate mortgage offer (Sep. 2026) | 11.29% | Banco de México, CF303 |
The SHF publishes home prices in pesos by state only; for a municipality it publishes an index, not a price. The appraisal values, loans and renting of Tlaxcala are on its state page.
Elsewhere in Tlaxcala
Sources
- Acquisition tax: Ley de Ingresos del Municipio de Tlaxcala 2026, art. 20 (Decreto 234, P.O. 24 Nov. 2025); Código Financiero para el Estado de Tlaxcala y sus Municipios, art. 208-211; the calculator.
- Recording fee: Código Financiero para el Estado de Tlaxcala y sus Municipios, art. 147-I (last reform 28 Nov. 2025).
- Prices: Sociedad Hipotecaria Federal, Índice SHF de Precios de la Vivienda en México, second quarter of 2026 (press release 05/2026, 10 August 2026), consulted 2026-10-15 (data).
- Loans: SEDATU, Sistema Nacional de Información e Indicadores de Vivienda (SNIIV), open data « Financiamientos » 2025; Banco de México, SIE, Tasas de Interés de Crédito a los Hogares (CF303), Indicador del Costo de Créditos Hipotecarios, September 2026.