In short
The acquisition tax is 2.84% of the value in Zapopan (Jalisco) at MX$3 million. Appraisal values in Zapopan changed by +9.2% over a year (SHF index, second quarter of 2026). The average fixed-rate mortgage offer was 11.29% in September 2026 (Banco de México).
Zapopan applies a marginal table to the appraisal approved by the municipal cadastre when the property is a home; for other property it uses the highest of the appraisal, the deed value and the cadastral value. Its property transfer tax (ITP) starts at MX$26,200 for a sale of MX$1 million, reaches MX$85,200 once MX$3 million is paid, and ends at MX$248,200 for MX$8 million, so the effective share rises from 2.62% to 2.84% and finally 3.1%. The middle amount is 726 UMA.
That makes Zapopan the 36th lightest of 54 computed municipalities: 35 sit below it and 18 above. La Paz, in Baja California Sur, comes just before it at MX$83,581 and Guadalajara just after at MX$85,650. Puerto Vallarta follows at MX$85,797, and Chapala, at MX$80,900, is lighter than all three. Every one of them lies over the national median of MX$75,000.
Jalisco's recording fee of MX$4,801 brings the combined cost of a MX$3 million purchase to MX$90,001, an even 3%. For a home, the state law taxes the appraisal approved by the cadastre, so that figure is the reference value, not the price in the deed.
The municipality has an SHF index of its own, up 9.2% and 8th of 36 cities, a touch behind Guadalajara's 9.6%. The state as a whole is ahead of both at 10.1%, 2nd of 32, while Mexico stands at 7.3%. Statewide, the typical mortgaged home was valued at MX$1,200,979 for the first semester of 2026, 19th of 32. Jalisco counted 8,348,151 inhabitants in 2020, and 26.3% of homes were rented in 2024. Real estate agents may register on a voluntary basis with the Secretaría de Desarrollo Económico.
Because the three bigger Jalisco municipalities cluster so tightly, the gap among them is small in pesos: Zapopan at MX$85,200, Guadalajara at MX$85,650 and Puerto Vallarta at MX$85,797. The state mean valuation reaches MX$2,107,232, and its quartiles fall at MX$721,973 and MX$2,532,569. Banks extended 37,371 mortgages to individuals in 2025, MX$1,186,778 on average.
Data as of 15 October 2026: SHF appraisals of January to June 2026, SNIIV loans of 2025, INEGI ENIGH 2024, 2026 tax laws.
Calculate for Zapopan
The questions, answered
How much tax and recording fee on a MX$3 million home in Zapopan?
On a MX$3 million home in Zapopan (Jalisco), taxed on for a home, the appraisal approved by the municipal cadastre; otherwise the highest of the appraisal, the deed value and the cadastral value, the buyer pays property transfer tax (ITP) MX$85,200, recording fee, Registro Público de la Propiedad MX$4,801: MX$90,001 in all under the 2026 laws read by Payotte, before notary fees.
How much tax and recording fee on a MX$8 million home in Zapopan?
On a MX$8 million home in Zapopan (Jalisco): property transfer tax (ITP) MX$248,200, recording fee, Registro Público de la Propiedad MX$4,801, MX$253,001 in all, before notary fees.
Are home prices rising in Zapopan?
The SHF price index for Zapopan (Jalisco) changed by +9.2% between the second quarters of 2025 and 2026, against +7.3% for Mexico; it measures appraisal values of homes bought with a mortgage (Sociedad Hipotecaria Federal).
What monthly payment on a MX$3 million home in Zapopan?
MX$2,400,000 borrowed (20% down) costs MX$25,248 a month over 20 years at 11.29% (Banco de México, September 2026); average CAT 13.76%.
How much tax when you sell a home in Zapopan?
Federal rules apply in Zapopan as in every state: a seller who is not a Mexican tax resident pays by default 25% of the gross price (LISR art. 160), MX$750,000 on a MX$3 million sale, paid by the notary; a resident selling their own home is exempt up to 700,000 UDIS, about MX$6,218,823 at 4 November 2026 (art. 93-XIX-a).
How Zapopan compares
On a MX$3 million home the acquisition tax of Zapopan is MX$85,200 (2.84%), 13.6% above the MX$75,000 median of the 54 municipios computed; 18 charge more and 35 less.
The tax follows a marginal table (limits in pesos): MX$26,200 on MX$1 million, MX$85,200 on MX$3 million and MX$248,200 on MX$8 million. The effective rate climbs from 2.62% to 3.1% between the first and the last price.
Inside Jalisco, the nearest computed neighbours on a MX$3 million home are Guadalajara MX$85,650 (MX$450 more), Puerto Vallarta MX$85,797 (MX$597 more) and Chapala MX$80,900 (MX$4,300 less). The MX$4,801 recording fee comes from the state's own law, so it is identical in each of them and the gap is the municipal tax alone.
Tax and recording fee together take 3% of a MX$3 million price, MX$90,001, which is 3.6 monthly payments of MX$25,248 and 15% on top of the MX$600,000 down payment. On a home at the state median appraisal of MX$1,200,979 the same rules give MX$36,628, 3.05% of the price.
Ranked from the lightest to the heaviest of the 54 areas, Zapopan is 36th: just below it in the national ranking is La Paz (Baja California Sur) at MX$83,581 and just above it is Guadalajara at MX$85,650. The lightest, Guanajuato, takes MX$24,144 on the same MX$3 million, so a buyer in Zapopan pays MX$61,056 more; the heaviest, Querétaro, takes MX$170,306, MX$85,106 more than Zapopan.
Beyond the three prices of this page, tax and fee reach MX$59,501 on MX$2 million, MX$154,001 on MX$5 million and MX$387,001 on MX$12 million. Between MX$3 million and MX$8 million, each extra peso of price carries 3.26 centavos of acquisition tax, more than the 2.84% average at MX$3 million. In the daily unit of account (UMA, MX$117 in 2026) the MX$3 million tax is 726 UMA and the recording fee 41.
The SHF index of Zapopan itself moved +9.2% in a year, behind Jalisco (+10.1%) and above Mexico (+7.3%): 8th of the 36 cities with an index of their own.
| Measure | Value | Reference | Rank |
|---|---|---|---|
| Zapopan: Acquisition tax on MX$1 million | MX$26,200 | median MX$21,588 | 39th of 54 lightest |
| Zapopan: Acquisition tax on MX$3 million | MX$85,200 | median MX$75,000 | 36th of 54 lightest |
| Zapopan: Acquisition tax on MX$8 million | MX$248,200 | median MX$232,239 | 37th of 54 lightest |
| Zapopan: Effective rate at MX$3 million | 2.84% | median 2.5% | 36th of 54 lightest |
| Zapopan: Effective rate at MX$1 and 8 million | 2.62% and 3.1% | gap 0.48 points | rising |
| Zapopan: Tax on MX$3 million in UMA | 726 UMA | MX$117 per UMA | 23.9 monthly UMA |
| Zapopan: Recording fee on MX$3 million | MX$4,801 | 0.16% of the price | 5.6% of the tax |
| Zapopan: Tax and fee on MX$3 million | MX$90,001 | 3% of the price | 34th of 54 lightest |
| Zapopan: Tax and fee on MX$12 million | MX$387,001 | 3.23% of the price | 4.3 times the MX$3 million bill |
| SHF index, Zapopan | +9.2% | Mexico +7.3% | 8th of 36 |
Appraisal values, home loans and renting for the whole of Jalisco are on its state page.
The figures
| Measure | Value | Source |
|---|---|---|
| Property transfer tax (ITP) on MX$3 million | MX$85,200 | Ley de Ingresos del Municipio de Zapopan 2026, art. 49 (decree 30111/LXIV/25, published 25 Dec. 2025) |
| Recording fee, Registro Público de la Propiedad on MX$3 million | MX$4,801 | Ley de Ingresos del Estado de Jalisco 2026, art. 16 (decree 30121/LXIV/25, published 23 Dec. 2025) |
| SHF price index, Zapopan, change over a year | +9.2% | SHF, Q2 2026 |
| Average fixed-rate mortgage offer (Sep. 2026) | 11.29% | Banco de México, CF303 |
The SHF publishes home prices in pesos by state only; for a municipality it publishes an index, not a price. The appraisal values, loans and renting of Jalisco are on its state page.
Elsewhere in Jalisco
Sources
- Acquisition tax: Ley de Ingresos del Municipio de Zapopan 2026, art. 49 (decree 30111/LXIV/25, published 25 Dec. 2025); the calculator.
- Recording fee: Ley de Ingresos del Estado de Jalisco 2026, art. 16 (decree 30121/LXIV/25, published 23 Dec. 2025).
- Prices: Sociedad Hipotecaria Federal, Índice SHF de Precios de la Vivienda en México, second quarter of 2026 (press release 05/2026, 10 August 2026), consulted 2026-10-15 (data).
- Loans: SEDATU, Sistema Nacional de Información e Indicadores de Vivienda (SNIIV), open data « Financiamientos » 2025; Banco de México, SIE, Tasas de Interés de Crédito a los Hogares (CF303), Indicador del Costo de Créditos Hipotecarios, September 2026.