In short
The acquisition tax is 2% of the value in Villahermosa (Tabasco) at MX$3 million. Appraisal values in Villahermosa changed by +7.1% over a year (SHF index, second quarter of 2026). The average fixed-rate mortgage offer was 11.29% in September 2026 (Banco de México).
Villahermosa, whose municipality is officially called Centro, taxes a purchase with a flat 2% property transfer tax (ISTD) on the highest of the price, an authorised appraisal and the cadastral value. The effective share is 2% whatever the price, and the amounts are MX$20,000, MX$60,000 and MX$160,000 from the smallest example to the largest. The middle amount equals 511 UMA at MX$117.31 a day.
It ranks 17th lightest of the 54 municipalities computed, with 7 below it and 37 above, and the national median is MX$75,000. Tepic, in Nayarit, just before it, owes the same MX$60,000, and Ciudad Juárez, in Chihuahua, just after, owes MX$62,400. The gap with Juárez is small, which shows how tightly the lighter end of the table is packed around MX$60,000.
The state recording fee adds MX$21,116 whatever the price. Tabasco's law also allows an optional 1% of the value instead of 180 UMA, and the fixed fee is lower above about MX$2.1 million. With the fee, the total for the MX$3 million case is MX$81,116, 2.7% of what is paid, before notary fees.
The city's own SHF index gained 7.1%, 21 of 36 cities with one, slightly under Tabasco's 7.5% and the 7.3% for Mexico. In the state, mortgaged homes show a median SHF valuation of MX$1,077,788 for January-June 2026, 26th of 32 and short of the national MX$1,299,580; the mean is MX$1,487,379, and the quartile marks are MX$783,845 and MX$1,704,422.
Credit and renting are both light. Banks granted 3,681 mortgages in 2025, MX$1,051,267 on average, a rate of 1.5 where the median entity reaches 3.8, and only 9.5% of homes were rented, 28th from the top. Tabasco had 2,402,598 inhabitants in 2020. Real estate agents sit in a state registry run by the Secretaría de Desarrollo Económico y Turismo, under the Ley de Operaciones Inmobiliarias, which is not a licence. Tabasco's index outpaced Villahermosa's by a small margin, so the city grew slightly more slowly than its state. The tax of MX$60,000 is also exactly the figure charged in Tepic, Tampico and Guaymas, other places in the same band of the ranking.
Data as of 15 October 2026: SHF appraisals of January to June 2026, SNIIV loans of 2025, INEGI ENIGH 2024, 2026 tax laws.
Calculate for Villahermosa
The questions, answered
How much tax and recording fee on a MX$3 million home in Villahermosa?
On a MX$3 million home in Villahermosa (Tabasco), taxed on the highest of the price, an authorised appraisal and the cadastral value, the buyer pays property transfer tax (ISTD) MX$60,000, recording fee, Registro Público de la Propiedad MX$21,116: MX$81,116 in all under the 2026 laws read by Payotte, before notary fees.
How much tax and recording fee on a MX$8 million home in Villahermosa?
On a MX$8 million home in Villahermosa (Tabasco): property transfer tax (ISTD) MX$160,000, recording fee, Registro Público de la Propiedad MX$21,116, MX$181,116 in all, before notary fees.
Are home prices rising in Villahermosa?
The SHF price index for Villahermosa (Tabasco) changed by +7.1% between the second quarters of 2025 and 2026, against +7.3% for Mexico; it measures appraisal values of homes bought with a mortgage (Sociedad Hipotecaria Federal).
What monthly payment on a MX$3 million home in Villahermosa?
MX$2,400,000 borrowed (20% down) costs MX$25,248 a month over 20 years at 11.29% (Banco de México, September 2026); average CAT 13.76%.
How much tax when you sell a home in Villahermosa?
Federal rules apply in Villahermosa as in every state: a seller who is not a Mexican tax resident pays by default 25% of the gross price (LISR art. 160), MX$750,000 on a MX$3 million sale, paid by the notary; a resident selling their own home is exempt up to 700,000 UDIS, about MX$6,218,823 at 4 November 2026 (art. 93-XIX-a).
How Villahermosa compares
Villahermosa charges MX$60,000 of acquisition tax (2%) on a MX$3 million home, 20% under the MX$75,000 median of the 54 municipios computed; 7 charge less and 37 more, 9 the same.
The law applies one rate, 2%, to the taxable base, so the tax grows in step with the price: MX$20,000 on MX$1 million, MX$60,000 on MX$3 million and MX$160,000 on MX$8 million.
Villahermosa is the only municipio of Tabasco whose acquisition tax Payotte computes. The recording fee, MX$21,116 on MX$3 million, is set by the state and comes on top.
Tax and recording fee together take 2.7% of a MX$3 million price, MX$81,116, which is 3.2 monthly payments of MX$25,248 and 13.5% on top of the MX$600,000 down payment. On a home at the state median appraisal of MX$1,077,788 the same rules give MX$42,672, 3.96% of the price.
Ranked from the lightest to the heaviest of the 54 areas, Villahermosa is 17th: just below it in the national ranking is Tepic (Nayarit) at MX$60,000 and just above it is Ciudad Juárez (Chihuahua) at MX$62,400. The lightest, Guanajuato, takes MX$24,144 on the same MX$3 million, so a buyer in Villahermosa pays MX$35,856 more; the heaviest, Querétaro, takes MX$170,306, MX$110,306 more than Villahermosa.
Beyond the three prices of this page, tax and fee reach MX$61,116 on MX$2 million, MX$121,116 on MX$5 million and MX$261,116 on MX$12 million. Between MX$3 million and MX$8 million, each extra peso of price carries 2 centavos of acquisition tax, the same as the average rate. In the daily unit of account (UMA, MX$117 in 2026) the MX$3 million tax is 511 UMA and the recording fee 180.
The SHF index of Villahermosa itself moved +7.1% in a year, behind Tabasco (+7.5%) and below Mexico (+7.3%): 21st of the 36 cities with an index of their own.
| Measure | Value | Reference | Rank |
|---|---|---|---|
| Villahermosa: Acquisition tax on MX$1 million | MX$20,000 | median MX$21,588 | 15th of 54 lightest |
| Villahermosa: Acquisition tax on MX$3 million | MX$60,000 | median MX$75,000 | 8th of 54 lightest |
| Villahermosa: Acquisition tax on MX$8 million | MX$160,000 | median MX$232,239 | 6th of 54 lightest |
| Villahermosa: Effective rate at MX$3 million | 2% | median 2.5% | 8th of 54 lightest |
| Villahermosa: Effective rate at MX$1 and 8 million | 2% and 2% | gap 0 points | flat |
| Villahermosa: Tax on MX$3 million in UMA | 511 UMA | MX$117 per UMA | 16.8 monthly UMA |
| Villahermosa: Recording fee on MX$3 million | MX$21,116 | 0.7% of the price | 35.2% of the tax |
| Villahermosa: Tax and fee on MX$3 million | MX$81,116 | 2.7% of the price | 22nd of 54 lightest |
| Villahermosa: Tax and fee on MX$12 million | MX$261,116 | 2.18% of the price | 3.2 times the MX$3 million bill |
| SHF index, Villahermosa | +7.1% | Mexico +7.3% | 21st of 36 |
Appraisal values, home loans and renting for the whole of Tabasco are on its state page.
The figures
| Measure | Value | Source |
|---|---|---|
| Property transfer tax (ISTD) on MX$3 million | MX$60,000 | Ley de Hacienda Municipal del Estado de Tabasco, art. 110 and fifth transitional article (last reform P.O. 21 Aug. 2020) |
| Recording fee, Registro Público de la Propiedad on MX$3 million | MX$21,116 | Ley de Hacienda del Estado de Tabasco, art. 73-A-I-b (last reform P.O. 11 Apr. 2026) |
| SHF price index, Villahermosa, change over a year | +7.1% | SHF, Q2 2026 |
| Average fixed-rate mortgage offer (Sep. 2026) | 11.29% | Banco de México, CF303 |
The SHF publishes home prices in pesos by state only; for a municipality it publishes an index, not a price. The appraisal values, loans and renting of Tabasco are on its state page.
Elsewhere in Tabasco
Sources
- Acquisition tax: Ley de Hacienda Municipal del Estado de Tabasco, art. 110 and fifth transitional article (last reform P.O. 21 Aug. 2020); the calculator.
- Recording fee: Ley de Hacienda del Estado de Tabasco, art. 73-A-I-b (last reform P.O. 11 Apr. 2026).
- Prices: Sociedad Hipotecaria Federal, Índice SHF de Precios de la Vivienda en México, second quarter of 2026 (press release 05/2026, 10 August 2026), consulted 2026-10-15 (data).
- Loans: SEDATU, Sistema Nacional de Información e Indicadores de Vivienda (SNIIV), open data « Financiamientos » 2025; Banco de México, SIE, Tasas de Interés de Crédito a los Hogares (CF303), Indicador del Costo de Créditos Hipotecarios, September 2026.