Buying a home in Hermosillo: tax, fees, prices

Calculate for Hermosillo

Buying: Payotte does not compute the acquisition tax in Hermosillo yet, because the 2026 law could not be read at an official source. The municipal treasury or the notary gives the amount; the mortgage calculator works everywhere. Mortgage calculator.

The questions, answered

How much acquisition tax in Hermosillo?

Payotte does not compute it yet. Hermosillo (Sonora): a correction to the 2026 revenue law was published on 15 January 2026 in the state gazette, which could not be reached. Payotte publishes no figure it has not read; the municipal treasury or the notary gives the amount.

Are home prices rising in Hermosillo?

The SHF price index for Hermosillo (Sonora) changed by +8.9% between the second quarters of 2025 and 2026, against +7.3% for Mexico; it measures appraisal values of homes bought with a mortgage (Sociedad Hipotecaria Federal).

What does a home cost in Sonora?

From January to June 2026, homes bought with a mortgage in Sonora were appraised at a median of MX$1,175,452 and a mean of MX$1,767,242; half of them were appraised between MX$865,000 and MX$1,923,048 (SHF). These are appraisal values, not sale prices.

What monthly payment on a MX$3 million home in Hermosillo?

MX$2,400,000 borrowed (20% down) costs MX$25,281 a month over 20 years at 11.31% (Banco de México, August 2026); average CAT 13.78%.

How much tax when you sell a home in Hermosillo?

Federal rules apply in Hermosillo as in every state: a seller who is not a Mexican tax resident pays by default 25% of the gross price (LISR art. 160), MX$750,000 on a MX$3 million sale, paid by the notary; a resident selling their own home is exempt up to 700,000 UDIS, about MX$6,199,266 at 15 October 2026 (art. 93-XIX-a).

How Hermosillo compares

Hermosillo is one of 7 municipios of the section whose acquisition tax is not computed: Hermosillo (Sonora): a correction to the 2026 revenue law was published on 15 January 2026 in the state gazette, which could not be reached. In Sonora, Payotte does compute Guaymas (MX$60,000 on MX$3 million) and Puerto Peñasco (MX$90,000 on MX$3 million), figures that do not stand in for Hermosillo's own rate. Across the section, 54 areas are computed and the median acquisition tax on MX$3 million is MX$75,000.

In Sonora, homes bought with a mortgage were appraised at a median of MX$1,175,452 from January to June 2026: the 24th highest of the 32 entities, 9.6% below the national median of MX$1,299,580. The mean, MX$1,767,242, is 1.5 times the median, a sign of a few very expensive appraisals pulling it up; the upper quartile bound is 2.2 times the lower one. In that picture, a MX$3 million purchase is above the upper quartile bound of MX$1,923,048, in the top quarter of mortgage-financed homes.

The SHF index of Hermosillo itself moved +8.9% in a year, behind Sonora (+9.2%) and above Mexico (+7.3%), 9th of the 36 cities with an index of their own. The 2025 SNIIV count is 16,542 home loans to individuals in Sonora, 5.6 per 1,000 residents of the 2020 census (median entity: 3.8), for an average of MX$984,529, 0.84 times the median appraisal. 12.5% of homes are rented there (2024), below the median entity's 14.4%, 21st highest.

A buyer at the state median appraisal with 20% down borrows MX$940,362; at the Banco de México average of 11.31% over 20 years that is MX$9,905 a month, against MX$25,281 for the MX$3 million example of this page.

The figures

The SHF publishes home prices in pesos by state only; for a municipality it publishes an index, not a price. The share of rented homes is Payotte's weighted count on 2,611 sampled homes of Sonora in INEGI's ENIGH 2024, without a margin of error.

Elsewhere in Sonora

• Sonorastate
• GuaymasMX$60,000
• Puerto PeñascoMX$90,000