Utah has no real estate transfer tax, does not require an attorney at closing and imposes only limited seller disclosures. It allows both court and out-of-court foreclosure and is not a community property state.
Utah in short
Is there a real estate transfer tax in Utah?
Utah has no state transfer tax in the official sources read. Recording a deed costs a flat $40 per document under Utah Code 17-71-407, and Utah is a non-disclosure state where deeds do not state the sale price.
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What closing costs does Utah law set?
Utah has no official typical closing-cost total. The state contract has the seller pay for the buyer's owner's title policy by default, each county recorder charges $40 per recorded document, and no transfer tax was found.
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How is property tax calculated in Utah?
Utah values property at fair market value as of January 1, and a primary residence gets a 45% exemption so owners pay tax on 55% of the value. In Salt Lake City tax area 01A the 2025 rate is 0.924% of taxable value, or $2,541 on a $500,000 home.
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What is the deadline to appeal a property tax assessment in Utah?
In Utah, apply to the county board of equalization on or before the later of September 15 or the last day of the 45-day period beginning on the date of your Notice of Valuation and Tax Changes (mailed by July 22), including your estimate of market value and evidence.
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Do you need a real estate attorney to close in Utah?
In the Utah statutes and state purchase contract read, no rule requires a buyer or seller to hire a real estate attorney to close. Closings are handled by a title insurance agency with an escrow license (Utah Code 31A-23a-406).
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What must a home seller disclose in Utah?
Utah has no general statute requiring a seller to complete a property condition form.
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How does foreclosure work in Utah?
Most Utah home loans are secured by a trust deed, and the trustee can sell the home at auction without going to court, but at least three months must pass after the notice of default is recorded. A trustee's sale carries no right of redemption.
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What first-time home buyer programs does Utah offer?
Utah's state housing finance agency is Utah Housing Corporation, which HUD's Utah page lists first among the places to ask about first-time and low-income homebuyer assistance (phone (801) 902-8200). The source article gives no program amounts or income limits, because the Utah Housing Corporation website could not be read.
Utah guides
- Closing costs in Utah: what buyers and sellers pay
- Real estate transfer tax in Utah: is there one?
- How Utah property tax works and the 45% residential exemption
- Seller disclosure requirements in Utah: what sellers must tell
- Do you need a real estate attorney to close in Utah?
- How does foreclosure work in Utah, and how long does it take?
- Home prices in Utah and Salt Lake City: median value and trend
- First-time home buyer programs in Utah: where to look for help
- How to verify a real estate license in Utah (5 professions)